Comparison

SmartpayVTU vs Qreva

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SmartpayVTU

Features
Read full description

SmartpayVTU is the smart, reliable way to pay bills, purchase airtime, and manage all your daily utility payments from one app. Whether you want to recharge your phone, settle electricity bills, renew cable TV subscriptions, or send data to friends and family, SmartpayVTU makes the process quick, simple, and secure. With SmartpayVTU, you can: • Buy Airtime Instantly – Top up any mobile network in just seconds • Purchase Data Bundles – Affordable data plans for every network • Pay Electricity Bills – Works with all major electricity providers • Renew Cable TV Subscriptions – Pay for DSTV, GOTV, Startimes, and more • Fund Your Account Easily – Use your dedicated virtual account for deposits • View Transactions – Keep track of every payment with detailed history • Refer and Earn – Share the app and receive instant rewards Why people choose SmartpayVTU: • Secure and dependable transactions every time • One app for all your bills, airtime, and data purchases • Simple interface for smooth navigation • Available anytime, anywhere for your convenience Download SmartpayVTU today to enjoy the easiest way to recharge airtime, pay electricity bills, subscribe to cable TV, and manage all your bill payments from your phone.

About

Qreva

Features
Read full description

KYC services, SoftPOS, Transfers, Bill payments and many more

Screenshots

SmartpayVTU4 screens
Qreva4 screens

Verdict

The call

The clearest difference is update cadence: SmartpayVTU at daily against Qreva's every 6 weeks. SmartpayVTU also leads on iOS requirement (13.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

SmartpayVTU ships an update daily, Qreva every 6 weeks. The most recent releases landed on October 3, 2026 and October 17, 2026 respectively.

Scorecard2 real differences Ā· 4 level
SmartpayVTU versus Qreva: the parameters behind the verdict, then further details
ParameterSmartpayVTUQreva
PriceFreeFree
Update frequencyDaily — betterEvery 6 weeks
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.0 — better15.6
Further details — not scored
Size33 MB68 MB
Age rating4+4+
DeveloperLEMS - TECH INTEGRATED SERVICESQreva

In-app purchases

None

SmartpayVTU

No in-app purchases

None

Qreva

No in-app purchases

Questions

Is SmartpayVTU free?
SmartpayVTU is free to download, with no in-app purchases.
Is Qreva free?
Qreva is free to download, with no in-app purchases.
Do SmartpayVTU or Qreva have ads?
Neither SmartpayVTU nor Qreva shows ads.
Which is updated more often, SmartpayVTU or Qreva?
SmartpayVTU ships an update daily, and Qreva every 6 weeks. Most recently, SmartpayVTU was updated on October 3, 2026 and Qreva on October 17, 2026.

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