Second Order Consequences vs Multi

A butterfly flaps its wings in Brazil. Weeks later, a tornado forms in Texas. Your decisions work exactly the same way. You weigh the raise. You take the job. You move cities, raise your prices, sign the lease. And two years later, the thing that actually reshaped your life is never the thing you sat down to decide. It is the thing that thing caused. That is a second-order consequence: the effect of the effect. Everyone sees step one. Almost nobody sees step three. Step three is where your life is decided. Second Order exists to show you step three. HOW IT WORKS 1. Describe the decision you are facing, in plain language. Any topic, any size. 2. Get its consequences mapped across three time horizons. 3. See the money you had not counted, and the biases quietly steering you. 4. Decide with the whole picture instead of the first step. THE THREE HORIZONS Immediate effects (0 to 6 months). The obvious ones. The raise lands, the commute starts, the lease is signed. The part you were already thinking about. Secondary ripples (6 to 24 months). The effects of those effects. The commute quietly eats the gym, then the cooking, then the evenings you said were keeping you sane. Nobody decides to lose those. They just go. Long term impact (2 to 5 years and beyond). Where it compounds. A salary baseline permanently reset. A location lock-in that narrows every option after it. A burnout pattern you have already lived through twice. Alongside them: the financial impact (estimated cost, the hidden costs nobody mentions, the opportunity cost of what you are not doing instead) and the cognitive traps steering this decision, named outright. IT LEARNS HOW YOU DECIDE A 60-second quiz builds your decision profile: how fast you move, how deep you look, how much risk you carry, how far ahead you see. Every analysis you save sharpens the next one, and the app watches the blind spot you are most likely to repeat. All of it stays on your phone. FIND OUT IF YOU WERE RIGHT Most decision tools stop the moment you decide. Second Order asks you to come back. Set a follow-up when you save a decision. Months later it resurfaces and asks what actually happened. Over time you build something almost nobody has: a real track record of your own judgment, and evidence of which blind spot keeps costing you. EVERYTHING INSIDE - Consequence mapping across three time horizons - Financial impact: estimated, hidden and opportunity cost - Cognitive bias detection on every analysis - Outcome tracking with follow-up reminders - Prediction track record: how often the analysis called it - Your recurring blind spots, charted over time - A private decision journal, stored on your device - Export your journal to PDF - On-device insights written by Apple Intelligence, on iPhone models that support it FREE AND PRO Free gives you the immediate consequences of any decision, plus the recommendation. That is the honest version of the problem: one step ahead. Pro gives you the rest: second and third-order effects, the financial breakdown, bias detection, your full journal history, pattern analysis and prediction track record. PRIVACY No account. No sign-in. No tracking. No analytics. Your journal never leaves your device. To produce an analysis, the decision you type is sent to Google's Gemini API, and only after you explicitly agree, on a screen naming exactly what is transmitted. You can withdraw that permission any time in Settings, and everything already saved stays on your phone. Every choice creates ripples. Most people only ever see the splash. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel in your Apple Account settings. Terms of Use: https://www.dropouts.in/privacypolicy/terms-of-use.html Privacy Policy: https://www.dropouts.in/privacypolicy/privacy-policy.html

Multi is a habit tracker, to-do list, workout tracker, and expense tracker in one app. Your tasks, habits, workouts, reminders, and spending are all part of the same day. Multi gives them one simple place to live, without making you jump between four different apps. ADD THINGS YOUR WAY Adding something takes one simple motion. Type it or say it out loud. Pull the line up to turn it into a repeating habit. Pull it down and add an amount to make it an expense. Do both for recurring expenses like rent or subscriptions. No complicated menus. No endless setup. TASKS, HABITS & REMINDERS Keep your tasks, habits, and reminders together in one list. Set reminders once, daily, weekly, on specific days, or multiple times a day. Multi works around your schedule instead of forcing everything into the same routine. You can also speak several things at once. Multi separates them into individual items and lets you review everything before saving. HABIT TRACKING THAT FEELS DIFFERENT Instead of another grid of checkboxes, Multi shows your habit history as a wave. Peaks are the days you showed up. Flat sections are the days you missed. Over time, you can see the rhythm of your habit instead of obsessing over a streak. A yearly dot calendar gives you another simple way to see your consistency and notice patterns over time. WORKOUT TRACKER Create your training plan and log workouts set by set. Your workouts and progress stay alongside the rest of your day, and the Apple Watch app lets you log sets without reaching for your phone. EXPENSE TRACKER Add spending directly to your list and track each expense in its own currency. Scan a receipt and Multi can read the total for you. You review the amount before anything is saved. Set a monthly budget and get an alert when your spending crosses the limit you chose. You can also attach photos or PDFs to expenses when you need to keep receipts or other proof. ON YOUR IPHONE, WATCH & HOME SCREEN Use widgets to see your day from the Home Screen. Use the Apple Watch app to check your day and log workouts from your wrist. Use Siri to quickly add or complete items with your voice. PRIVATE BY DESIGN No account is required to use Multi. Your data stays on your device unless you choose to enable iCloud sync. Sync uses your Apple account so your information can stay up to date across your devices. There is no ad tracking or data broker. You can export your data as CSV or JSON whenever you want. ONE SIMPLE VISUAL LANGUAGE Multi is built around a line. A flat line is a task. A wave is a habit. A doubled line represents money. The same idea runs through the app, from adding something new to the icon, widgets, and the way your information is displayed. FREE TO START Tasks are unlimited for free. The free plan also includes up to 3 habits, 10 expenses, and 5 reminders. Multi Pro unlocks more habits, expenses, and reminders, along with 8 color themes and matching app icons. You can try everything with a two-week free trial before deciding if Pro is for you. Whether you want to build better habits, manage your to-do list, track workouts, stay on top of spending, or simply keep your day organized, Multi gives you one place to do it all. SUBSCRIPTION TERMS Payment is charged to your Apple Account at purchase. Subscriptions renew automatically unless auto-renew is turned off at least 24 hours before the current period ends. You can manage or cancel your subscription in your Apple Account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://getmulti.app/privacy