Comparison

MXI vs XBNK

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MXI

Send and receive money globally with virtual USD bank accounts and stablecoin support. Facilitates instant peer-to-peer transfers, international payments, and business payouts. Offers virtual cards for secure worldwide spending.

Highlights
  • International money transfers
  • Virtual USD bank accounts
  • USDC stablecoin support
  • Peer-to-peer transfers
  • Virtual payment cards
  • Mass payouts for businesses
Features
Read full description

DELTAWALLET - GLOBAL BANKING SUITE Send and receive money internationally with virtual USD bank accounts and USDC stablecoin support. Available in 100+ countries. SEND MONEY ANYWHERE, INSTANTLY - Peer-to-peer transfers via phone or email - Send money home or pay friends internationally - USDC stablecoin support for crypto payments - No complicated forms or delays USD VIRTUAL BANK ACCOUNTS - Get a USD virtual account in your name - Receive ACH and Wire payments - Hold and manage funds with full banking integration - Detailed transaction reporting GET PAID YOUR WAY - Create payment links for quick payment requests - Invoice global customers in USD or USDC - Accept payments from anywhere in the world SMART VIRTUAL CARD - Instant virtual card access - Make worldwide payments securely - Complete control over your spending BUSINESS FEATURES - Mass payouts - send thousands of payments in minutes - Treasury management for USD accounts - Built-in compliance - recipients get verified automatically - Professional invoicing with crypto and traditional payment support WHY DELTA WALLET? - Available in 100+ countries - Bank-grade security for your funds - Simple verification process - Instant transfers - Transparent fees - 24/7 access to your money BUILT FOR MODERN PROFESSIONALS Whether you're a freelancer getting paid internationally, a business managing global payments, or someone sending money home to family - Delta Wallet makes it simple, fast, and secure.

About

XBNK

Manage your digital assets with this comprehensive crypto wallet. Buy, sell, swap, and track your portfolio in real-time. Earn yield on your holdings and utilize secure transaction features.

Highlights
  • Portfolio tracking
  • Buy and sell crypto
  • Instant token swaps
  • Earn yield on assets
  • Transaction history
  • KYC verification
  • PIN and biometric security
Read full description

XBNK is the crypto wallet built for clarity and confidence. Buy, sell, swap, spend, and earn — all in one place, all in your control. PORTFOLIO AT A GLANCE Watch your portfolio move in real time. Track total value, 24-hour changes, and per-asset performance at a glance. Discover trending coins, top gainers, and new listings across 50+ assets — including BTC, ETH, SOL, USDT, USDC, XRP, and more. BUY & SELL CRYPTO Fund your wallet with a simple bank transfer, and cash out just as easily whenever you're ready. Transparent fees. No surprises. XBNK CARD Spend your crypto anywhere Visa is accepted. Top up straight from your wallet, confirm payments with built-in 3D Secure, and stay in control with instant freeze, limits, and PIN protection. SWAP INSTANTLY Trade any asset for another in seconds. Live quotes, clear estimates, one PIN-protected tap to confirm. DEPOSIT & WITHDRAW Receive crypto to your own wallet addresses across multiple networks. Send anywhere with full fee transparency and real-time status tracking. EARN YIELD Put your crypto to work. Choose flexible or locked programs with competitive APY, watch your earnings grow, and redeem whenever you want. xPOINTS & REFERRALS Earn xPoints just by using the app, and climb the weekly, monthly, and all-time leaderboards. Invite friends with your referral code and earn together. TRANSACTION HISTORY Every deposit, withdrawal, swap, card purchase, and earn action — organized by date, with full breakdowns and block explorer links. BUILT FOR SECURITY KYC identity verification powered by Sumsub PIN protection on every transaction Face ID and biometric authentication Auto-lock the moment you step away FLEXIBLE SIGN-IN Sign up in seconds with email, Apple, Google, or your phone number. Email and SMS verification protect your account from day one. STAY IN THE LOOP Push notifications and an in-app notification centre keep you on top of every deposit, withdrawal, swap, and card transaction. Need help? Open a support ticket in Settings and get answers without leaving the app.

Screenshots

MXI4 screens
XBNK4 screens

Verdict

The call

The clearest difference is ads: MXI at none against XBNK's shown. MXI also leads on monetization model (free vs ad-supported) and ratings volume (4 vs 1). XBNK's advantage is review sentiment (100% vs 80%). On price, rating, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for MXI against 5.0 for XBNK. Both are backed by a comparable volume of ratings — 4 and 1 respectively. Written reviews are what separate them: 80% of MXI's written reviews are positive against 100% of XBNK's.

UpkeepUpdate frequency

MXI ships an update every 4 weeks, XBNK every 2 weeks. The most recent releases landed on June 3, 2026 and September 4, 2026 respectively.

Scorecard4 real differences · 6 level
MXI versus XBNK: the parameters behind the verdict, then further details
ParameterMXIXBNK
PriceFreeFree
Rating5.0 (4 ratings)5.0 (1 ratings)
Positive reviews80.0% of reviews100.0% of reviews — better
Number of ratings4 — better1
Update frequencyEvery 4 weeksEvery 2 weeks — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.115.1
Further details — not scored
Size53 MB58 MB
Age rating4+17+
DeveloperMonerexXbnk Tech Limited

Customer experience

MXI

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews5 reviews
Positive80.0%
Neutral0.0%
Negative20.0%

XBNK

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

MXI

No in-app purchases

None

XBNK

No in-app purchases

Questions

Is MXI free?
MXI is free to download, with no in-app purchases.
Is XBNK free?
XBNK is free to download, with no in-app purchases.
Which has better reviews, MXI or XBNK?
MXI and XBNK are both rated 5.0 out of 5 on the App Store, from 4 and 1 ratings respectively.
Do MXI or XBNK have ads?
XBNK shows ads; MXI does not.
Which is updated more often, MXI or XBNK?
MXI ships an update every 4 weeks, and XBNK every 2 weeks. Most recently, MXI was updated on June 3, 2026 and XBNK on September 4, 2026.

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