SpendMinder vs Quidly

SpendMinder – A Budget That Matches How You Get Paid SpendMinder is the fast, modern budgeting app designed around your real pay cycle. Instead of forcing you into monthly calendars, SpendMinder builds a budget based on your actual payday — built from dates you give us — giving you clearer limits, accurate pacing, and a realistic view of your money. If you want to control day-to-day spending, stay ahead of bills, pay off debt faster or save for goals, SpendMinder keeps everything organised in one clean place. Key features • Budgeting based on your real pay schedule Track spending against your actual payday. See daily spending limits, pacing, remaining balance and whether you’ll finish the cycle on budget. • Fast, simple expense tracking Add expenses in seconds with a clean, quick interface. Categorise purchases, review spending patterns and keep on top of your money easily. • Clear insights that show where your money goes View your top spending categories, peak spending days, recurring payments and more — without spreadsheets or complicated charts. • Fixed expenses and monthly bills Add rent, utilities, subscriptions and other repeating costs to see your true spendable amount each cycle. • Debt tracking with payoff tools Track balances, minimums and due dates. Use Snowball or Avalanche payoff methods and see your debt totals fall over time. • Savings goals with progress tracking Set goals, add contributions and see how close you are to completing each one. • Clean, modern, ad-free design We are committed to never display you a single ad! We value your time, privacy, that's why all data stays only on your phone, and not on our servers! Why people choose SpendMinder • Built for any financial cycle you give us! • Ideal for people who overspend between paydays • Helps you stay consistent with accurate pacing and daily limits • Great for users who want budgeting, debt tracking and savings in one app • Designed for clarity, speed and ease — no spreadsheets required Pro Features Unlock Pro for unlimited history, full insights, savings goals, debt tracking and export tools. Your data stays private and securely stored on your device. SpendMinder helps you stay in control, stay consistent and stay confident with your money. Start your first pay cycle today. Terms of Use (EULA) Apple’s Standard End User License Agreement applies: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Log what you spend in a few taps, and see exactly where your money went this month. No account. No sign-up. No bank connection. Nothing is sent to a server, because Quidly has no server. Type the amount, tap a category, done. WHAT YOU GET FOR FREE - Unlimited expenses and income. There is no cap on how much you log. - This month's spending, and how it compares with last month - A category ring that names your biggest spend - A spending calendar: darker days are heavier days. Tap a day to see what you bought. - Your whole history, searchable by note, category, amount or account, with filters and sorting - 18 built-in categories (11 spending, 7 income), and add your own - Save everything as a spreadsheet whenever you like. Getting your own data out is never charged for. - Light or dark, and your own currency - Clear your data, or start completely fresh, any time QUIDLY PRO - A monthly budget with a live ring, what is left, and what is safe to spend today - A nudge at 80%, at 100%, and when you go over - Week and Year views, on top of the free monthly one - Recurring bills and a subscription tracker, with a reminder before each one is due - Add your own accounts, and move money between them PRIVACY, PLAINLY Quidly has no login screen, no cloud account, no ads, and no outside code inside it. It never asks for your bank. Apple's own privacy label on this page reads "Data Not Collected". Everything lives on this iPhone only, so save a spreadsheet copy somewhere safe in case you lose the phone. THE PRICE Quidly Pro is an auto-renewing subscription: £1.99 a month, or £14.99 a year. Prices are shown in pounds; the App Store shows you the exact price in your own money before you confirm anything. Payment is taken by your Apple Account when you confirm, and the subscription renews at the same price unless you turn renewal off at least 24 hours before the current period ends. You can manage it or cancel it any time in iOS Settings, under your Apple Account, then Subscriptions. Terms of Use (EULA): https://quidly.pages.dev/terms Privacy Policy: https://quidly.pages.dev/privacy Questions, or something broken: rwsm7203@gmail.com