Trace vs FinPilot
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Trace
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Trace - AI-Powered Expense Tracker Track expenses and income with your voice. Speak naturally, and AI extracts amounts, categories, and dates. Or add transactions manually with the text option KEY FEATURES - Voice-powered entry with AI transcription - Trends page to analyze your spending over time - Home screen widgets to track spending at a glance - Dark and light mode support - Customisable categories - Recurring transactions support - Multiple currency support (EUR, USD, GBP, and 20+ more) - Face ID/Touch ID protection - iCloud sync across all your devices PRIVACY FIRST Your financial data stays private. Everything syncs securely to your iCloudβno external servers store your information. Face ID keeps your data protected. Whether you're tracking daily coffee purchases or managing monthly budgets, Trace makes expense tracking effortless. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
FinPilot
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FinPilot is a local-first personal finance app built to make daily expense tracking fast. Snap a receipt, record one or several purchases by voice, or add a transaction manually. FinPilot prepares a structured expense draft, lets you review every amount, merchant, category, and line item, and saves only after you confirm. STAY ON TOP OF THE MONTH - See free-to-spend, net spending, and recent activity - Track category limits and your budget pulse - Review goals and recurring payments - Search, filter, edit, and inspect transaction details - Work across currencies with clear exchange-rate handling START WITHOUT AN ACCOUNT Guest mode keeps your finance history on your device from the first launch. Create an account only when you want optional sync or a shared finance space. FinPilot Pro unlocks unlimited AI receipt and voice capture after four free AI captures each week. FinPilot is designed for personal finance tracking, not financial advice. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is iOS requirement: FinPilot at 15.1 against Trace's 18.6. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Trace sells 1 in-app purchase, starting at $1.99 per month and FinPilot sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
Both ship on a similar rhythm, roughly weekly. The most recent releases landed on September 23, 2026 and September 10, 2026 respectively.
| Parameter | Trace | FinPilot |
|---|---|---|
| Price | Free | Free |
| Update frequency | Weekly | Weekly |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 18.6 | 15.1 β better |
| Further details β not scored | ||
| Size | 29 MB | 66 MB |
| Age rating | 17+ | 4+ |
| Developer | Solid Apps S.R.L. | Daniil Batsyn |
In-app purchases
Trace
- Trace Pro$1.991 Month
FinPilot
- FinPilot Pro Monthly$4.991 Month
- FinPilot Pro Yearly$29.991 Year









