Comparison

ASM Money Transfer vs Azany Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ASM Money Transfer

Features
Read full description

ASM Money Transfer – Fast, Secure & Affordable Global Transfers Send money home with confidence using ASM Money Transfer — the easiest way to send funds to Gambia and beyond. Enjoy lower fees, better exchange rates, and instant transfers right from your phone. Whether you’re helping family, supporting friends, or managing finances abroad, ASM ensures every transfer is fast, secure, and reliable. Why Choose ASM? - Lower Fees, Better Rates – Keep more of your money every time you send. - Send Anytime – Day or night, transfer funds instantly. - Encrypted & Secure – Top-level protection with every transaction. - Live Rate Tracking – Monitor real-time exchange rates directly in the app. - Fast Gambia Transfers – Your loved ones receive funds in minutes. - Trusted by Many – Used by students, professionals, parents & families worldwide. How It Works - Create an Account – Sign up with your phone or email. - Add Payment Info – Enter recipient details and amount. - Send & Relax – ASM delivers your funds quickly and safely. - Who Uses ASM? - Students – Support loved ones from abroad. - Parents – Manage family needs across borders. - Professionals – Send earnings home easily. - Everyone – Anyone who values speed, savings & security. Benefits - Send from Your Phone – No queues, no delays, full control anytime. - Safe & Reliable – Encrypted technology for total peace of mind. - Fast Transfers – Funds delivered within minutes. - One App, One Goal – Simple, secure, and affordable transfers every time. Download ASM Money Transfer today and experience smarter, faster, and safer remittances to Gambia!

About

Azany Pay

Manage money across 30+ currencies with a secure, easy-to-use digital wallet. Spend globally with virtual or physical cards, send funds instantly, and exchange currencies at live interbank rates without hidden markups.

Highlights
  • Multi-currency wallet (30+ currencies)
  • Virtual and physical payment cards
  • Instant top-ups and transfers
  • Real-time currency exchange and rate locking
  • Secure transactions with biometric login
  • Supports Apple Pay, Google Pay, Samsung Pay
Features
Read full description

Azany Pay – One App. Every Currency. Anywhere. Shop, travel, and live without borders. Azany Pay empowers you to hold, send, and spend in over 30 currencies — all in one secure, easy-to-use wallet. Whether you’re traveling, shopping online, or sending funds abroad, Azany Pay gives you total control and transparency over your money. Global Money, Simplified Multi-Currency Wallet Hold, send, and exchange 30+ currencies at live interbank rates — with no hidden markups or extra fees. Spend Like a Local Use your virtual or physical Azany card online, in-store, or at ATMs in over 190 countries. Supports Apple Pay, Google Pay, and Samsung Pay. Instant Top-Ups & Transfers Add funds easily through bank transfers, debit/credit cards, or Apple Pay. Send money to other Azany users instantly and for free. Virtual & Physical Cards Create unlimited virtual cards for secure online shopping or order a premium physical card delivered to your door. Real-Time Exchange & Rate Lock Convert currencies instantly or lock in rates when they’re favorable — always better than banks or airport bureaus. Transparent & Secure No foreign transaction fees. Real-time transaction notifications. 3D Secure verification, biometric login, and card freeze/unfreeze for peace of mind. Perfect For: Frequent travelers, global shoppers, freelancers, and digital nomads who want to manage money effortlessly across borders. Azany Pay puts the world in your wallet — one app, every currency, anywhere. Download Azany Pay today and enjoy your first transfer fee-free.

Screenshots

ASM Money Transfer4 screens
Azany Pay4 screens

Verdict

The call

The clearest difference is iOS requirement: ASM Money Transfer at 13.0 against Azany Pay's 15.1. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard1 real difference · 8 level
ASM Money Transfer versus Azany Pay: the parameters behind the verdict, then further details
ParameterASM Money TransferAzany Pay
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyEvery 2 months—
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.0 — better15.1
Further details — not scored
Size57 MB41 MB
Age rating12+4+
DeveloperASM MONEY TRANSFER SERVICE LLCAzany

In-app purchases

None

ASM Money Transfer

No in-app purchases

None

Azany Pay

No in-app purchases

Questions

Is ASM Money Transfer free?
ASM Money Transfer is free to download, with no in-app purchases.
Is Azany Pay free?
Azany Pay is free to download, with no in-app purchases.
Do ASM Money Transfer or Azany Pay have ads?
Neither ASM Money Transfer nor Azany Pay shows ads.

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