Comparison

MXI vs PerasPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MXI

Send and receive money globally with virtual USD bank accounts and stablecoin support. Facilitates instant peer-to-peer transfers, international payments, and business payouts. Offers virtual cards for secure worldwide spending.

Highlights
  • International money transfers
  • Virtual USD bank accounts
  • USDC stablecoin support
  • Peer-to-peer transfers
  • Virtual payment cards
  • Mass payouts for businesses
Features
Read full description

DELTAWALLET - GLOBAL BANKING SUITE Send and receive money internationally with virtual USD bank accounts and USDC stablecoin support. Available in 100+ countries. SEND MONEY ANYWHERE, INSTANTLY - Peer-to-peer transfers via phone or email - Send money home or pay friends internationally - USDC stablecoin support for crypto payments - No complicated forms or delays USD VIRTUAL BANK ACCOUNTS - Get a USD virtual account in your name - Receive ACH and Wire payments - Hold and manage funds with full banking integration - Detailed transaction reporting GET PAID YOUR WAY - Create payment links for quick payment requests - Invoice global customers in USD or USDC - Accept payments from anywhere in the world SMART VIRTUAL CARD - Instant virtual card access - Make worldwide payments securely - Complete control over your spending BUSINESS FEATURES - Mass payouts - send thousands of payments in minutes - Treasury management for USD accounts - Built-in compliance - recipients get verified automatically - Professional invoicing with crypto and traditional payment support WHY DELTA WALLET? - Available in 100+ countries - Bank-grade security for your funds - Simple verification process - Instant transfers - Transparent fees - 24/7 access to your money BUILT FOR MODERN PROFESSIONALS Whether you're a freelancer getting paid internationally, a business managing global payments, or someone sending money home to family - Delta Wallet makes it simple, fast, and secure.

About

PerasPay

Securely manage your finances with this app. It offers fast account setup, balance tracking, and fund transfers. You can also manage payment settings and access in-app support.

Highlights
  • Fast onboarding with identity verification
  • View balances and transaction history
  • Transfer funds within supported flows
  • Manage cards and payment settings
  • Security controls and login verification
  • In-app notifications and support
Features
Read full description

PerasPay is a simple and secure app for managing your balance and accessing supported in-app services. Key Features • Fast onboarding with identity verification for account access • View balances and transaction activity • Transfer funds within supported flows • Manage cards and payment settings where available • Security controls including login verification and session protection • In-app notifications and support Availability & Disclosures Features vary by region and eligibility. Identity verification may be required. Fees, limits, and processing times may apply. Please refer to the in-app terms, disclosures, and help center for details.

Screenshots

MXI4 screens
PerasPay3 screens

Verdict

The call

The clearest difference is update cadence: PerasPay at every 8 days against MXI's every 4 weeks. On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for MXI against 5.0 for PerasPay. Both are backed by a comparable volume of ratings — 4 and 3 respectively.

UpkeepUpdate frequency

MXI ships an update every 4 weeks, PerasPay every 8 days. The most recent releases landed on October 5, 2026 and October 1, 2026 respectively.

Scorecard1 real difference · 9 level
MXI versus PerasPay: the parameters behind the verdict, then further details
ParameterMXIPerasPay
PriceFreeFree
Rating5.0 (4 ratings)5.0 (3 ratings)
Positive reviews80.0% of reviews—
Number of ratings4 — better3
Update frequencyEvery 4 weeksEvery 8 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.1 — better15.6
Further details — not scored
Size53 MB210 MB
Age rating4+4+
DeveloperMonerexReal X International USA INC

Customer experience

MXI

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews5 reviews
Positive80.0%
Neutral0.0%
Negative20.0%

PerasPay

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

MXI

No in-app purchases

None

PerasPay

No in-app purchases

Questions

Is MXI free?
MXI is free to download, with no in-app purchases.
Is PerasPay free?
PerasPay is free to download, with no in-app purchases.
Which has better reviews, MXI or PerasPay?
MXI and PerasPay are both rated 5.0 out of 5 on the App Store, from 4 and 3 ratings respectively.
Do MXI or PerasPay have ads?
Neither MXI nor PerasPay shows ads.
Which is updated more often, MXI or PerasPay?
MXI ships an update every 4 weeks, and PerasPay every 8 days. Most recently, MXI was updated on October 5, 2026 and PerasPay on October 1, 2026.

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