Pockito vs wallyme

Pockito is an expense tracker and daily budget planner that fills itself in. No bank login. Your data is never sold. KEY FEATURES • Safe to spend: one daily number after bills and savings • Apple Pay and bank texts that log themselves • Voice entry: say "45 at Trader Joe's" and fix any part in place • Receipt scanner that reads every line into items with categories • Budget alerts and bill reminders before the money is gone • Bills, subscriptions and expected income in one Repeating tab • Wallet: cash, bank accounts and cards, each with its own balance • An AI assistant that sets limits, adds bills and answers questions • Recaps for any week, month or dates, free for everyone • Incognito Mode: no account, and your records stay on this device LOGS ITSELF • Apple Pay: tap at the register and the expense shows up a moment later. • Bank texts: when your bank texts you about a purchase, Pockito reads the message and files the expense. Formats for 54 banks and wallets in 14 countries are built in, Chase and Bank of America among them, and its AI reads messages from other banks. • Voice: tap the mic and say "Spent 80 on groceries". • Receipts: hold the camera over one and every line becomes an item. Screenshots, PDFs and pasted text work too, and you can attach a receipt to an entry you already have. • By hand: typing an entry yourself is free, with no monthly cap. Apple Pay and bank texts each run on a Shortcuts automation you set up once. IT LEARNS, AND IT ASKS • Fix a category once and Pockito remembers it. • Tell it which account a card belongs to, and that card's next texts go there. • Unclear messages wait in "To review" until you decide. • With Pro, rules file your bank messages for you. ASK POCKITO Type or say what you want: • "Keep dining under $200 this month" sets the limit. • "Add Netflix, $15.99 a month" adds the bill and reminds you before it renews. • "How much went to Uber last week?" gets a straight answer. • "Am I on track for my $2,000 savings goal?" checks your progress. It asks before it deletes anything, and it answers in your language. AHEAD OF YOUR BILLS • Budget alerts as you near a limit: "You're at 90% of your Food & Dining budget." • Bill reminders: "Netflix is due tomorrow." • The Repeating tab flags a free trial about to end and a subscription with no recorded spending for 60 days. • Add a warranty to a purchase and Pockito reminds you 30, 7 and 1 day before it ends. • Insights warns you early: "On pace to finish $90 over budget", unusual spending, a price that went up. Free shows the top alert, Pro shows them all. SEE WHERE IT WENT • Give any category a limit in Insights and see what's left. • Pick a week, a month or your own dates for a recap. YOUR ACCOUNTS AND NET WORTH • Wallet keeps cash, bank accounts, cards and savings, each with its own balance. • Credit cards show their limit and due date. • Add gold too. Net worth comes with Pro. YOUR DATA • Sign in to sync your devices, or use Incognito Mode with no account. • Lock the app with Face ID. • With Pro, import bank statements (CSV, Excel, PDF, OFX), export to CSV, Excel or PDF, and back up to iCloud. ALSO IN POCKITO • 23 Home Screen and Lock Screen widgets (Pro) • Shortcuts in all 24 of the app's languages, and Siri in each one Siri speaks • Full right-to-left Arabic FREE AND PRO Free: every manual entry, your full history, recaps, budget alerts and bill reminders, plus a first taste of automatic tracking, voice, scanning and AI chat. Pro: no limits on those, more accounts, categories and bills, net worth, widgets, every Insights alert, import, export and backup, and rules for bank messages. Support: support@pockitoai.app Privacy: https://pockitoai.app/privacy Terms: https://pockitoai.app/terms

Log your spending in seconds, even without opening the app. Type “uber 45” or say it, and wallyme puts it in the right category. If you pay by tapping your iPhone, the expense logs itself. LOG WITHOUT EFFORT • Type or say it: “coffee 4”, “taxi 12”, “groceries 85”. The order doesn’t matter (“4 coffee” works too) and it sorts itself. • If something is missing, it asks: type just “50” and it asks what it was for; type just “uber” and it asks how much. • Several at once: “uber 45, coffee 8”. You see the list and confirm it. • Voice: you speak, check what it understood and confirm. Needs an internet connection. • No internet? You can still type expenses. They sync when you’re back online. CONTACTLESS PAYMENTS • Tap your iPhone to pay and the expense logs itself, with merchant, amount and category. Set it up once with the Shortcuts app (iOS 17 or later). It needs an internet connection when you pay. • You get a notification. Press and hold it to change the category or undo the expense, without opening the app. • Prefer to approve each payment? Turn on the option to confirm before logging, and the notification lets you choose “Confirm” or “Skip”. LOG WITHOUT OPENING THE APP • A button on your Lock Screen or in Control Center: tap it, type, done (iOS 18 or later). Add the “Quick Log” shortcut as a control once. • A Home Screen widget (iOS 17 or later): see what you’ve spent this period and how your budget is doing. On the medium size, log your frequent expenses with one tap. • What you log this way is added to your list the next time you open wallyme. • Settings › Log faster walks you through each setup. YOUR CARDS, NO SURPRISES • Cut-off and payment dates for each card, with a reminder on the cut-off day and before each payment. Dates are estimates: confirm them on your statement. • Installment purchases: log the purchase once and see what you pay each month and what’s coming in the months ahead. • Add your card’s limit and see what’s still available this cycle and how much you’ve spent. • Cash or card: choose how you paid for each expense. • Recurring payments: mark a purchase as recurring and it logs itself every day, week, 2 weeks or month. TRAVEL AND MULTIPLE CURRENCIES • 63 currencies. Type “ramen 1500 JPY” and wallyme converts it to your main currency at a reference exchange rate, and you keep the original amount. • When you’re in another country, wallyme can notice and offer to switch currency. You can also change it yourself in Settings › Language & region. • Trips and events with their own budget: set the dates and the expenses from those days show up on their own, even ones you already logged. • Your numbers, your way: choose your thousands and decimal separators. BUDGETS AND STATS • Budgets for the whole period and per category (monthly, monthly from the day you choose, weekly, every 2 weeks or twice a month), with a heads-up when you get close to the limit. • Stats: what you’ve spent so far, where it went and how your last week looked. • Expenses and income in one place. • Fix the category of any expense from the list. • Light or dark mode, or the same as your phone. NO BANK CONNECTION We never ask for your bank login or password. You decide what you log. In 11 languages: English, Spanish, Portuguese, French, Italian, German, Japanese, Chinese, Korean, Arabic and Hebrew. SUBSCRIPTION To use wallyme without limits you need a monthly or yearly subscription. The price in your currency is shown in the app before you buy. The subscription renews automatically unless you cancel it at least 24 hours before the current period ends. Payment is charged to your Apple Account when you confirm the purchase, and you can manage or cancel it in your account settings. Terms of Use: https://api.wallyme.com/terms.html Privacy Policy: https://api.wallyme.com/privacy.html