Comparison

Trace vs Pennify

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Trace

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Trace - AI-Powered Expense Tracker Track expenses and income with your voice. Speak naturally, and AI extracts amounts, categories, and dates. Or add transactions manually with the text option KEY FEATURES - Voice-powered entry with AI transcription - Trends page to analyze your spending over time - Home screen widgets to track spending at a glance - Dark and light mode support - Customisable categories - Recurring transactions support - Multiple currency support (EUR, USD, GBP, and 20+ more) - Face ID/Touch ID protection - iCloud sync across all your devices PRIVACY FIRST Your financial data stays private. Everything syncs securely to your iCloudβ€”no external servers store your information. Face ID keeps your data protected. Whether you're tracking daily coffee purchases or managing monthly budgets, Trace makes expense tracking effortless. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Pennify

Features
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Pennify is a minimalist expense tracker designed for those who want simplicity without compromise. Not just an account β€” but a choice for your future. Record every moment intentionally, and watch your financial clarity grow. Why Pennify? Ultra-Sleek Design: Open and record in seconds. No clutter, no ads, no distractions β€” just pure focus on your money flow. Elegant & Minimal: A bold symbol on the home screen paired with a thoughtful reminder: tracking isn't a chore, it's a gentle commitment to tomorrow. Simple Types: 20+ intuitive icon categories (catering, shopping, daily, traffic, game, travel, beauty, medical, housing, study, and more) β€” one-tap selection, no deep menus. Clean Data Display: Clear income/expense summaries, calendar-style transaction list, monthly/yearly overviews. See balances, trends, and details at a glance. Instant & Effortless: Quick add with + button, download import support, local-first data with optional cloud sync (coming soon). Lightweight & Private: Small app size, low battery use, no unnecessary permissions. Build the habit without the hassle.

Screenshots

Trace4 screens
Pennify3 screens

Verdict

The call

The clearest difference is in-app purchases: Pennify at none against Trace's 1. Pennify also leads on iOS requirement (13.0 vs 18.6). Trace's advantage is ads (none vs shown). On price, update cadence and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Trace sells 1 in-app purchase, starting at $1.99 per month. Pennify asks for nothing beyond the download.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on October 25, 2026 and October 28, 2026 respectively.

Scorecard3 real differences Β· 3 level
Trace versus Pennify: the parameters behind the verdict, then further details
ParameterTracePennify
PriceFreeFree
Update frequencyWeeklyWeekly
AdsNo β€” betterYes
In-app purchasesYesNo β€” better
DevicesiPhone, iPadiPhone, iPad, iPod β€” better
Requires iOS18.613.0 β€” better
Further details β€” not scored
Size29 MB67 MB
Age rating17+4+
DeveloperSolid Apps S.R.L.εΏ—η…Œ θ°’

In-app purchases

1 purchases

Trace

Subscriptions1
  • Trace Pro$1.991 Month
None

Pennify

No in-app purchases

Questions

Is Trace free?
Trace is free to download, with in-app purchases available.
Is Pennify free?
Pennify is free to download, with no in-app purchases.
Do Trace or Pennify have ads?
Pennify shows ads; Trace does not.
Which is updated more often, Trace or Pennify?
Trace ships an update weekly, and Pennify weekly. Most recently, Trace was updated on October 25, 2026 and Pennify on October 28, 2026.

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