Comparison

Xtan App vs Smipay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Xtan App

Features
Read full description

Xtan is an innovative multi-purpose attendance and engagement platform designed to transform how educational institutions, organizations, and businesses track presence, participation, and compliance. It leverages biometric technology, location intelligence, automation, and real-time analytics to deliver a seamless and secure attendance system for all stakeholders.

About

Smipay

This utility platform simplifies everyday transactions. Easily top up airtime and data, or pay for essential services like cable TV and electricity. Designed for security and ease of use, it allows quick payments in just a few taps.

Highlights
  • Airtime and data top-ups
  • Utility bill payments
  • Secure login with Face ID/fingerprint
  • Simple and quick payment flows
  • Send airtime to others
Features
Read full description

SmiPay is your all-in-one mobile app for everyday payments and top-ups. • AIRTIME & DATA — Top up your phone or buy data plans for yourself or others. • BILLS — Pay for cable TV, electricity, education, and other utilities. • SECURE — Built with security in mind. Use Face ID or fingerprint to unlock the app. • SIMPLE — Clear menus and quick flows so you can pay in a few taps. Whether you need to send airtime to a friend, pay your DSTV, or buy data, SmiPay makes it quick and hassle-free. Download SmiPay and manage your payments from one place.

Screenshots

Xtan App4 screens
Smipay4 screens

Verdict

The call

The clearest difference is device support: Smipay at 3 against Xtan App's 1. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 25, 2026 and November 5, 2026 respectively.

Scorecard1 real difference · 9 level
Xtan App versus Smipay: the parameters behind the verdict, then further details
ParameterXtan AppSmipay
PriceFreeFree
Rating—1.0 (1 ratings) — better
Positive reviews—0.0% of reviews
Number of ratings—1 — better
Update frequencyEvery 3 weeksEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.015.1 — better
Further details — not scored
Size104 MB41 MB
Age rating4+4+
DeveloperOluwaseun SalakoSmipay technologies Ltd

In-app purchases

None

Xtan App

No in-app purchases

None

Smipay

No in-app purchases

Questions

Is Xtan App free?
Xtan App is free to download, with no in-app purchases.
Is Smipay free?
Smipay is free to download, with no in-app purchases.
Do Xtan App or Smipay have ads?
Neither Xtan App nor Smipay shows ads.
Which is updated more often, Xtan App or Smipay?
Xtan App ships an update every 3 weeks, and Smipay every 3 weeks. Most recently, Xtan App was updated on October 25, 2026 and Smipay on November 5, 2026.

Other comparisons