Trace vs Pennify
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Trace
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Trace - AI-Powered Expense Tracker Track expenses and income with your voice. Speak naturally, and AI extracts amounts, categories, and dates. Or add transactions manually with the text option KEY FEATURES - Voice-powered entry with AI transcription - Trends page to analyze your spending over time - Home screen widgets to track spending at a glance - Dark and light mode support - Customisable categories - Recurring transactions support - Multiple currency support (EUR, USD, GBP, and 20+ more) - Face ID/Touch ID protection - iCloud sync across all your devices PRIVACY FIRST Your financial data stays private. Everything syncs securely to your iCloudβno external servers store your information. Face ID keeps your data protected. Whether you're tracking daily coffee purchases or managing monthly budgets, Trace makes expense tracking effortless. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Pennify
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Pennify is a minimalist expense tracker designed for those who want simplicity without compromise. Not just an account β but a choice for your future. Record every moment intentionally, and watch your financial clarity grow. Why Pennify? Ultra-Sleek Design: Open and record in seconds. No clutter, no ads, no distractions β just pure focus on your money flow. Elegant & Minimal: A bold symbol on the home screen paired with a thoughtful reminder: tracking isn't a chore, it's a gentle commitment to tomorrow. Simple Types: 20+ intuitive icon categories (catering, shopping, daily, traffic, game, travel, beauty, medical, housing, study, and more) β one-tap selection, no deep menus. Clean Data Display: Clear income/expense summaries, calendar-style transaction list, monthly/yearly overviews. See balances, trends, and details at a glance. Instant & Effortless: Quick add with + button, download import support, local-first data with optional cloud sync (coming soon). Lightweight & Private: Small app size, low battery use, no unnecessary permissions. Build the habit without the hassle.
Screenshots
Verdict
The clearest difference is in-app purchases: Pennify at none against Trace's 1. Pennify also leads on iOS requirement (13.0 vs 18.6). Trace's advantage is ads (none vs shown). On price, update cadence and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Trace sells 1 in-app purchase, starting at $1.99 per month. Pennify asks for nothing beyond the download.
Both ship on a similar rhythm, roughly weekly. The most recent releases landed on October 25, 2026 and October 28, 2026 respectively.
| Parameter | Trace | Pennify |
|---|---|---|
| Price | Free | Free |
| Update frequency | Weekly | Weekly |
| Ads | No β better | Yes |
| In-app purchases | Yes | No β better |
| Devices | iPhone, iPad | iPhone, iPad, iPod β better |
| Requires iOS | 18.6 | 13.0 β better |
| Further details β not scored | ||
| Size | 29 MB | 67 MB |
| Age rating | 17+ | 4+ |
| Developer | Solid Apps S.R.L. | εΏη θ°’ |
In-app purchases
Trace
- Trace Pro$1.991 Month
Pennify
No in-app purchases









