Comparison

IGB Wallet vs Valygo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

IGB Wallet

Features
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IGB – Tu banco digital IGB es la plataforma bancaria digital diseñada para ofrecerte una experiencia financiera completa, segura y sin complicaciones, directamente desde tu dispositivo móvil. Apertura de cuenta 100% digital Realiza tu proceso de registro desde la comodidad de tu hogar. Nuestro flujo de incorporación incluye verificación de identidad (KYC), validación biométrica y consulta al Buró de Crédito, garantizando la seguridad de tu información en todo momento. Tarjeta de crédito Mastercard Solicita tu tarjeta de crédito Mastercard directamente desde la app. Disfruta de aceptación internacional, beneficios exclusivos y el respaldo de una red de pagos global. Gestión financiera inteligente Consulta tu saldo, revisa tus movimientos, realiza transferencias y administra los límites de tu tarjeta en tiempo real, todo desde una interfaz intuitiva y segura. Seguridad de nivel bancario Tu tranquilidad es nuestra prioridad. IGB incorpora autenticación biométrica, cifrado de extremo a extremo y monitoreo continuo de transacciones para proteger tu patrimonio en todo momento.

About

Valygo

Features
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Valygo is your all-in-one account manager for cards, wallets, and everyday money management. View balances, send and receive assets, manage payment cards, and track your activity — all from a clean, secure mobile app. Your finances, simplified. We’ve got you covered. WHY VALYGO? Valygo brings together digital assets, subscription-based banking features, and payment cards in one place. Whether you’re holding VYO, managing wallet balances, or using virtual and physical cards, Valygo helps you stay in control of your money with real-time balances, transaction history, and built-in security. KEY FEATURES • Unified dashboard — See your portfolio at a glance with balances for VYO, PGD, crypto, and linked accounts. • Digital wallets — Manage VYO and PGD wallets, view addresses, copy deposit details, and monitor your holdings across supported networks. • Send & receive — Transfer assets quickly. Share your wallet address or QR code to receive funds on the correct network. • Payment cards — View virtual and physical cards, check card details, freeze or unfreeze cards, and manage card-linked balances (based on your plan). • USD & crypto accounts — Access virtual USD accounts and crypto platform features as your subscription tier allows. • Withdrawals — Send funds to saved beneficiaries with a guided withdrawal flow. • Transaction history — Filter and review incoming, outgoing, and pending transactions in one place. • Subscription plans — Choose Free, Essential, or Premium and unlock features such as virtual accounts, cards, lower fees, and VYO bonus rewards. On iOS, paid plans are purchased through Apple In-App Purchase. • Identity verification (KYC) — Complete secure verification to unlock full account features. • Referral program — Invite friends and earn rewards through Valygo’s referral system. • Notifications — Stay informed about account activity and important updates. • Appearance — Switch between light and dark mode for a comfortable viewing experience. SECURITY YOU CAN TRUST Your account is protected with industry-standard security practices, including two-factor authentication (2FA), biometric unlock on supported devices, and secure session handling. Manage your password and security settings directly in the app. PLANS FOR EVERY NEED Start with the Free plan and upgrade when you’re ready: • Free — Core wallet and account features • Essential — Virtual USD account, virtual card, and enhanced benefits • Premium — Expanded card and account options, premium limits, and higher VYO bonus rates Plan features, fees, and deposit requirements are shown in-app before you subscribe. SUPPORT Need help? Visit Help & Support in the app for FAQs, legal information, and links to our team. You can also reach us at Support@valygo.com. Learn more at valygo.com IMPORTANT INFORMATION Valygo is a financial technology application. Availability of features, cards, accounts, and services may vary by country and subscription plan. Identity verification may be required. Digital asset transfers involve risk, including irreversible transfers — always confirm network and address details before sending funds. Fees, rates, and plan terms apply as displayed in the app. Please review our Terms & Conditions and Privacy Policy before use. Token purchases and other web-only platform features may be available on valygo.com and are separate from this iOS app. Privacy Policy: https://privacypolicy.valygo.com/legal/privacy-policy Terms of Use (EULA): https://valygo.com/app/terms Download Valygo today and take control of your digital finances.

Screenshots

IGB Wallet4 screens
Valygo4 screens

Verdict

The call

The clearest difference is ads: Valygo at none against IGB Wallet's shown. Valygo also leads on update cadence (every 3 days vs every 3 weeks). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

IGB Wallet ships an update every 3 weeks, Valygo every 3 days. The most recent releases landed on October 10, 2026 and October 7, 2026 respectively.

Scorecard2 real differences · 4 level
IGB Wallet versus Valygo: the parameters behind the verdict, then further details
ParameterIGB WalletValygo
PriceFreeFree
Update frequencyEvery 3 weeksEvery 3 days — better
AdsYesNo — better
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size75 MB45 MB
Age rating17+4+
DeveloperSouth American International Bank Curacao N.V.Valygo Limited

In-app purchases

None

IGB Wallet

No in-app purchases

None

Valygo

No in-app purchases

Questions

Is IGB Wallet free?
IGB Wallet is free to download, with no in-app purchases.
Is Valygo free?
Valygo is free to download, with no in-app purchases.
Do IGB Wallet or Valygo have ads?
IGB Wallet shows ads; Valygo does not.
Which is updated more often, IGB Wallet or Valygo?
IGB Wallet ships an update every 3 weeks, and Valygo every 3 days. Most recently, IGB Wallet was updated on October 10, 2026 and Valygo on October 7, 2026.

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