Comparison

PQFS vs Splitceipt

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PQFS

Manage your financial products, including investments and Shariah-compliant Takaful coverage. Experience digital onboarding and access customized financial solutions anytime, anywhere.

Highlights
  • Manage financial products
  • Shariah-compliant investments
  • Takaful coverage
  • Digital onboarding
  • 24/7 accessibility
  • Customized financial solutions
Features
Read full description

PQFS - Pak Qatar Financial Solutions App – Your go-to solution for seamless financial services. The PQFS App lets you manage your financial products and experience hassle-free digital onboarding and unlock a world of customized financial products at your fingertips. Key Features: 1. Comprehensive Financial Products: Explore our range of financial solutions, from investments to Takaful coverage. Benefit from Shariah-compliant superior returns, setting us apart from traditional banking and conventional insurance. 2. Takaful Coverage: Enjoy the peace of mind with our Takaful coverage (Islamic insurance) integrated into our products. Experience not just financial growth but also the added security of Takaful benefits. 3. Control at Your Fingertips: Take charge of your investment linked Takaful Plans with our user-friendly app. Enjoy 24/7 accessibility, reducing dependency on office hours. Manage withdrawals, investments, and Takaful needs anytime, anywhere. 4. Reduce Limitations: Break free from traditional constraints. Our app liberates you from time and location limitations, providing unparalleled convenience. Why Choose Pak Qatar Financial Solutions App: • Tailored Solutions: Our products are crafted to meet your specific financial needs. • Effortless Accessibility: Access your account whenever and wherever, empowering you with control and flexibility Its a Customer Facilitation App. • Innovation Beyond Banking: We go beyond conventional methods, ensuring Shariah compliance and superior returns. Download the Pak Qatar Financial Solutions app now and embark on a journey of financial empowerment! App Features: Digital Onboarding: Swiftly invest in our Group products, currently introducing the Mahana Bachat & Takaful Flexi Plan with a seamless digital onboarding process. Customer Services: Access our customer services effortlessly for all your queries and assistance. For inquiries, reach us at 021-34311747 via call or WhatsApp, or email us at iftakaful@pakqatar.com.pk.

About

Splitceipt

Effortlessly split bills and track shared expenses with friends and groups. Scan receipts with AI to assign items, or manually enter totals. Settle up easily with clear balance views and payment reminders.

Highlights
  • AI receipt scanning
  • Itemized bill splitting
  • Manual bill splitting
  • Live settle up view
  • Payment reminders
  • Group management
  • Multi-currency support
  • Export to PDF/CSV
Features
Read full description

Split any bill. Scan any receipt. Pay exactly what you owe. Splitceipt helps friends, roommates, and groups pay exactly what they owe. Splitceipt is the fastest way to split expenses with anyone - whether it's a dinner for four, a group trip, or a shared grocery run. Free, with no ads. AI Receipt Scanner: Point your camera at any receipt and Splitceipt reads it instantly. Assign every line item to the right person so everyone pays for exactly what they ordered - no guessing, no awkward math. Split In Under 30 Seconds: No receipt? No problem. Enter a total and split it equally, by percentage, or set exact amounts per person. A complete bill takes less than 30 seconds to create. Itemized Splitting: Assign scanned items directly to people in your group. Tax and tip split proportionally or equally - your choice, every time. Settle Up - See Who Owes What: Every group has a live Settle Up view showing who owes who across every bill. Send payment reminders, request every unpaid share at once, and mark balances settled without awkward follow-ups. Groups That Stay Organized: Add people from recent contacts or invite them by email. Group owners can manage members and admins, transfer ownership, or archive a finished group while preserving its bills and balances. Multi-Currency Support: Split bills across 150+ currencies and counting. Set a default currency in your preferences and it carries across every new bill automatically - no setup each time. Default Payment Details: Add your preferred payment info once - PayPal, Venmo, bank transfer, or any method - and it gets attached to every bill you create. Your group always knows exactly how to pay you back. Export To PDF & CSV: Export one bill, a whole group, all expenses, or a settle-up balance. Filter exports by date and payment status, then save or share a clean PDF or CSV. Spending Insights: Track shared expenses by category, currency, group, partner, and month. Turn on a monthly email recap for a spending summary delivered on the first of each month. Notifications You Control: Get alerts for expense invites, group updates, payment reminders, and received payments. Enable or disable each type in your profile. Made For You: Choose English, Spanish, French, or German, switch between light and dark themes, and save a default split method for new expenses. Secure By Default: Sign in with Google, Apple, or passwordless OTP. Find friends by username, email, recent people, or device contacts - no phone number required. Data is encrypted in transit. Splitceipt Premium: Unlock unlimited receipt scans, full spending analytics, and PDF or CSV exports. Try Splitceipt free and upgrade whenever you're ready. Perfect For - Dinners, brunches and nights out - Shared apartments and household bills - Road trips and travel - Group gifts and events - Grocery runs and office lunches - Weekend getaways and festivals Download Splitceipt and stop letting money complicate your friendships. By subscribing, you agree to Apple's Standard License Agreement: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

PQFS4 screens
Splitceipt4 screens

Verdict

The call

The clearest difference is rating: Splitceipt at 5.0 against PQFS's 4.0. Splitceipt also leads on update cadence (every 3 days vs every 2 weeks). PQFS's advantage is in-app purchases (none vs 2). On price, ratings volume, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Splitceipt sells 2 in-app purchases, starting at $1.99 per month. PQFS asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Splitceipt holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 5 and 2 respectively.

UpkeepUpdate frequency

PQFS ships an update every 2 weeks, Splitceipt every 3 days. The most recent releases landed on September 18, 2026 and September 20, 2026 respectively.

Scorecard4 real differences · 6 level
PQFS versus Splitceipt: the parameters behind the verdict, then further details
ParameterPQFSSplitceipt
PriceFreeFree
Rating4.0 (5 ratings)5.0 (2 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings5 — better2
Update frequencyEvery 2 weeksEvery 3 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.6 — better16.4
Further details — not scored
Size39 MB62 MB
Age rating17+4+
DeveloperPak-QatarMuhammad Hamza Naeem

Customer experience

PQFS

All ratings5 ratings
Positive80.0%
Neutral0.0%
Negative20.0%

Splitceipt

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

PQFS

No in-app purchases

2 purchases

Splitceipt

Subscriptions2
  • Splitceipt Pro$1.991 Month
  • Splitceipt Pro$14.991 Year

Questions

Is PQFS free?
PQFS is free to download, with no in-app purchases.
Is Splitceipt free?
Splitceipt is free to download, with in-app purchases available.
Which has better reviews, PQFS or Splitceipt?
Splitceipt is rated higher. PQFS averages 4.0 out of 5 from 5 ratings, while Splitceipt averages 5.0 from 2 ratings.
Do PQFS or Splitceipt have ads?
Neither PQFS nor Splitceipt shows ads.
Which is updated more often, PQFS or Splitceipt?
PQFS ships an update every 2 weeks, and Splitceipt every 3 days. Most recently, PQFS was updated on September 18, 2026 and Splitceipt on September 20, 2026.

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