MXI vs PerasPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MXI
Send and receive money globally with virtual USD bank accounts and stablecoin support. Facilitates instant peer-to-peer transfers, international payments, and business payouts. Offers virtual cards for secure worldwide spending.
- International money transfers
- Virtual USD bank accounts
- USDC stablecoin support
- Peer-to-peer transfers
- Virtual payment cards
- Mass payouts for businesses
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DELTAWALLET - GLOBAL BANKING SUITE Send and receive money internationally with virtual USD bank accounts and USDC stablecoin support. Available in 100+ countries. SEND MONEY ANYWHERE, INSTANTLY - Peer-to-peer transfers via phone or email - Send money home or pay friends internationally - USDC stablecoin support for crypto payments - No complicated forms or delays USD VIRTUAL BANK ACCOUNTS - Get a USD virtual account in your name - Receive ACH and Wire payments - Hold and manage funds with full banking integration - Detailed transaction reporting GET PAID YOUR WAY - Create payment links for quick payment requests - Invoice global customers in USD or USDC - Accept payments from anywhere in the world SMART VIRTUAL CARD - Instant virtual card access - Make worldwide payments securely - Complete control over your spending BUSINESS FEATURES - Mass payouts - send thousands of payments in minutes - Treasury management for USD accounts - Built-in compliance - recipients get verified automatically - Professional invoicing with crypto and traditional payment support WHY DELTA WALLET? - Available in 100+ countries - Bank-grade security for your funds - Simple verification process - Instant transfers - Transparent fees - 24/7 access to your money BUILT FOR MODERN PROFESSIONALS Whether you're a freelancer getting paid internationally, a business managing global payments, or someone sending money home to family - Delta Wallet makes it simple, fast, and secure.
PerasPay
Securely manage your finances with this app. It offers fast account setup, balance tracking, and fund transfers. You can also manage payment settings and access in-app support.
- Fast onboarding with identity verification
- View balances and transaction history
- Transfer funds within supported flows
- Manage cards and payment settings
- Security controls and login verification
- In-app notifications and support
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PerasPay is a simple and secure app for managing your balance and accessing supported in-app services. Key Features • Fast onboarding with identity verification for account access • View balances and transaction activity • Transfer funds within supported flows • Manage cards and payment settings where available • Security controls including login verification and session protection • In-app notifications and support Availability & Disclosures Features vary by region and eligibility. Identity verification may be required. Fees, limits, and processing times may apply. Please refer to the in-app terms, disclosures, and help center for details.
Screenshots
Verdict
The clearest difference is update cadence: PerasPay at every 8 days against MXI's every 4 weeks. On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 5.0 for MXI against 5.0 for PerasPay. Both are backed by a comparable volume of ratings — 4 and 3 respectively.
MXI ships an update every 4 weeks, PerasPay every 8 days. The most recent releases landed on October 5, 2026 and October 1, 2026 respectively.
| Parameter | MXI | PerasPay |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (4 ratings) | 5.0 (3 ratings) |
| Positive reviews | 80.0% of reviews | — |
| Number of ratings | 4 — better | 3 |
| Update frequency | Every 4 weeks | Every 8 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.1 — better | 15.6 |
| Further details — not scored | ||
| Size | 53 MB | 210 MB |
| Age rating | 4+ | 4+ |
| Developer | Monerex | Real X International USA INC |
Customer experience
MXI
PerasPay
In-app purchases
MXI
No in-app purchases
PerasPay
No in-app purchases









