Comparison

Expense Tracker & Planner vs Mahfazati

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expense Tracker & Planner

Features
Read full description

Take control of your money without giving up control of your data. Expense Tracker & Planner is a powerful personal finance app designed to work 100% offline. Track expenses, income, budgets, accounts, savings goals, loans, EMIs and net worth — with your financial records stored locally on your device. No cloud connection is required to manage your everyday finances. EXPENSE & INCOME TRACKER Quickly record expenses and income and always know where your money is going. • Track expenses and income • Transfer money between accounts • Add notes, merchants, tags and dates • Attach receipts • Search and filter transactions • Create custom categories BUDGET PLANNER Create a monthly budget and stay aware of your spending. • Set your monthly budget • Monitor daily spending pace • Get budget alerts • Compare spending and income • Review monthly savings ACCOUNTS & NET WORTH See your complete financial picture in one place. • Track bank accounts, cash, wallets and credit cards • Set opening balances • View balances across accounts • Monitor your total net worth • Follow net worth trends over time SMART ANALYTICS Understand your finances with clear reports and visual insights. • Spending by category • Income vs spending • Monthly financial summaries • Spending trends • Savings insights SAVINGS GOALS Create financial goals and track your progress toward them. Whether you're saving for a new laptop, vehicle, home, vacation or emergency fund, your progress stays easy to understand. LOANS & EMI TRACKER Keep track of your existing loans without connecting a bank account. • Outstanding loan balance • Monthly EMI • Payments completed • Upcoming payment dates • Loan progress RECURRING TRANSACTIONS Organize recurring expenses and income such as: Salary, rent, EMIs, utility bills, subscriptions and other repeating transactions. EXPORT & BACKUP Your data stays under your control. • Export transactions to CSV • Create PDF reports • Local backup and restore • Move or archive your own financial records PRIVATE & OFFLINE Expense Tracker & Planner is built around local-first personal finance. - Works completely offline - Financial records stored on your device - No bank account connection required - No cloud required for everyday tracking Perfect for personal budgeting, household expenses, salary management, freelancers, cash flow tracking and anyone who prefers keeping financial records on their own device. Important: The Loans & EMI feature is only for tracking existing loans. Expense Tracker & Planner does not provide, broker, facilitate or recommend loans or other financial products.

About

Mahfazati

Features
Read full description

Take control of your money with Mahfazati! The easiest way to track your daily expenses and manage your monthly salary. Features: • Record expenses manually or via bank SMS • Track your salary — see what's left in real time • Installments — car, property, personal loans with early payment • Monthly bills — electricity, internet, telecom • Credit cards — track balance and due dates • Budget — set limits per category • Debts — track money owed to and from you • Savings goals — set targets and track progress • Trips — track expenses per trip • Monthly reports with charts • Salary plan — 50/30/20 or customize your own • PDF export Supports Arabic and English. Free version includes all basic features. Subscribe to Pro for unlimited cards, budgets, and installments! Annual subscription: 49.99 SAR/year with free trial. Terms of Use: https://yousefalotaibi1.github.io/mahfazati-policy/terms.html Privacy Policy: https://yousefalotaibi1.github.io/mahfazati-policy/privacy-policy.html

Screenshots

Expense Tracker & Planner4 screens
Mahfazati4 screens

Verdict

The call

The clearest difference is in-app purchases: Expense Tracker & Planner at none against Mahfazati's 1. Mahfazati's advantage is ads (none vs shown). On price, update cadence, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Mahfazati sells 1 in-app purchase, starting at $14.99 per year. Expense Tracker & Planner asks for nothing beyond the download.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 days. Both last shipped on October 25, 2026.

Scorecard2 real differences · 4 level
Expense Tracker & Planner versus Mahfazati: the parameters behind the verdict, then further details
ParameterExpense Tracker & PlannerMahfazati
PriceFreeFree
Update frequencyEvery 2 daysEvery 2 days
AdsYesNo — better
In-app purchasesNo — betterYes
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS14.0 — better15.0
Further details — not scored
Size54 MB15 MB
Age rating4+4+
DeveloperRahul JalavadiyaYousef Alotaibi

In-app purchases

None

Expense Tracker & Planner

No in-app purchases

1 purchases

Mahfazati

Subscriptions1
  • Pro3 Days trial$14.991 Year

Questions

Is Expense Tracker & Planner free?
Expense Tracker & Planner is free to download, with no in-app purchases.
Is Mahfazati free?
Mahfazati is free to download, with in-app purchases available.
Do Expense Tracker & Planner or Mahfazati have ads?
Expense Tracker & Planner shows ads; Mahfazati does not.
Which is updated more often, Expense Tracker & Planner or Mahfazati?
Expense Tracker & Planner ships an update every 2 days, and Mahfazati every 2 days. Most recently, Expense Tracker & Planner was updated on October 25, 2026 and Mahfazati on October 25, 2026.

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