TOMI vs MoneyNote Budget Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
TOMI
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Stop wondering where your money goes. Start telling it where to grow. TOMI is not just another expense tracker; it is your personal financial navigator. While other apps record your history, TOMI builds a future-proof roadmap based on your real-time spending habits, helping you achieve financial freedom faster. WHY TOMI? * Personalized Financial Roadmap: Unlike generic budget apps, TOMI analyzes your actual situation to create a dynamic financial path. We update your progress daily to keep you on track. * Plan Your Money with Confidence: Set plans for your expenses, savings, and investments. Compare your actual transactions with your plans to see how you're doing and make adjustments when needed. * Private & Secure: Your financial data belongs to you, and only you. TOMI stores all sensitive data locally on your device. No server uploads, no third-party access. Easily share and sync your data across Apple devices using AirDrop. KEY FEATURES: * Fast Expense Tracking: Log income and expenses in seconds. * Smart Planning: Plan your spending, savings, and investments, then track your progress against your actual transactions. * Insightful Reports: Visualize cash flow and total asset growth with intuitive charts. * Trend Analysis: Spot spending leaks before they become problems. * Asset Management: Keep track of your net worth accumulation over time. * Sync Data via AirDrop: Transfer your financial data to another device and continue managing your finances seamlessly without having to re-enter your data. Take control of your financial destiny today with TOMI. Simple to start, powerful to keep. Privacy Policy: https://sun-kyu-xuan.notion.site/TOMI-s-Privacy-Policy-2cf55b374432806dbc31d8510f5d51a0?source=copy_link Terms of Service: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
MoneyNote Budget Tracker
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Thu Chi Hàng Ngày helps you track income, expenses, budgets, and personal finance reminders in a simple daily workflow. KEY FEATURES • Quickly log income and expenses by category • Daily, monthly, yearly, and category charts • Calendar view for reviewing transactions by day • Monthly budgets and spending progress • Recurring reminders for bills, savings, and important payments • Achievement badges to keep you motivated • Backup and restore your data • Light and dark themes • 15 languages and 12 currencies Your finance data is stored on your device. Thu Chi Hàng Ngày is free and built for everyday spending records. What's new in 1.5.0: • Set monthly spending limits for all expenses or individual categories, with alerts at 80% and 100%. • Search transaction notes and categories, and filter by income/expense and date range. • Reuse recent entries to record everyday transactions faster.
Screenshots
Verdict
The clearest difference is ads: TOMI at none against MoneyNote Budget Tracker's shown. TOMI also leads on update cadence (every 6 days vs monthly). MoneyNote Budget Tracker's advantage is iOS requirement (13.0 vs 15.0). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. TOMI sells 2 in-app purchases, starting at $3.99 per month and MoneyNote Budget Tracker sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
TOMI ships an update every 6 days, MoneyNote Budget Tracker monthly. The most recent releases landed on October 30, 2026 and November 5, 2026 respectively.
| Parameter | TOMI | MoneyNote Budget Tracker |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 6 days — better | Monthly |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 47 MB | 29 MB |
| Age rating | 4+ | 4+ |
| Developer | Xuan Nguyen | Hai Dang Van |
In-app purchases
TOMI
- Getting to Know14 Days trial$3.991 Month
- Soulmate1 Month trial$19.991 Year
MoneyNote Budget Tracker
- MoneyNote Pro$1.99









