Expense Tracker & Planner vs Mahfazati
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Expense Tracker & Planner
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Take control of your money without giving up control of your data. Expense Tracker & Planner is a powerful personal finance app designed to work 100% offline. Track expenses, income, budgets, accounts, savings goals, loans, EMIs and net worth — with your financial records stored locally on your device. No cloud connection is required to manage your everyday finances. EXPENSE & INCOME TRACKER Quickly record expenses and income and always know where your money is going. • Track expenses and income • Transfer money between accounts • Add notes, merchants, tags and dates • Attach receipts • Search and filter transactions • Create custom categories BUDGET PLANNER Create a monthly budget and stay aware of your spending. • Set your monthly budget • Monitor daily spending pace • Get budget alerts • Compare spending and income • Review monthly savings ACCOUNTS & NET WORTH See your complete financial picture in one place. • Track bank accounts, cash, wallets and credit cards • Set opening balances • View balances across accounts • Monitor your total net worth • Follow net worth trends over time SMART ANALYTICS Understand your finances with clear reports and visual insights. • Spending by category • Income vs spending • Monthly financial summaries • Spending trends • Savings insights SAVINGS GOALS Create financial goals and track your progress toward them. Whether you're saving for a new laptop, vehicle, home, vacation or emergency fund, your progress stays easy to understand. LOANS & EMI TRACKER Keep track of your existing loans without connecting a bank account. • Outstanding loan balance • Monthly EMI • Payments completed • Upcoming payment dates • Loan progress RECURRING TRANSACTIONS Organize recurring expenses and income such as: Salary, rent, EMIs, utility bills, subscriptions and other repeating transactions. EXPORT & BACKUP Your data stays under your control. • Export transactions to CSV • Create PDF reports • Local backup and restore • Move or archive your own financial records PRIVATE & OFFLINE Expense Tracker & Planner is built around local-first personal finance. - Works completely offline - Financial records stored on your device - No bank account connection required - No cloud required for everyday tracking Perfect for personal budgeting, household expenses, salary management, freelancers, cash flow tracking and anyone who prefers keeping financial records on their own device. Important: The Loans & EMI feature is only for tracking existing loans. Expense Tracker & Planner does not provide, broker, facilitate or recommend loans or other financial products.
Mahfazati
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Take control of your money with Mahfazati! The easiest way to track your daily expenses and manage your monthly salary. Features: • Record expenses manually or via bank SMS • Track your salary — see what's left in real time • Installments — car, property, personal loans with early payment • Monthly bills — electricity, internet, telecom • Credit cards — track balance and due dates • Budget — set limits per category • Debts — track money owed to and from you • Savings goals — set targets and track progress • Trips — track expenses per trip • Monthly reports with charts • Salary plan — 50/30/20 or customize your own • PDF export Supports Arabic and English. Free version includes all basic features. Subscribe to Pro for unlimited cards, budgets, and installments! Annual subscription: 49.99 SAR/year with free trial. Terms of Use: https://yousefalotaibi1.github.io/mahfazati-policy/terms.html Privacy Policy: https://yousefalotaibi1.github.io/mahfazati-policy/privacy-policy.html
Screenshots
Verdict
The clearest difference is in-app purchases: Expense Tracker & Planner at none against Mahfazati's 1. Mahfazati's advantage is ads (none vs shown). On price, update cadence, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Mahfazati sells 1 in-app purchase, starting at $14.99 per year. Expense Tracker & Planner asks for nothing beyond the download.
Both ship on a similar rhythm, roughly every 2 days. Both last shipped on October 25, 2026.
| Parameter | Expense Tracker & Planner | Mahfazati |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 days | Every 2 days |
| Ads | Yes | No — better |
| In-app purchases | No — better | Yes |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 14.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 54 MB | 15 MB |
| Age rating | 4+ | 4+ |
| Developer | Rahul Jalavadiya | Yousef Alotaibi |
In-app purchases
Expense Tracker & Planner
No in-app purchases
Mahfazati
- Pro3 Days trial$14.991 Year
Questions
Is Expense Tracker & Planner free?
Is Mahfazati free?
Do Expense Tracker & Planner or Mahfazati have ads?
Which is updated more often, Expense Tracker & Planner or Mahfazati?
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