Comparison

Split Expenses Easy ShareBill vs Mutual

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Split Expenses Easy ShareBill

Features
Read full description

Split bills without the stress. Powered by AI, ShareBill is the smartest way to manage shared expenses for trips, roommates, couples, and group events. From weekend getaways to shared apartment costs, ShareBill keeps everything fair, transparent, and organized. Download now, invite friends, and split bills in seconds. KEY FEATURES - Effortless Expense Splitting: Add an expense and let ShareBill handle the math. Split equally, by percentage, or by exact amounts. - AI Receipt Scanning: Snap a photo of any receipt. Our AI instantly extracts items, prices, and totals. Scanning happens locally on your device for maximum privacy. - Smart Settle-Up: Avoid messy back-and-forth transfers. ShareBill calculates the most efficient way to pay everyone back, reducing the number of transactions needed. - Real-Time Sync: Create groups for trips, clubs, or households. Everyone stays in sync with live updates on new expenses and payments. - Multi-Currency Support: Traveling abroad? Enter expenses in any currency and ShareBill automatically handles the exchange rates. - Interactive Widgets: See exactly what you owe (or are owed) directly from your Home Screen with customizable widgets. - Easy Import: Moving from another app? Import your data from Splitwise easily using a CSV file. WHY SHAREBILL? - Private & Secure: Your data is yours. Local AI processing keeps your receipt scans private. - Cloud Sync: Access your groups from any device. - Notifications: Get alerts for new expenses, edits, and settle-up requests. - Receipt Attachments: Keep digital copies of bills attached to every expense. ShareBill helps groups stay fair and friends stay friends. Try it now for free and make every shared expense simple. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://sharebill-68c6d.web.app/privacy

About

Mutual

This app helps couples manage shared finances fairly and automatically. It allows for custom bill splitting, tracks joint spending, and facilitates saving for shared goals, aiming to reduce money-related arguments.

Highlights
  • Fair expense splitting (50/50, by income, custom)
  • Real-time balance tracking for partners
  • Shared savings goals with progress tracking
  • Spending categorization and analysis
  • Instant syncing between partners
  • Invite partner in seconds
Features
Read full description

Splitting bills shouldn't cause arguments. Mutual makes expense sharing fair, simple, and automatic — even when you and your partner earn differently. BUILT FOR COUPLES, NOT GROUPS Most expense apps are made for splitting a group trip with friends. Mutual is different — it's designed specifically for couple budgeting and two people actually sharing a life and joint finances together. SPLIT FAIRLY, NOT JUST EVENLY Choose 50/50, split by income, or set your own custom split. No more guilt, no more awkward math when managing your shared expenses. ALWAYS KNOW WHO OWES WHO Every expense updates instantly for both partners. Track joint expenses monthly with ease, see your balance clearly anytime, and say goodbye to spreadsheets and mental math. SAVE TOGETHER TOWARD WHAT MATTERS Set shared goals — a house down payment, a trip, a wedding, an emergency fund — and watch your progress grow together in real time. SEE WHERE YOUR MONEY GOES Track spending by category and understand your shared finances at a glance. BUILT FOR TWO Invite your partner in seconds. Everything syncs instantly between both of you. Mutual — fair finances, fewer money fights, more progress toward your shared goals. Privacy Policy: https://mutual.elhardouf.com/privacy.html Terms of Use: https://mutual.elhardouf.com/terms.html

Screenshots

Split Expenses Easy ShareBill4 screens
Mutual4 screens

Verdict

The call

The clearest difference is iOS requirement: Mutual at 16.4 against Split Expenses Easy ShareBill's 26.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Split Expenses Easy ShareBill sells 2 in-app purchases, starting at $4.99 per month and Mutual sells 3 in-app purchases, starting at $1.99 per 7 days. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Split Expenses Easy ShareBill ships an update fortnightly, Mutual weekly. The most recent releases landed on October 28, 2026 and October 25, 2026 respectively.

Scorecard1 real difference · 9 level
Split Expenses Easy ShareBill versus Mutual: the parameters behind the verdict, then further details
ParameterSplit Expenses Easy ShareBillMutual
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequencyFortnightlyWeekly — better
AdsNoNo
In-app purchasesYesYes
Monetization—Freemium
DevicesiPhoneiPhone, iPad — better
Requires iOS26.016.4 — better
Further details — not scored
Size34 MB78 MB
Age rating4+4+
DeveloperArtem BobrovYassine EL HARDOUF

In-app purchases

2 purchases

Split Expenses Easy ShareBill

Subscriptions2
  • Premium Monthly3 Days trial$4.991 Month
  • Premium Yearly3 Days trial$39.991 Year
3 purchases

Mutual

Subscriptions3
  • Weekly premium$1.997 Days
  • Monthly premium3 Days trial$4.991 Month
  • Yearly Premium$29.991 Year

Questions

Is Split Expenses Easy ShareBill free?
Split Expenses Easy ShareBill is free to download, with in-app purchases available.
Is Mutual free?
Mutual is free to download, with in-app purchases available.
Do Split Expenses Easy ShareBill or Mutual have ads?
Neither Split Expenses Easy ShareBill nor Mutual shows ads.
Which is updated more often, Split Expenses Easy ShareBill or Mutual?
Split Expenses Easy ShareBill ships an update fortnightly, and Mutual weekly. Most recently, Split Expenses Easy ShareBill was updated on October 28, 2026 and Mutual on October 25, 2026.

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