Comparison

Worth It! Subscription Tracker vs Splitrate

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Worth It! Subscription Tracker

Track your subscriptions, their usage, and value compared to single use. Get notified about upcoming renewals and cancellations. Optimize your spending by identifying subscriptions that provide real value.

Highlights
  • Subscription tracking
  • Usage and value comparison
  • Renewal and cancellation notifications
  • Monthly expense overview
  • Automatic currency conversion
  • Customizable app settings
  • iCloud Sync support
Features
Read full description

With Worth It!, you not only keep track of all your subscriptions: Track the value of your subscriptions compared to single use. Be notified when cancellations or renewals are imminent. This is how it works: 1. Add subscription 2. Add service (single use) 3. A tap when using 4. Receive valuable statistics about your subscriptions You not only see whether you are using your annual pass for sports, museum or zoo, but you also receive an overview of your monthly subscription expenses directly. Subscriptions that you like to use anyway and are difficult to track can be marked and always included in the statistics as worthwhile. Your data remains your data. Only on your device. You can optionally use your iCloud storage for backups and iCloud Sync. Additional features that are intended to simplify and enrich your life: - all basic statistics for your subscriptions - Detailed evaluation of your individual subscriptions* - automatic currency conversion: Track your foreign exchange rates and receive daily current conversions - Overview of your total subscription costs - Quick access to your meters with widgets in three different sizes - Notifications when your subscriptions need to be canceled; optional with notice period - Many options to customize your app and set it up as you want - iCloud Sync support to synchronize your subscriptions on iOS, iPad OS and MacOS - Backups to your iCloud - Better Safe Than Sorry* The optimal result: You only keep what provides real added value, cancel unnecessary subscriptions and permanently reduce your monthly costs. So what are you waiting for? Download Worth It! now and start saving money. It's worth it. *These features are part of Worth It! Premium - also available as a one-time purchase

About

Splitrate

Features
Read full description

Fixed costs shouldn't be a headache. Splitrate makes managing your recurring expenses so simple and clear, you'll wonder how you ever managed without it. Whether you live alone, share your home with a partner, or split an apartment with roommates: Splitrate adapts to your life. Not the other way around. Your Fixed Costs. Always Under Control. Rent, utilities, internet, insurance, subscriptions: Set up your recurring expenses once and Splitrate takes care of the rest. Weekly, monthly, quarterly, or only in certain months. Even seasonal costs like winter heating can be mapped out. You can also set an end date, and the expense will automatically mark itself as complete. Plan Together. Split Your Way. When you share fixed costs with others, you have full control. Split by income so everyone contributes their fair share. Split equally when that works better for you. Or set custom percentages. Splitrate always shows who owes what to whom, making settling up effortless. With the settlement history, you can also keep track of past balances. Budgets for Variable Costs Besides fixed costs, you can also create budgets for things that vary each month. Groceries, dining out, or leisure activities. Set a monthly limit and always know how much you can still spend. When things get tight, Splitrate reminds you before you go over budget. Savings Goals You'll Actually Reach Whether it's a new phone, an emergency fund, or your dream trip: Set up savings goals and watch yourself get closer month by month. Splitrate calculates how much you should set aside each month and shows you when you'll likely reach your goal. At 25, 50, and 75 percent, the app celebrates with you. Stay on Top of Everything Your personal dashboard shows at a glance what's happening this month. Income, expenses, available money, and your fixed cost ratio. Swipe between months to see how your finances are developing. The insights show you with clear charts where your money goes and which categories cost the most. Widgets for a Quick Glance With the home screen widgets, you can see your financial situation without opening the app. Available money, budget status, or both together. Always With You Your data syncs automatically via iCloud across iPhone and iPad. Changes appear instantly, no matter which device you're using. Your Data Stays Yours Protect the app with Face ID or your device passcode. In privacy mode, you can hide amounts when someone is looking over your shoulder. Your financial data remains private and never leaves your devices. Search and Export Find any expense in seconds with the search. Export your data as CSV or JSON if you want to use it elsewhere. Please Note Splitrate is not a banking app and does not offer financial advice. The app simply helps you keep an organized overview of your finances: What goes out when, how much is left, and who owes what to whom.

Screenshots

Worth It! Subscription Tracker4 screens
Splitrate4 screens

Verdict

The call

The clearest difference is in-app purchases: Splitrate at none against Worth It! Subscription Tracker's 3. Splitrate also leads on ads (none vs shown) and update cadence (every 3 days vs every 2 weeks). On price and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Worth It! Subscription Tracker sells 3 in-app purchases, starting at $1.99 per month. Splitrate asks for nothing beyond the download.

UpkeepUpdate frequency

Worth It! Subscription Tracker ships an update every 2 weeks, Splitrate every 3 days. The most recent releases landed on September 7, 2026 and September 8, 2026 respectively.

Scorecard4 real differences ยท 4 level
Worth It! Subscription Tracker versus Splitrate: the parameters behind the verdict, then further details
ParameterWorth It! Subscription TrackerSplitrate
PriceFreeFree
Positive reviews100.0% of reviewsโ€”
Update frequencyEvery 2 weeksEvery 3 days โ€” better
AdsYesNo โ€” better
In-app purchasesYesNo โ€” better
MonetizationFree with in-app purchasesโ€”
DevicesiPhone, iPadiPhone, iPad
Requires iOS26.118.0 โ€” better
Further details โ€” not scored
Size9 MB12 MB
Age rating4+17+
DeveloperMarcel HeckerMarcel Baklouti

In-app purchases

3 purchases

Worth It! Subscription Tracker

Subscriptions2
  • 1 Month Worth It! Premium$1.991 Month
  • 1 Year Worth It! Premium7 Days trial$8.991 Year
One-time1
  • Worth It! Premium Lifetime$14.99
None

Splitrate

No in-app purchases

Questions

Is Worth It! Subscription Tracker free?
Worth It! Subscription Tracker is free to download, with in-app purchases available.
Is Splitrate free?
Splitrate is free to download, with no in-app purchases.
Do Worth It! Subscription Tracker or Splitrate have ads?
Worth It! Subscription Tracker shows ads; Splitrate does not.
Which is updated more often, Worth It! Subscription Tracker or Splitrate?
Worth It! Subscription Tracker ships an update every 2 weeks, and Splitrate every 3 days. Most recently, Worth It! Subscription Tracker was updated on September 7, 2026 and Splitrate on September 8, 2026.

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