Comparison

Smart saving vs NXT by AM BANK

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

NXT

★ 5.01 ratingsView app →

About

Smart saving

Features

Read full description

Smart Saving is a simple monthly income and expense tracker that helps you stay aware of your spending. Enter your salary once, add expenses as you spend, and Smart Saving will instantly show how much you have left. Clean, fast, and easy to use.

About

NXT by AM BANK

A digital banking app that allows users to open accounts quickly and securely without visiting a branch. It offers features for adding funds, transferring money, and managing cards, all protected by multi-layered security.

Highlights

Instant account opening
Multi-layered security
Card top-up
Money transfers (QR, mobile, location)
Card management (lock/unlock)
Official bank statements
Live chat support

Features

Read full description

Welcome to NXT, your all-in-one digital bank! Open your account in minutes with your ID or passport – No queues. No paperwork. Just smart banking made for you. Your security comes first – Bank confidently with multi-layered protection that keeps your money and data safe. Add money to your account – Anytime. Anywhere. Top up instantly using any valid debit or credit card. Ensure the safety of your funds – Lock. Unlock. Stay in control and manage your card right from your app. Transfer and receive money – QR. Mobile. Location. Pick the easiest way for you to transfer and receive money. Official bank statement – QR stamp. Physical stamp. Both types are available for you. Need help? Connect with our live chat team.

Screenshots

Smart saving4 screens

NXT by AM BANK4 screens

Verdict

The call

The clearest difference is update cadence: NXT by AM BANK at every 3 days against Smart saving's every 9 days. Smart saving's advantage is device support (3 vs 1) and iOS requirement (13.0 vs 26.0). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Smart saving ships an update every 9 days, NXT by AM BANK every 3 days. The most recent releases landed on September 19, 2026 and September 6, 2026 respectively.

Scorecard3 real differences · 6 level

Smart saving versus NXT by AM BANK: the parameters behind the verdict, then further details
Parameter	Smart saving	NXT by AM BANK
Price	Free	Free
Rating	—	5.0 (1 ratings) — better
Number of ratings	—	1 — better
Update frequency	Every 9 days	Every 3 days — better
Ads	No	No
In-app purchases	No	No
Monetization	—	Free
Devices	iPhone, iPad, iPod — better	iPhone
Requires iOS	13.0 — better	26.0
Further details — not scored
Size	19 MB	221 MB
Age rating	17+	4+
Developer	samer sweiss	AM Bank s.a.l.

In-app purchases

None

Smart saving

No in-app purchases

None

NXT by AM BANK

No in-app purchases

Questions

Is Smart saving free?

Smart saving is free to download, with no in-app purchases.

Is NXT by AM BANK free?

NXT by AM BANK is free to download, with no in-app purchases.

Do Smart saving or NXT by AM BANK have ads?

Neither Smart saving nor NXT by AM BANK shows ads.

Which is updated more often, Smart saving or NXT by AM BANK?

Smart saving ships an update every 9 days, and NXT by AM BANK every 3 days. Most recently, Smart saving was updated on September 19, 2026 and NXT by AM BANK on September 6, 2026.