Two Pennies vs We Budget

Two Pennies: Where every penny counts and your two cents matter. Finally, a budgeting app that's actually simple. No bank connections. No automatic imports. No complicated spreadsheets. Just you, your partner, and a shared understanding of where your money goes. Share your two cents with each other—literally. Communicate on every transaction, stay aligned on spending, and make every penny count toward your goals. WHY TWO PENNIES? We believe budgeting should be simple, collaborative, and stress-free. Type in a transaction and it's done. Balance your month to see how close you came to your goals. Start fresh next month. That's it. THE SIMPLEST BUDGETING APP • Manual entry only—you're in control • No bank account connections required • No automatic categorization guesswork • Just type it in and it's done • See exactly where every penny goes SHARE YOUR TWO CENTS • Budget with your partner or family (up to 3 users) • Communicate directly on transactions • See each other's spending in real-time • Stay on the same page financially • One subscription covers everyone FRESH START EVERY MONTH • Balance your budget when the month ends • See how close you came to your goals • Roll over balances or start fresh • Learn and improve month by month • No carrying baggage from past months BUILT FOR COLLABORATION • Instant sync across all devices • Comment on transactions to discuss spending • Share context about purchases • Make financial decisions together • No surprises, total transparency SIMPLE CATEGORY SYSTEM • Income tracking • Bills (rent, utilities, subscriptions) • Savings goals • Spending categories • Pause categories when not needed • Unlimited categories—organize your way WORKS OFFLINE • Add transactions anywhere, anytime • No internet? No problem • Syncs automatically when back online • Your budget travels with you SECURE & PRIVATE • Your data is encrypted • Face ID / Touch ID support • No ads, ever • We don't sell your data • Bank-level security PERFECT FOR • Couples managing money together • Families tracking household spending • Anyone tired of complicated budget apps • People who want control without complexity • Partners who value transparency HOW IT WORKS 1. Create your budget—name your categories 2. Invite your partner with a simple share code 3. Type in transactions as you spend (takes 5 seconds) 4. Communicate about purchases right in the app 5. Balance your month to see how you did 6. Fresh start next month WHAT MAKES US DIFFERENT Most budget apps try to do everything automatically. They connect to your bank, categorize transactions for you, and overwhelm you with charts and data. We believe budgeting works better when you're engaged. When you manually enter each transaction, you're more aware of your spending. When you can comment on purchases, you and your partner stay aligned. When each month is a fresh start, you don't feel defeated by past mistakes. Two Pennies is intentionally simple. Because budgeting shouldn't be complicated. SUBSCRIPTION Two Pennies requires a subscription after a 14-day free trial: • Monthly subscription available • One subscription covers up to 3 users • Cancel anytime in App Store settings YOUR DATA, YOUR WAY • Export transaction data anytime • Delete your account whenever you want • Full control over your financial data Download Two Pennies and start budgeting together today. Questions? Contact us at https://runpunchman.com/contact Privacy Policy: https://drive.google.com/file/d/1PPL3GlbhvGHv647tYCjUSWfOLKHTQmcH/view?usp=drive_link Terms of Service: https://drive.google.com/file/d/1CvOpAcDyNibL08wTomCHSQKLaDmzlSg8/view?usp=sharing

Money is easier when you're on the same page. We Budget is the couples budget app that splits every shared expense fairly, shows who owes whom in real time, and keeps your savings goals moving – together. Link with your partner using a private PIN, and every expense, budget change and goal update syncs to both phones instantly. No spreadsheets, no "who paid last time?", no awkward math. SPLIT EXPENSES YOUR WAY • 50/50 – share everything equally • By income – each partner pays in proportion to what they earn • Custom % – set the split that feels fair to both of you • Paid in full – log costs that belong to just one person Rent, groceries, dinners out, utilities: add an expense in seconds, choose who paid, and We Budget does the math. ALWAYS KNOW WHO OWES WHOM Your balance updates the moment either of you logs spending – "Sam owes you $42 to balance this month." Split bills without keeping score in your head. A SHARED BUDGET YOU BOTH TRUST • Set one monthly household budget plus limits for each category: groceries, dining, transport, home, health, fun, travel – or create your own • See each partner's spending limit, based on your split • Spot categories that are over the limit before the month gets away from you SAVINGS GOALS FOR TWO Planning a trip, a wedding, a new home or an emergency fund? Create shared savings goals with a target amount and date, update your progress together and watch the bar fill up. CLEAR MONTHLY REPORTS Daily spending charts and category breakdowns show where your money really goes – a budget planner and expense tracker in one, no spreadsheet required. BUILT FOR TWO • Real-time sync between both partners • Notifications when your partner adds an expense, updates the budget or saves toward a goal • Start solo and connect your partner whenever you're ready • Sign in with Apple or Google • App available in English, Spanish, French, German, Japanese, Korean, Chinese and Arabic MADE FOR • Couples moving in together and sharing rent and bills • Newlyweds and engaged couples combining finances • Partners with different incomes who want a fair split • Any couple who wants a budget for two without the spreadsheet FREE & PREMIUM We Budget is free to download. The free plan includes 50/50 splits, up to 30 expenses a month, one shared savings goal and basic reports, with ads. We Budget Premium (monthly or yearly subscription) unlocks income-based, custom and paid-in-full splits, unlimited expenses, goals and history, advanced reports and an ad-free experience. Payment is charged to your Apple ID account. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period; manage or cancel anytime in your App Store account settings. Fewer awkward money talks, more plans you make together. Download We Budget and start budgeting as a team. Terms of Use: https://we-budget-fa3a5.web.app/terms.html Privacy Policy: https://we-budget-fa3a5.web.app/privacy_policy.html