StablePay Wallet vs Hyperbeat Pay

Stablecoins for Everyone - Real-time settlement. No hidden fees, no complexity. - Download StablePay and create an account in minutes. P2P Payments - Send and receive USDT instantly, for free. - Pay friends and family by phone number, email, @stablename, or QR code. - Keep your money safe with passkey and passcode. Deposit Funds - Deposit USDT, USDC, ETH - auto-converted to USDT. - Buy USDT with card, bank transfer, or local payment methods. - Transfer from Binance or Coinbase in a few taps. - Fees and rates shown upfront before you confirm. StablePay Earn - Deposit USDT from your StablePay wallet into an curated yield-bearing vaults. - Track Earn balance and lifetime earnings in-app. - APY and rewards are variable and not guaranteed. Vaults are on-chain and are not bank deposits. Built for simplicity. No crypto experience needed. StablePay is non-custodial - you control your funds at all times.

Hyperbeat: Crypto Wallet & Card Hyperbeat is a self-custodial crypto wallet and spending app. Manage your digital assets and spend anywhere in the world with a crypto-backed Visa card, secured by a passkey with no seed phrases required. Crypto-Backed Visa Card: Fund your card with the crypto assets already in your portfolio and spend at any merchant worldwide. Switch between credit and debit spending modes, set your own spending cap, and freeze or unfreeze your card instantly from the app. Earn cashback on every purchase, with tiered boosters for active users. Passkey Security: No Seed Phrases Your assets stay in your control at all times. Sign in with a passkey, the same technology that secures your Apple ID, instead of a 12-word seed phrase. No custodian holds your funds. Multi-Chain Deposits: Deposit over 15 crypto assets from any major blockchain. Connect an external wallet via WalletConnect, bridge from Arbitrum, Base, or Ethereum, or send directly from a hardware wallet. Supported assets include USDC, USDT, ETH, BTC, SOL, HYPE, and more. Savings Balance: Convert your stablecoins into a savings balance that works for you automatically. Withdraw any time with no lock-up. Spending Analytics: Track your card spend by category: groceries, dining, transport, entertainment, and more. View top merchants, cashback earned, and spending trends over 7, 30, or 90 days. Portfolio Dashboard: View your complete portfolio in one place. Track your balance history over time with interactive charts and see exactly how your assets are allocated. Quick Identity Verification: Verify your identity in under 5 minutes to unlock your card and full account features.