Comparison

VaultPay vs PayFly

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

VaultPay

This financial app offers users complete control over their funds through a modern, social interface. It aims to provide a more human-centric approach to managing money.

Highlights
  • Social fintech interface
  • Full money control
  • Modern financial management
  • Human-centric money approach
Features
Read full description

Banking meets social. VaultPay is the all-in-one financial super app for creators, businesses, and everyone in between. Sell from your social feed — 34 orders an hour, no store needed Hold USD, EUR, GBP & more with SWIFT, SEPA, ACH, RTP rails Virtual Visa card in 30s · Physical card at your door Crypto-backed cards on Visa & Solana networks Go live, battle, get gifted, and vault your earnings in real time Send money instantly — 0 fees, arrived in 1.2 seconds Freeze cards with one tap — zero liability Business accounts with Gusto payroll, bill pay & developer APIs VaultPay. Create. Share. Get paid. Bank globally.

About

PayFly

Features
Read full description

Track your income and spending easy way type in income track your expenses with user friendly interface. Terms & Conditions: https://www.apple.com/legal/internet-services/itunes/dev/stdeula

Screenshots

VaultPay4 screens
PayFly4 screens

Verdict

The call

The clearest difference is update cadence: VaultPay at every 8 days against PayFly's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. VaultPay sells 9 one-off in-app purchases and PayFly sells 2 in-app purchases, starting at $29.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

VaultPay ships an update every 8 days, PayFly every 3 weeks. The most recent releases landed on October 19, 2026 and October 7, 2026 respectively.

Scorecard1 real difference · 9 level
VaultPay versus PayFly: the parameters behind the verdict, then further details
ParameterVaultPayPayFly
PriceFreeFree
Rating3.5 (4 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings4 — better—
Update frequencyEvery 8 days — betterEvery 3 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFree—
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.4 — better17.0
Further details — not scored
Size196 MB29 MB
Age rating17+4+
DeveloperVENMOB LLCAkbina

In-app purchases

9 purchases

VaultPay

One-time9
  • 10 VaultCoins$0.99
  • 30 VaultCoins$2.99
  • 60 VaultCoins$4.99
Show 6 more
  • 75 VaultCoins$5.99
  • 149 VaultCoins$9.99
  • 194 VaultCoins$12.99
  • 450 VaultCoins$24.99
  • 590 VaultCoins$29.99
  • 1000 VaultCoins$44.99
2 purchases

PayFly

Subscriptions2
  • Expence Pro Monthly$29.991 Month
  • Expence Pro Yearly$99.991 Year

Questions

Is VaultPay free?
VaultPay is free to download, with in-app purchases available.
Is PayFly free?
PayFly is free to download, with in-app purchases available.
Do VaultPay or PayFly have ads?
Neither VaultPay nor PayFly shows ads.
Which is updated more often, VaultPay or PayFly?
VaultPay ships an update every 8 days, and PayFly every 3 weeks. Most recently, VaultPay was updated on October 19, 2026 and PayFly on October 7, 2026.

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