Comparison

My sheet vs iSpend

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

My sheet

Features
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My Sheet - Personal Finance Manager Take control of your finances with My Sheet, the privacy-focused app that helps you track, save, and grow your assets. Why My Sheet? My Sheet is a personal finance app that puts you in control. Track income and expenses, manage multiple wallets, set financial goals, and gain insightsβ€”all while your data stays private on your device. Key Features Transaction Tracking - Record income and expenses - Filter by wallet and time period - Add notes and transaction fees - Connect related transactions (transfers, debt/loan tracking) - Support for multiple currencies with automatic exchange rates Multi-Wallet Management - Manage different wallet types: - Cash (petty cash, banknotes, online payments) - Bank & Credit Accounts (checking, savings, debit & credit cards) - Investments (stocks, bonds, mutual funds, ETFs) - Digital Assets (cryptocurrencies, e-wallets) - Other Assets (real estate, vehicles, gold, collectibles) - Organize wallets into groups - Track balances across currencies - Visualize wallet structure with interactive charts Financial Goals & Plans - Set budgets and savings plans - Track progress toward targets - Monitor daily, weekly, monthly, quarterly, and yearly goals - Track spending vs. earning with progress indicators - Set target amounts with start and end dates - Track specific wallets and categories Spending Insights & Analytics - Expense review with interactive charts (daily, weekly, monthly views) - Top expense and income categories - Asset growth tracking over the past 12 months - Wallet structure visualization with pie charts - Asset allocation analysis - See where your money goes at a glance Smart Categories - Create custom categories and subcategories - Organize expenses your way - Personalize with custom icons - Track spending by category Privacy & Security - Local Storage: All financial data stored securely on your device - Complete Privacy: We cannot access your transactions, amounts, or financial data - Full Control: Delete your data at any time - No Third-Party Access: Your financial information remains private and secure Additional Features - Beautiful, intuitive interface - Multi-currency support with exchange rate tracking - Transfer transactions between wallets - Debt and loan tracking with payback progress - Hide/show amounts for privacy - Full profile management - Google Sign-In support - Available in multiple languages Perfect For - Individuals managing personal finances - People tracking multiple accounts and currencies - Anyone setting and achieving financial goals - Users who value privacy and data security - Those who want detailed spending insights Get Started Today Download My Sheet and start your journey toward better financial management. Create your first wallet, add transactions, set goals, and watch your financial health improve. Privacy Policy: https://sites.google.com/view/mysheetiosprivacy/home

About

iSpend

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iSpend - Your Personal Finance Companion Take control of your finances with iSpend, a powerful and intuitive expense tracking app designed to help you manage your money effortlessly. KEY FEATURES β€’ Quick & Easy Recording Record income and expenses in seconds with our streamlined interface. Add transactions with just a few taps, complete with categories, notes, and photos. β€’ Multi-Currency Support Manage accounts in different currencies seamlessly. Automatic exchange rate conversion helps you track your finances accurately across currencies. β€’ Budget Management Set monthly budgets for different categories and track your spending progress. Get alerts when you're approaching your limits to stay on track. β€’ Account Management Organize your finances across multiple accounts - cash, debit cards, credit cards, and more. View balances and transaction history for each account. β€’ Smart Analytics Visualize your spending patterns with charts and statistics. Understand where your money goes with detailed category breakdowns and monthly summaries. β€’ Data Security Protect your financial data with Face ID/Touch ID authentication. Keep your information private with amount masking and secure local storage. β€’ iCloud Sync Sync your data across all your Apple devices automatically. Your financial records are always up to date, wherever you are. β€’ Widget Support View your monthly overview, budget progress, and expense rankings right from your home screen. Stay informed without opening the app. β€’ Data Export Export your transactions as CSV or JSON for backup and analysis. Create comprehensive reports to share with family or for tax purposes. β€’ Recurring Transactions Set up recurring income and expenses to save time. Never forget to record regular payments or income. β€’ Customizable Categories Create and organize your own expense categories with custom icons and colors. Make the app truly yours. β€’ Flexible Date Ranges View transactions by day, week, month, or custom date ranges. Filter and sort to find exactly what you're looking for. β€’ Beautiful Design Enjoy a clean, modern interface that makes managing your finances a pleasure. Dark mode support included. PRIVACY & SECURITY Your financial data is stored securely on your device and synced via iCloud. We never access your personal information. All data encryption and security measures are handled by Apple's secure infrastructure. PERFECT FOR β€’ Personal finance management β€’ Family budget tracking β€’ Expense analysis and reporting β€’ Multi-currency account management β€’ Financial goal setting Start your journey to better financial health today with iSpend. Download now and take the first step towards smarter money management.

Screenshots

My sheet4 screens

Verdict

The call

My sheet and iSpend are too close to call on the numbers: across 3 compared parameters β€” price, in-app purchases and iOS requirement among them β€” neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ScorecardNo meaningful differences
My sheet versus iSpend: the parameters behind the verdict, then further details
ParameterMy sheetiSpend
PriceFreeFree
Update frequencyEvery 2 weeksβ€”
AdsNoβ€”
In-app purchasesNoNo
DevicesiPhone β€” betterβ€”
Requires iOS17.017
Further details β€” not scored
Size23 MB4 MB
Age rating4+4+
DeveloperThuan Vu东δΈ₯ ι™ˆ

In-app purchases

None

My sheet

No in-app purchases

None

iSpend

No in-app purchases

Questions

Is My sheet free?
My sheet is free to download, with no in-app purchases.
Is iSpend free?
iSpend is free to download, with no in-app purchases.

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