Comparison

Debt Payoff vs Wasted

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Debt Payoff

Features
Read full description

Take Control of Your Finances with Debt Tracker Debt Tracker is the ultimate app for managing money you owe and money owed to you. Whether you are tracking personal loans, business expenses, or shared costs with friends and family, Debt Tracker helps you stay organized and never miss a payment. Start Your 3-Day Free Trial Today Try all premium features free for 3 days. After your trial, choose a weekly or annual subscription to continue using the app. Key Features: Complete Debt Management Track all your debts in one place. Create detailed records with amounts, counterparties, due dates, and custom notes. Organize by direction (money you owe vs. money owed to you) and mark debts as settled when paid off. Payment History and Tracking Log multiple payments for each debt and see your progress in real-time. Visual progress bars show how much you have paid and what remains. Automatic calculations keep your balances accurate. Installment Planning Plan future payments with scheduled installments. Set amounts, due dates, and get reminders for each installment. When you mark an installment as paid, it automatically creates a payment record. Smart Reminders Never miss a payment deadline. Get notified one day before and on due dates for both debts and individual installments. Customize reminders to stay on top of your financial obligations. Categories and Organization Organize debts into 11 predefined categories including Personal, Business, Family, Friends, Medical, Education, Rent, Utilities, and more. Filter and find debts quickly with category-based organization. Powerful Search Find any debt instantly by searching through titles, counterparties, categories, or notes. Real-time filtering helps you locate what you need in seconds. Statistics and Insights Visualize your financial data with beautiful charts and graphs. See category breakdowns, monthly payment trends, and identify your top counterparties. Filter statistics by time periods to track your financial progress. Summary Dashboard Get a quick overview of your financial situation with summary cards showing total amounts, overdue debts, and active counts. Category breakdowns help you understand where your money is going. Beautiful, Modern Design Enjoy a clean, intuitive interface with smooth animations and haptic feedback. Card-based design makes navigation effortless, and color-coded indicators help you understand your financial status at a glance. Premium Subscription: Debt Tracker Premium unlocks all features including: Unlimited debt tracking Payment history and logging Installment planning Smart reminders Categories and organization Search functionality Statistics and analytics Priority support Subscription Options: Weekly subscription Annual subscription (best value) Free Trial: Start with a 3-day free trial to experience all premium features. No commitment required. Cancel anytime during the trial period. Terms and Privacy: Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current period. Manage your subscriptions in your Apple ID Account Settings. Payment will be charged to your Apple ID account at confirmation of purchase. Privacy Policy: https://debttrackerapp.blogspot.com/p/privacy-policy.html Terms of Service: https://debttrackerapp.blogspot.com/p/terms-of-use-eula-debt-tracker.html Perfect For: Personal finance management Business expense tracking Shared cost tracking with roommates or friends Loan management Bill reminders Financial planning Download Debt Tracker today and take the first step toward better financial organization. Version 1.5.6 highlights: • Refreshed add-debt experience with native Apple controls • Debt payoff planner with monthly budget you save explicitly • Display currency follows your region by default • Clear all data from Settings when you need a fresh start

About

Wasted

Features
Read full description

How many hours would you need to work to afford that purchase? Wasted helps you see the true cost of everything you buy, not in pounds, but in hours of your life. SIMPLE & POWERFUL Enter any price and instantly see how long you'd need to work to afford it. We factor in your country's tax rates to show you the real cost based on your take-home pay, not your gross salary. THE PAUSE THAT SAVES That split-second pause before buying can be the difference between a smart purchase and an impulse buy. Wasted gives you that pause by reframing the cost in terms that actually matter - your time. FEATURES • Convert any price to working hours instantly • Automatic tax estimation for accurate take-home pay calculations • Salary calculator if you don't know your hourly rate • Clean, distraction-free design • 100% private, all data stays on your device THE PSYCHOLOGY OF SPENDING Research shows that thinking about purchases in terms of time rather than money leads to better financial decisions. Wasted puts this insight in your pocket. Your time is your most valuable asset. Spend it wisely. Terms of Use: https://tiltedlensacc-star.github.io/wasted-support/terms.html

Screenshots

Debt Payoff4 screens
Wasted4 screens

Verdict

The call

The clearest difference is in-app purchases: Wasted at none against Debt Payoff's 3. On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Debt Payoff sells 3 in-app purchases, starting at $4.99 per 7 days. Wasted asks for nothing beyond the download.

Scorecard1 real difference Ā· 5 level
Debt Payoff versus Wasted: the parameters behind the verdict, then further details
ParameterDebt PayoffWasted
PriceFreeFree
Update frequencyMonthly—
AdsNoNo
In-app purchasesYesNo — better
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.518.5
Further details — not scored
Size19 MB1 MB
Age rating4+4+
DeveloperYalcin GolayogluMiles Bennett

In-app purchases

3 purchases

Debt Payoff

Subscriptions2
  • Debt Tracker Weekly3 Days trial$4.997 Days
  • Debt Tracker Annual7 Days trial$19.991 Year
One-time1
  • Lifetime Purchase$29.99
None

Wasted

No in-app purchases

Questions

Is Debt Payoff free?
Debt Payoff is free to download, with in-app purchases available.
Is Wasted free?
Wasted is free to download, with no in-app purchases.
Do Debt Payoff or Wasted have ads?
Neither Debt Payoff nor Wasted shows ads.

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