StablePay Wallet vs BillBin
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
StablePay Wallet
This app allows instant, fee-free peer-to-peer payments using stablecoins like USDT. You can easily deposit funds, buy crypto with various methods, and explore yield-bearing vaults for potential earnings. It's designed for simplicity, requiring no prior crypto experience.
- Instant P2P stablecoin payments
- Deposit USDT, USDC, ETH
- Buy crypto with card or bank transfer
- Yield-bearing vaults for earnings
- Non-custodial fund control
- Passkey and passcode security
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Stablecoins for Everyone - Real-time settlement. No hidden fees, no complexity. - Download StablePay and create an account in minutes. P2P Payments - Send and receive USDT instantly, for free. - Pay friends and family by phone number, email, @stablename, or QR code. - Keep your money safe with passkey and passcode. Deposit Funds - Deposit USDT, USDC, ETH - auto-converted to USDT. - Buy USDT with card, bank transfer, or local payment methods. - Transfer from Binance or Coinbase in a few taps. - Fees and rates shown upfront before you confirm. StablePay Earn - Deposit USDT from your StablePay wallet into an curated yield-bearing vaults. - Track Earn balance and lifetime earnings in-app. - APY and rewards are variable and not guaranteed. Vaults are on-chain and are not bank deposits. Built for simplicity. No crypto experience needed. StablePay is non-custodial - you control your funds at all times.
BillBin
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BillBin - Your Private Finance Companion Tired of bloated budget apps that upload your financial data to unknown servers? BillBin is your LOCAL-FIRST expense tracker - designed with privacy at its core. KEY FEATURES ------------- Smart Expense Tracking - Quickly log income and expenses - Auto-categorization (Food, Transport, Shopping, Entertainment...) - Multiple ledgers (Personal, Family, Custom) - Monthly and custom range reports Subscription Management - Track all your subscriptions (Netflix, Spotify, iCloud+...) - Monthly, quarterly, or yearly billing cycles - Never miss a renewal or unwanted charge - See your total fixed monthly costs at a glance Multi-Currency Support - Native support for USD, CNY, JPY - Flexible currency display switching PRIVACY FIRST ------------- - 100% Local Storage - data stays on YOUR device only - Zero Cloud Upload - we can't see your data, ever - iCloud Sync - secure sync between your Apple devices - Manual Backup/Restore - full control over your exports - No Account Required - open and start using immediately WHO IS BILLBIN FOR? ------------------- - Privacy-conscious individuals - Families managing household budgets - Business travelers tracking multi-currency expenses - Users juggling multiple subscriptions - Minimalists who prefer offline-first tools WHY BILLBIN? ------------ Unlike other budget apps: - No email or phone number collection - No usage tracking or analytics - No ads, ever - Clean, intuitive interface - All features free to use - Continuous updates and improvements Download BillBin and take control of your finances - privately.
Screenshots
Verdict
The clearest difference is price: StablePay Wallet at Free against BillBin's $0.99. BillBin's advantage is update cadence (every 6 days vs every 2 weeks). On ads, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
StablePay Wallet is free to download; BillBin costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.
StablePay Wallet ships an update every 2 weeks, BillBin every 6 days. The most recent releases landed on October 30, 2026 and November 5, 2026 respectively.
| Parameter | StablePay Wallet | BillBin |
|---|---|---|
| Price | Free — better | $0.99 |
| Rating | 5.0 (11 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 11 — better | — |
| Update frequency | Every 2 weeks | Every 6 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.1 | 15.0 — better |
| Further details — not scored | ||
| Size | 61 MB | 3 MB |
| Age rating | 4+ | 4+ |
| Developer | Stable Wallet Limited | HELLOMSG LLC |
In-app purchases
StablePay Wallet
No in-app purchases
BillBin
No in-app purchases









