Spendlyst vs Trackate
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Spendlyst
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Take control of your finances with Spendlyst, the intelligent expense tracker that makes managing your money effortless and insightful. KEY FEATURES: * AI-Powered Categorization Automatically categorize your expenses using advanced AI technology. Just add a transaction or scan a receipt, and Spendlyst intelligently suggests the right category, saving you time and ensuring consistency. * Receipt Scanning Scan receipts with your camera using on-device OCR technology. All processing happens on your deviceβyour receipt images never leave your phone, ensuring maximum privacy and security. Extract amounts, dates, and merchant information instantly. * Insightful Analytics Get detailed insights into your spending patterns with beautiful charts and visualizations. Understand where your money goes, identify trends, and make smarter financial decisions. Track spending by category, view monthly comparisons, and discover your top spending areas. * Budget Management Set budgets for different categories and track your progress in real-time. Get notified when you're approaching limits, helping you stay on track with your financial goals. * Privacy First All your financial data is stored locally on your device using SwiftData. We don't sync your data to the cloud, and you don't need an account to get started. Your financial information stays private and secureβexactly where it should be. * Fast & Simple Add transactions in seconds with our clean, intuitive interface. Designed for quick expense tracking on the go, Spendlyst makes it easy to stay on top of your finances without the hassle. * Smart Insights Receive personalized insights about your spending habits. Get alerts for unusual spending, budget warnings, and savings opportunities. Our AI analyzes your patterns to help you make better financial decisions. * Categories & Tags Organize your expenses with customizable categories and tags. Create your own categories or use our smart defaults. Track everything from groceries to subscriptions with ease. * Export Your Data Export all your transactions as CSV files (Pro feature) for use in spreadsheets or other financial tools. Take your data with you whenever you need it. WHY SPENDLYST? β’ No Account Required: Start tracking immediately without signing up β’ On-Device Processing: Receipt scanning happens entirely on your device β’ Local Storage: Your data never leaves your device β’ AI-Powered: Smart categorization saves time and ensures accuracy β’ Beautiful Design: Clean, modern interface that's a joy to use β’ Privacy Focused: Your financial data stays private and secure PERFECT FOR: β’ Personal expense tracking β’ Budget management β’ Receipt organization β’ Spending analysis β’ Financial goal tracking UPGRADE TO PRO: Unlock unlimited receipt scans, advanced analytics, CSV export, PDF reports, custom categories, unlimited budgets, and priority support. Download Spendlyst today and take control of your finances. Start tracking smarter, not harder. https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Trackate
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Trackate is the smart expense tracker for real life β track your spending, split bills with friends, and plan group trips, all without the manual math. TRACK YOUR SPENDING Log expenses in seconds with detailed categories. Browse your history on a calendar, or see your monthly spending intensity on a GitHub-style heatmap. A weekly bar chart on the home screen shows your heaviest spending days at a glance. SPLIT BILLS & MANAGE DEBTS Add friends via QR code or username search. Split any expense equally or with custom amounts. Track exactly who owes what, send payment reminders, and mark debts as settled β all in one place. PLAN GROUP TRIPS Create a trip, add your travel group, and log shared expenses as you go. Trackate calculates live balances so everyone knows their share without any manual maths. BUDGET SMARTER Set budgets by category β daily, weekly, or monthly. Get real-time alerts as you approach your limits. See your budget vs. actual spending at a glance, and get a month-end projection so you know before you overspend. INSIGHTS THAT ACTUALLY HELP See your peak spending day, peak hour, and weekday vs. weekend breakdown. Monthly and yearly trend reports show how your habits are changing over time. HOME SCREEN WIDGETS See today's spend, weekly total, monthly budget progress, and friend balances right from your home screen β without opening the app. A Quick Add widget lets you log an expense in one tap. SECURE & PRIVATE Sign in with Google or Apple. Control exactly what friends can see with privacy settings. Delete your account and all your data anytime from Settings. Secured with Firebase App Check. Questions: support@svnate.com Privacy Policy: https://trackate.svnate.com/privacy-policy Download Trackate today and take control of your money β solo, with friends, or on your next trip.
Screenshots
Verdict
The clearest difference is in-app purchases: Trackate at none against Spendlyst's 3. Trackate also leads on iOS requirement (16.6 vs 18.6). Spendlyst's advantage is ads (none vs shown). On price, update cadence and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Spendlyst sells 3 in-app purchases, starting at $1.99 per month. Trackate asks for nothing beyond the download.
Spendlyst ships an update every 3 weeks, Trackate monthly. The most recent releases landed on October 9, 2026 and October 14, 2026 respectively.
| Parameter | Spendlyst | Trackate |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 weeks β better | Monthly |
| Ads | No β better | Yes |
| In-app purchases | Yes | No β better |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 18.6 | 16.6 β better |
| Further details β not scored | ||
| Size | 16 MB | 114 MB |
| Age rating | 4+ | 4+ |
| Developer | Cagri Gider | SVNATE |
In-app purchases
Spendlyst
- Monthly Subscription7 Days trial$1.991 Month
- Annual Subscription7 Days trial$14.991 Year
- Lifetime Access$19.99
Trackate
No in-app purchases









