LoanPrep vs FreelanceFlow

Your personal assistant for preparing loan applications. Whether you need funds for personal needs, emergencies, or expenses, Loan Preparation Assistant helps you understand common loan application information and get organised before submitting an application. Loan Readiness Assessment Complete a 9-step self-assessment to check your preparation level: * Review your loan preparation based on common application practices * Understand factors commonly associated with loan applications * Recognise your current strengths * Find areas you can improve * Receive educational tips for better preparation Preparation Checklists Keep everything organised with ready-made checklists and tracking tools. Available Templates: * Online Loan Checklist * Bank Personal Loan Checklist * Salary Loan Checklist * Cooperative Loan Checklist Flexible Management: * Track document collection progress * Mark priority levels (High/Medium/Low) * Update status (Pending/In Progress/Completed) * Add your own custom items as needed Daily Check-in System Build consistent preparation habits: * Daily check-ins to earn points * Maintain your activity streak * Review your preparation history * Stay motivated with progress tracking Educational Assessment Report Understand loan preparation through detailed reference materials: * Information about repayment capacity * Loan amount considerations * Overview of general readiness factors * Reference by specific purpose (Medical, Education, Business, etc.) * Improvement suggestions with realistic timeframes * General information about commonly requested documents For Borrowers * Designed to help borrowers prepare before applying for a loan * Covers a wide range of common personal loan scenarios * Provides general preparation guidance for different application situations User Experience * Clean, modern iOS design * Dark mode available * Smooth animations * Haptic feedback Important Notice Loan Preparation Assistant is an independent educational tool designed to help you understand and organise loan preparation. The app does not provide loans, accept loan applications, connect users with lenders, or participate in loan approval or underwriting. It does not guarantee loan approval, provide financial advice, or determine eligibility for any specific loan. All checklists, assessments, and educational materials are general guidance only and may not reflect the requirements of any particular lender or financial institution. Requirements can vary by lender, location, loan type, and individual circumstances. Always verify specific requirements directly with the relevant lender before submitting an application.

FreelanceFlow, düzensiz gelirli serbest çalışanlar için bir nakit akışı ve bütçe uygulamasıdır. Tek bir soruyu net yanıtlar: "Bu ay en kötü senaryoda ne kadar harcayabilirim?" ÖZELLİKLER • Güvenli Harcama Motoru: kötü / beklenen / iyi senaryolar ve runway (nakit ömrü). • Türkiye vergi rezervi tahmini: gelir geldikçe kenara ayırmanız gereken tahmini tutar. • Monte Carlo nakit akışı tahmini: 3 aylık P10/P50/P90 öngörü. • Hesaplar, müşteriler, projeler, gelir/gider, faturalar/alacaklar ve tekrarlayan giderler. • Çoklu para birimi: her kayıtta TRY / USD / EUR. GÜVENLİK VE GİZLİLİK • Banka şifresi veya kart bilgisi İSTENMEZ, SAKLANMAZ. Açık bankacılık yok. • Parolalar Argon2id ile korunur; iletişim TLS ile şifrelenir. • Verileriniz size aittir; Ayarlar'dan hesabınızı tek dokunuşla kalıcı silebilirsiniz. • Üçüncü taraf reklam yok. ABONELİK (FreelanceFlow Pro) FreelanceFlow Pro; gelişmiş raporlar, yatırım portföyü, AI finans koçu ve sınırsız bütçe/hedef özelliklerini açan otomatik yenilenen bir aboneliktir. • Süre: Aylık veya Yıllık (otomatik yenilenir). • Fiyat: Satın alma ekranında ve App Store'da net olarak gösterilir. • Ödeme, satın alma onaylandığında Apple hesabından tahsil edilir; abonelik dönem bitiminden en az 24 saat önce iptal edilmezse otomatik yenilenir. Aboneliğinizi App Store hesap ayarlarından yönetebilirsiniz. • Gizlilik Politikası: https://freelanceflow-puce.vercel.app/privacy • Kullanım Şartları (EULA): https://freelanceflow-puce.vercel.app/terms ÖNEMLİ Vergi ve finansal çıktılar yalnızca TAHMİNDİR; mali müşavir/finansal danışman tavsiyesi değildir. Kararlarınızdan önce bir uzmana danışın.