Comparison

Net Worth tracker vs Summarum

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Net Worth tracker

Features
Read full description

Escape the transaction trap. Focus on your net worth. Calm Wealth Journal is a simple, private way to understand your financial progress without tracking every transaction or connecting your bank accounts. YOUR 2-MINUTE WEEKLY WEALTH RITUAL You don't need to manage your finances every day. Once a week, update your cash, bank, savings, assets, and liabilities. In about two minutes, you can see where you stand and how your net worth is changing. No transaction logging. No complicated categories. Just the bigger picture. FOCUS ON YOUR NET WORTH Your financial health is more than your bank balance. See your assets and liabilities together and track your net worth over time with simple, beautiful charts. Watch your wealth grow and understand your progress without getting lost in financial noise. PRIVATE BY DESIGN Your financial information belongs to you. Calm Wealth Journal does not require bank connections. Your financial data is stored on your device and the app works offline. No bank login. No unnecessary data sharing. Just your finances, under your control. UNDERSTAND YOUR FINANCIAL RUNWAY How long could your current wealth sustain you? Financial Runway helps you put your wealth into perspective and understand how long your current financial position could support you. ADD THE STORY BEHIND THE NUMBERS Money has a story. Add journal notes to your balance updates and remember the moments that shaped your financial journey. A new job. A bonus. A new car. Paying off debt. Saving for something important. Your numbers tell you where you are. Your journal remembers how you got there. KEY FEATURES • Net worth tracking • Asset and liability tracking • Wealth growth charts • Cash, bank and savings balances • Financial runway • Financial journal and timeline • Private, on-device financial data • No bank connection required • Offline capable • Multi-currency support A CALMER WAY TO BUILD WEALTH You don't need to track every transaction to understand your financial progress. Update your balances. See your net worth. Remember the important moments. Calm Wealth Journal helps you focus on the bigger picture and build a clearer relationship with your wealth. TERMS OF USE https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Summarum

Features
Read full description

Summarum is a flexible tracking app designed for people who want complete control and privacy over their data. Track anything with values over time - net worth, fitness metrics, or any custom measurements - without connecting to external services. KEY FEATURES: • Screenshot Sharing Share screenshots directly from your Photos or other apps. Summarum automatically extracts values from images, making data entry effortless. • Track Any Values with Custom Units Not just for money. Track weight in kg, distance in km, or create custom units for anything you want to measure and visualize. • Multiple Series Tracking Track up to 10 different series (bank accounts, body weight, running distance, or any metrics) with color-coded organization. • Beautiful Interactive Charts Visualize your data over time with interactive charts. Filter by week, month, year, or view all history. Toggle series visibility to focus on what matters. • Simple Data Entry Quickly log values with date and optional notes. Attach photos for reference. The app remembers your last used series for faster entry. • Complete Privacy No API connections, no account logins, no data sharing. Your data stays on your devices, period. • iCloud Sync Your data automatically syncs across all your iOS and macOS devices via iCloud, keeping everything up to date. • Series Management Organize your tracking your way. Create series for any category that makes sense for you - financial accounts, health metrics, project milestones, or anything else. PERFECT FOR: • Privacy-conscious individuals who don't want to connect their accounts to external services • People tracking values that don't have API integration • Anyone who wants a simple, manual approach to tracking metrics over time • Users tracking non-traditional data (crypto, collectibles, body measurements, project progress) • Those who prefer to be intentional about data tracking with visual snapshots Summarum gives you a clear picture of your progress over time without compromising your privacy or security.

Screenshots

Net Worth tracker4 screens
Summarum3 screens

Verdict

The call

The clearest difference is in-app purchases: Summarum at none against Net Worth tracker's 7. Net Worth tracker's advantage is iOS requirement (15.0 vs 26.0). On price, update cadence, ads and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Net Worth tracker sells 7 in-app purchases, starting at $17.49 per year. Summarum asks for nothing beyond the download.

UpkeepUpdate frequency

Net Worth tracker ships an update every 5 days, Summarum every 9 days. The most recent releases landed on October 24, 2026 and October 13, 2026 respectively.

Scorecard2 real differences Ā· 4 level
Net Worth tracker versus Summarum: the parameters behind the verdict, then further details
ParameterNet Worth trackerSummarum
PriceFreeFree
Update frequencyEvery 5 days — betterEvery 9 days
AdsNoNo
In-app purchasesYesNo — better
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 — better26.0
Further details — not scored
Size45 MB1 MB
Age rating4+4+
DeveloperViktor BorbelyTill Gartner

In-app purchases

7 purchases

Net Worth tracker

Subscriptions2
  • Yearly$17.491 Year
  • Havi$17.491 Month
One-time5
  • Supporter Lvl 1$0.99
  • Supporter Lvl 3$2.99
  • Supporter Lvl 5$3.99
Show 2 more
  • Lifetime -30% OFF$24.49
  • Lifetime$34.49
None

Summarum

No in-app purchases

Questions

Is Net Worth tracker free?
Net Worth tracker is free to download, with in-app purchases available.
Is Summarum free?
Summarum is free to download, with no in-app purchases.
Do Net Worth tracker or Summarum have ads?
Neither Net Worth tracker nor Summarum shows ads.
Which is updated more often, Net Worth tracker or Summarum?
Net Worth tracker ships an update every 5 days, and Summarum every 9 days. Most recently, Net Worth tracker was updated on October 24, 2026 and Summarum on October 13, 2026.

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