Spendlyst vs Pocketly
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Spendlyst
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Take control of your finances with Spendlyst, the intelligent expense tracker that makes managing your money effortless and insightful. KEY FEATURES: * AI-Powered Categorization Automatically categorize your expenses using advanced AI technology. Just add a transaction or scan a receipt, and Spendlyst intelligently suggests the right category, saving you time and ensuring consistency. * Receipt Scanning Scan receipts with your camera using on-device OCR technology. All processing happens on your deviceβyour receipt images never leave your phone, ensuring maximum privacy and security. Extract amounts, dates, and merchant information instantly. * Insightful Analytics Get detailed insights into your spending patterns with beautiful charts and visualizations. Understand where your money goes, identify trends, and make smarter financial decisions. Track spending by category, view monthly comparisons, and discover your top spending areas. * Budget Management Set budgets for different categories and track your progress in real-time. Get notified when you're approaching limits, helping you stay on track with your financial goals. * Privacy First All your financial data is stored locally on your device using SwiftData. We don't sync your data to the cloud, and you don't need an account to get started. Your financial information stays private and secureβexactly where it should be. * Fast & Simple Add transactions in seconds with our clean, intuitive interface. Designed for quick expense tracking on the go, Spendlyst makes it easy to stay on top of your finances without the hassle. * Smart Insights Receive personalized insights about your spending habits. Get alerts for unusual spending, budget warnings, and savings opportunities. Our AI analyzes your patterns to help you make better financial decisions. * Categories & Tags Organize your expenses with customizable categories and tags. Create your own categories or use our smart defaults. Track everything from groceries to subscriptions with ease. * Export Your Data Export all your transactions as CSV files (Pro feature) for use in spreadsheets or other financial tools. Take your data with you whenever you need it. WHY SPENDLYST? β’ No Account Required: Start tracking immediately without signing up β’ On-Device Processing: Receipt scanning happens entirely on your device β’ Local Storage: Your data never leaves your device β’ AI-Powered: Smart categorization saves time and ensures accuracy β’ Beautiful Design: Clean, modern interface that's a joy to use β’ Privacy Focused: Your financial data stays private and secure PERFECT FOR: β’ Personal expense tracking β’ Budget management β’ Receipt organization β’ Spending analysis β’ Financial goal tracking UPGRADE TO PRO: Unlock unlimited receipt scans, advanced analytics, CSV export, PDF reports, custom categories, unlimited budgets, and priority support. Download Spendlyst today and take control of your finances. Start tracking smarter, not harder. https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Pocketly
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Take control of your finances with Pocketly - the beautiful, offline-first expense tracker designed to help you understand your spending habits and save more money. Whether you're tracking daily expenses, managing a monthly budget, or planning for the future, Pocketly makes it effortless. With our seamless cloud sync, your data is always safe and accessible across all your devices. KEY FEATURES: Offline-First Design Never let a poor internet connection stop you. Add expenses instantly, anywhere, anytime. Your data syncs automatically when you're back online. Seamless Cloud Sync Start on your phone, continue on your tablet. Your financial data stays perfectly in sync across all your devices in real-time. Beautiful Analytics Visualize your spending with stunning charts and graphs. Understand exactly where your money goes with weekly breakdowns and category insights. Smart Categories Organize your spending with intuitive categories. Use our predefined set or customize them to fit your lifestyle. Powerful Search & Filter Find any transaction in seconds. Filter by date, category, or amount to get the exact information you need. Dark Mode Easy on the eyes, perfect for late-night budgeting sessions. Pocketly looks gorgeous in both light and dark modes. Secure & Private Your financial data is yours alone. We use industry-standard encryption to keep your information safe and secure. PERFECT FOR: Personal finance tracking Daily expense logging Budget management Travel expense tracking Small business expense recording WHY POCKETLY? Fast: Opens instantly, adds expenses in seconds. Simple: Clean, clutter-free interface focused on what matters. Reliable: Never lose data with our robust local + cloud architecture. Download Pocketly today and take the first step towards financial freedom! Keywords: expense tracker, budget, personal finance, money manager, spending tracker, offline tracker, cloud sync, finance app, daily expenses, budget planner, savings, money management
Screenshots
Verdict
The clearest difference is in-app purchases: Pocketly at none against Spendlyst's 3. Pocketly also leads on iOS requirement (13.0 vs 18.6). On price, update cadence, ads and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Spendlyst sells 3 in-app purchases, starting at $1.99 per month. Pocketly asks for nothing beyond the download.
Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on September 7, 2026 and September 11, 2026 respectively.
| Parameter | Spendlyst | Pocketly |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Ads | No | No |
| In-app purchases | Yes | No β better |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 18.6 | 13.0 β better |
| Further details β not scored | ||
| Size | 16 MB | 27 MB |
| Age rating | 4+ | 4+ |
| Developer | Cagri Gider | Aderemi Alo |
In-app purchases
Spendlyst
- Monthly Subscription7 Days trial$1.991 Month
- Annual Subscription7 Days trial$14.991 Year
- Lifetime Access$19.99
Pocketly
No in-app purchases









