MXI vs Amini
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MXI
Send and receive money globally with virtual USD bank accounts and stablecoin support. Facilitates instant peer-to-peer transfers, international payments, and business payouts. Offers virtual cards for secure worldwide spending.
- International money transfers
- Virtual USD bank accounts
- USDC stablecoin support
- Peer-to-peer transfers
- Virtual payment cards
- Mass payouts for businesses
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DELTAWALLET - GLOBAL BANKING SUITE Send and receive money internationally with virtual USD bank accounts and USDC stablecoin support. Available in 100+ countries. SEND MONEY ANYWHERE, INSTANTLY - Peer-to-peer transfers via phone or email - Send money home or pay friends internationally - USDC stablecoin support for crypto payments - No complicated forms or delays USD VIRTUAL BANK ACCOUNTS - Get a USD virtual account in your name - Receive ACH and Wire payments - Hold and manage funds with full banking integration - Detailed transaction reporting GET PAID YOUR WAY - Create payment links for quick payment requests - Invoice global customers in USD or USDC - Accept payments from anywhere in the world SMART VIRTUAL CARD - Instant virtual card access - Make worldwide payments securely - Complete control over your spending BUSINESS FEATURES - Mass payouts - send thousands of payments in minutes - Treasury management for USD accounts - Built-in compliance - recipients get verified automatically - Professional invoicing with crypto and traditional payment support WHY DELTA WALLET? - Available in 100+ countries - Bank-grade security for your funds - Simple verification process - Instant transfers - Transparent fees - 24/7 access to your money BUILT FOR MODERN PROFESSIONALS Whether you're a freelancer getting paid internationally, a business managing global payments, or someone sending money home to family - Delta Wallet makes it simple, fast, and secure.
Amini
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Amini is a personal and group finance app built for everyday Nigerians. Manage your money, save toward goals, and handle payments all in one place, in English and Hausa. KEY FEATURES: Wallet & Transfers Fund your Amini wallet and send money instantly to other Amini users or any Nigerian bank account. Pay with QR codes or scan to pay at supported merchants. Smart Savings Set up automatic daily, weekly, or monthly savings. Create target savings goals and track your progress. Lock funds for higher interest over 30–365 days. Group Savings (Adashi & Gudunmawa) Join or create traditional community savings groups. Manage contributions, track payouts, and stay on schedule with your group. Bill Payments Recharge airtime and data for MTN, Airtel, Glo, and 9Mobile. Pay for DSTV, GOtv, electricity, and internet subscriptions in seconds. Direct Debit Authorize bank mandates for seamless automatic savings deductions from your bank account. Security Bank-level encryption, PIN protection, and biometric authentication keep your money safe. Amini is designed for communities across Nigeria, simple, secure, and built around how you already save and spend.
Screenshots
Verdict
The clearest difference is update cadence: Amini at weekly against MXI's every 4 weeks. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MXI ships an update every 4 weeks, Amini weekly. The most recent releases landed on October 5, 2026 and October 4, 2026 respectively.
| Parameter | MXI | Amini |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (4 ratings) — better | — |
| Positive reviews | 80.0% of reviews | — |
| Number of ratings | 4 — better | — |
| Update frequency | Every 4 weeks | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.1 — better | 16.4 |
| Further details — not scored | ||
| Size | 53 MB | 55 MB |
| Age rating | 4+ | 4+ |
| Developer | Monerex | Ayorinde Oluwasina |
In-app purchases
MXI
No in-app purchases
Amini
No in-app purchases









