Trace vs SpendLens

Trace - AI-Powered Expense Tracker Track expenses and income with your voice. Speak naturally, and AI extracts amounts, categories, and dates. Or add transactions manually with the text option KEY FEATURES - Voice-powered entry with AI transcription - Trends page to analyze your spending over time - Home screen widgets to track spending at a glance - Dark and light mode support - Customisable categories - Recurring transactions support - Multiple currency support (EUR, USD, GBP, and 20+ more) - Face ID/Touch ID protection - iCloud sync across all your devices PRIVACY FIRST Your financial data stays private. Everything syncs securely to your iCloud—no external servers store your information. Face ID keeps your data protected. Whether you're tracking daily coffee purchases or managing monthly budgets, Trace makes expense tracking effortless. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

SpendLens is old-school envelope budgeting on your iPhone and iPad. Fully private, no bank linking, no account. Put a monthly amount in each envelope. Spend from the right one. When an envelope runs low, that is your signal. SpendLens does the arithmetic paper envelopes never could: refills, carryover, and recurring bills, computed for you. WHAT SHIPS IN THE BOX - Envelopes with monthly refill: every envelope returns to its budget on the 1st - Carryover rules per envelope: keep the remainder, reset to budget, or cap what carries over (overspend carries too, so the math stays honest) - 3-second expense entry: cash-register keypad, envelope chips, save - Recurring bills: rent, transit pass, subscriptions post themselves to the right envelope on their day, every month - Spending insights: by-envelope charts, 6-month trends, top expenses, month-end pace, and year-to-date totals - Export: a spreadsheet-ready CSV (this month, last 3 months, or all time) and a monthly summary PDF - Private by design: everything stays on your device. No account, no cloud, no tracking, and the privacy label is "Data Not Collected" FREE VS PRO Free: 5 envelopes, 2 recurring bills, unlimited expense entry, monthly refill and carryover included. Pro: unlimited envelopes and recurring bills, carryover rule changes (keep, reset, cap), spending insights and charts, CSV and PDF export. SPENDLENS PRO Pro is available as an auto-renewing monthly or yearly subscription, or as a one-time lifetime purchase. The current price is always shown in the app before you buy. Pro subscriptions renew automatically until cancelled. Payment is charged to your Apple Account at confirmation of purchase. Cancel anytime in Settings > Apple Account > Subscriptions; cancellation applies at the end of the current period. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://ino50-forms.admin-cloudflare-fa0.workers.dev/a/spendlens/privacy