Comparison

EMI vs SplitMaster

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

EMI

Features
Read full description

Your complete financial planning app! With advanced calculators for Loan EMI, SIP, FD, GST, and Loan Comparison, this app makes financial decisions easy and accurate. Whether you’re taking a loan, investing in fixed deposits, planning mutual fund SIPs, or calculating GST, everything is possible in one place. Loan EMI Calculator Easily calculate your loan repayments. Just enter loan amount, interest rate, and tenure. - Get Monthly EMI, Total Interest, and Total Payment instantly - View Interactive Graphs showing Interest % vs Principal % - Access Full Amortization Schedule with month-wise details - Save or Share EMI Reports as PDF - Works for Home Loan, Personal Loan, Car Loan, Business Loan SIP Calculator Plan your investments with ease. Enter your monthly SIP amount, tenure, and expected return. - Calculate Total Investment, Estimated Returns & Wealth Gained - Visualize growth with compounding charts - Perfect for Mutual Fund SIP Planning and long-term wealth building FD Calculator Check how much your Fixed Deposit will earn. - Calculate Maturity Value & Interest Earned - Supports Cumulative and Non-Cumulative FDs - Options for Monthly, Quarterly, or Yearly Interest Payouts - Works for bank FD, post office FD, or company FD investments GST Calculator Make tax calculations effortless. - Find GST-inclusive or GST-exclusive price - Calculate exact Net Amount, GST Amount & Total Amount - Supports all Indian GST slabs – 5%, 12%, 18%, 28% - Useful for business owners, freelancers, and shoppers Loan Comparison Tool Compare multiple loan offers before making a decision. - Enter loan details from 2 or more banks - Get instant comparison of EMI, Interest Outgo & Total Payment - Choose the best loan option and save money Why Choose Financial Calculator – EMI, FD? - All-in-One: EMI, FD, SIP, GST & Loan Compare - Accurate, Fast & User-Friendly - Save & Share Reports as PDF - Clean graphs & visual breakdowns - Works offline, lightweight, and free Use Cases 1) Calculate Home Loan EMI before buying a house 2) Plan Car Loan or Personal Loan with detailed repayment schedule 3) Estimate FD Maturity Value and secure your savings 4) Plan Mutual Fund SIP Returns for wealth creation 5) Quickly check GST Amounts while shopping or billing 6) Compare loans to get the lowest EMI and best deal Whether you are a student, salaried employee, entrepreneur, investor, or financial planner, this app is your all-in-one financial companion. Download Financial Calculator – EMI, FD now and take control of your money today!

About

SplitMaster

Features
Read full description

SplitMaster - Split expenses, not friendships. Whether you're with one person or a whole group, SplitMaster keeps track of who paid what β€” and always shows you who owes what to whom. With friends, it's instant. Adding a shared expense but not yet connected with the other person? Just scan their QR code to link up and log the expense right away. In seconds, you're either even β€” or you know exactly how much you're not. For groups, everything stays organized. Create a group, invite people, and start adding expenses. Trips, rent, dinners, household costs: balances update in real time every time someone adds something new. Integrated with BudgetMaster. Already using BudgetMaster to manage your finances? Shared expenses you add in SplitMaster are automatically included in your personal budget. No double entry, ever. SplitMaster is the part of BudgetMaster built for expenses that involve more than just you.

Screenshots

EMI4 screens
SplitMaster4 screens

Verdict

The call

The clearest difference is ads: SplitMaster at none against EMI's shown. EMI's advantage is iOS requirement (13.0 vs 15.0). On price, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard2 real differences Β· 4 level
EMI versus SplitMaster: the parameters behind the verdict, then further details
ParameterEMISplitMaster
PriceFreeFree
Update frequencyβ€”Every 3 weeks
AdsYesNo β€” better
In-app purchasesNoNo
DevicesiPhone, iPad, iPod β€” betteriPhone, iPod
Requires iOS13.0 β€” better15.0
Further details β€” not scored
Size37 MB27 MB
Age rating4+4+
DeveloperChintan ItaliyaSebastiano Reale

In-app purchases

None

EMI

No in-app purchases

None

SplitMaster

No in-app purchases

Questions

Is EMI free?
EMI is free to download, with no in-app purchases.
Is SplitMaster free?
SplitMaster is free to download, with no in-app purchases.
Do EMI or SplitMaster have ads?
EMI shows ads; SplitMaster does not.

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