Comparison

Trace vs FinPilot

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Trace

Read full description

Trace - AI-Powered Expense Tracker Track expenses and income with your voice. Speak naturally, and AI extracts amounts, categories, and dates. Or add transactions manually with the text option KEY FEATURES - Voice-powered entry with AI transcription - Trends page to analyze your spending over time - Home screen widgets to track spending at a glance - Dark and light mode support - Customisable categories - Recurring transactions support - Multiple currency support (EUR, USD, GBP, and 20+ more) - Face ID/Touch ID protection - iCloud sync across all your devices PRIVACY FIRST Your financial data stays private. Everything syncs securely to your iCloudβ€”no external servers store your information. Face ID keeps your data protected. Whether you're tracking daily coffee purchases or managing monthly budgets, Trace makes expense tracking effortless. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

FinPilot

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FinPilot is a local-first personal finance app built to make daily expense tracking fast. Snap a receipt, record one or several purchases by voice, or add a transaction manually. FinPilot prepares a structured expense draft, lets you review every amount, merchant, category, and line item, and saves only after you confirm. STAY ON TOP OF THE MONTH - See free-to-spend, net spending, and recent activity - Track category limits and your budget pulse - Review goals and recurring payments - Search, filter, edit, and inspect transaction details - Work across currencies with clear exchange-rate handling START WITHOUT AN ACCOUNT Guest mode keeps your finance history on your device from the first launch. Create an account only when you want optional sync or a shared finance space. FinPilot Pro unlocks unlimited AI receipt and voice capture after four free AI captures each week. FinPilot is designed for personal finance tracking, not financial advice. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Trace4 screens
FinPilot4 screens

Verdict

The call

The clearest difference is iOS requirement: FinPilot at 15.1 against Trace's 18.6. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Trace sells 1 in-app purchase, starting at $1.99 per month and FinPilot sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on September 23, 2026 and September 10, 2026 respectively.

Scorecard1 real difference Β· 5 level
Trace versus FinPilot: the parameters behind the verdict, then further details
ParameterTraceFinPilot
PriceFreeFree
Update frequencyWeeklyWeekly
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPadiPhone, iPod
Requires iOS18.615.1 β€” better
Further details β€” not scored
Size29 MB66 MB
Age rating17+4+
DeveloperSolid Apps S.R.L.Daniil Batsyn

In-app purchases

1 purchases

Trace

Subscriptions1
  • Trace Pro$1.991 Month
2 purchases

FinPilot

Subscriptions2
  • FinPilot Pro Monthly$4.991 Month
  • FinPilot Pro Yearly$29.991 Year

Questions

Is Trace free?
Trace is free to download, with in-app purchases available.
Is FinPilot free?
FinPilot is free to download, with in-app purchases available.
Do Trace or FinPilot have ads?
Neither Trace nor FinPilot shows ads.
Which is updated more often, Trace or FinPilot?
Trace ships an update weekly, and FinPilot weekly. Most recently, Trace was updated on September 23, 2026 and FinPilot on September 10, 2026.

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