CHN Móvil vs OffRisk
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CHN Móvil
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CHN. Confianza que se Conecta ¡Estamos innovando! Al ingresar a nuestra nueva App, vivirás una experiencia digital fresca con la confianza de que tu seguridad, la agilidad y facilidad de usarla es nuestra prioridad. Ponemos a tu disposición la nueva Banca móvil que tiene como objetivo facilitarte la vida. CHN. La confianza de siempre, conectada a tu día a día.” Innovaciones de esta versión - Diseño intuitivo y fácil de operar - Integración de Soft Token digital para transacciones más rápidas y seguras - Bloqueo de tarjeta de crédito y débito desde la APP - Reseteo y recuperación de contraseña - Registro de cuentas y beneficiarios como favoritos - Agendamiento de transferencias y pagos - Autorización de transacciones por medio de pin o Soft Token para tu seguridad - Ubicación de agencias Funcionalidades que siguen disponibles: - Consulta de saldos y movimientos de tus productos - Transferencias entre cuentas propias, a terceros y ACH - Pago de tarjetas de créditos, servicios públicos, recargas y otros Descarga o actualiza la nueva App CHN y disfruta esta nueva experiencia.
OffRisk
Effortlessly track your spending, create budgets, and gain insights into your financial habits. This app uses AI to scan receipts, offers personalized financial education, and provides visual reports to help you manage your money effectively.
- Instant expense and income logging
- AI-powered receipt scanning
- Customizable budget limits
- Visual spending analytics
- AI financial education assistant
- Home Screen widget for balance check
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Take control of your money in minutes. OffRisk shows you where it goes, helps you budget, and warns you before you blow past your limit. ▸ LOG IT IN SECONDS Add expenses and income instantly. Capture Apple Pay purchases, or log one with a double tap on the back of your iPhone (Back Tap) — without ever opening the app. Check your balance straight from a Home Screen widget. ▸ BUDGETS THAT ACTUALLY WORK Set a limit per category and get a heads-up as you get close. Create savings or income goals and watch your progress day by day. ▸ UNDERSTAND YOUR MONEY Visual stats for every month: where you spend the most and how you're trending. Plus a clear projection of how your month is shaping up, explained in plain language. ▸ SCAN AND DONE Snap a photo of a receipt and OffRisk pulls out the amount, category and date for you with AI. ▸ LEARN AS YOU GO An AI financial education assistant answers your questions, runs projections and helps you build better habits. ▸ YOUR PRIVACY FIRST Your receipt photos are never stored — they're processed and discarded instantly. ▸ AND MORE • Automatic recurring payments (rent, subscriptions, paycheck, etc) • Multi-currency support • Export your transactions to CSV • Available in English and Spanish —— OFFRISK PRO —— Unlock recurring payments, AI receipt scanning, the AI financial assistant, advanced stats and CSV export. Includes a 7-day free trial. • Monthly or yearly auto-renewing subscription. Start free today and find out where your money is really going. Note: OffRisk provides financial education and organization tools; it does not constitute professional financial advice.
Screenshots
Verdict
The clearest difference is in-app purchases: CHN Móvil at none against OffRisk's 2. CHN Móvil also leads on iOS requirement (13.4 vs 17.0). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. OffRisk sells 2 in-app purchases, starting at $2.99 per month. CHN Móvil asks for nothing beyond the download.
| Parameter | CHN Móvil | OffRisk |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.5 (2 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 2 — better |
| Update frequency | Fortnightly | — |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | — | Freemium |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 13.4 — better | 17.0 |
| Further details — not scored | ||
| Size | 113 MB | 72 MB |
| Age rating | 4+ | 4+ |
| Developer | Banco Credito Hipotecario Nacional De Guatemala | Leonel Osuna |
In-app purchases
CHN Móvil
No in-app purchases
OffRisk
- OffRisk Pro — Monthly Plan7 Days trial$2.991 Month
- OffRisk Pro — Annual Plan7 Days trial$24.991 Year








