Expense Tracker & Planner vs QuietLedger

Take control of your money without giving up control of your data. Expense Tracker & Planner is a powerful personal finance app designed to work 100% offline. Track expenses, income, budgets, accounts, savings goals, loans, EMIs and net worth — with your financial records stored locally on your device. No cloud connection is required to manage your everyday finances. EXPENSE & INCOME TRACKER Quickly record expenses and income and always know where your money is going. • Track expenses and income • Transfer money between accounts • Add notes, merchants, tags and dates • Attach receipts • Search and filter transactions • Create custom categories BUDGET PLANNER Create a monthly budget and stay aware of your spending. • Set your monthly budget • Monitor daily spending pace • Get budget alerts • Compare spending and income • Review monthly savings ACCOUNTS & NET WORTH See your complete financial picture in one place. • Track bank accounts, cash, wallets and credit cards • Set opening balances • View balances across accounts • Monitor your total net worth • Follow net worth trends over time SMART ANALYTICS Understand your finances with clear reports and visual insights. • Spending by category • Income vs spending • Monthly financial summaries • Spending trends • Savings insights SAVINGS GOALS Create financial goals and track your progress toward them. Whether you're saving for a new laptop, vehicle, home, vacation or emergency fund, your progress stays easy to understand. LOANS & EMI TRACKER Keep track of your existing loans without connecting a bank account. • Outstanding loan balance • Monthly EMI • Payments completed • Upcoming payment dates • Loan progress RECURRING TRANSACTIONS Organize recurring expenses and income such as: Salary, rent, EMIs, utility bills, subscriptions and other repeating transactions. EXPORT & BACKUP Your data stays under your control. • Export transactions to CSV • Create PDF reports • Local backup and restore • Move or archive your own financial records PRIVATE & OFFLINE Expense Tracker & Planner is built around local-first personal finance. - Works completely offline - Financial records stored on your device - No bank account connection required - No cloud required for everyday tracking Perfect for personal budgeting, household expenses, salary management, freelancers, cash flow tracking and anyone who prefers keeping financial records on their own device. Important: The Loans & EMI feature is only for tracking existing loans. Expense Tracker & Planner does not provide, broker, facilitate or recommend loans or other financial products.

Track daily money by hand without connecting a bank. QuietLedger is a private personal ledger for expenses, income, wallets, budgets, recurring items, receipts, and simple reports. It is built for people who want a clear record of where money goes without account sign-up or automatic bank sync. Use QuietLedger to: - Add expenses, income, refunds, transfers, and notes manually - Organize wallets, cash, cards, categories, merchants, tags, people, and goals - Watch budget limits, monthly spending, and remaining headroom - Review trends, recurring items, reminders, and upcoming schedules - Keep receipts, attachments, and record details ready in the Proof Center - Import CSV files and export CSV, PDF, ZIP, or local backup archives - Restore from backups and review backup history when needed - Switch themes and adjust local app settings Your records are designed to stay on your device unless you choose to export or share them. QuietLedger does not require an account, does not connect to banks, and does not use cloud sync for core use. QuietLedger Pro expands local planning and reporting capacity with higher or unlimited limits, longer report periods, custom report ranges, richer insights, more saved queries, more recurring rules, more wallets and currencies, more categories, more goals, and advanced local planning tools. Optional author tips only support the developer. They do not unlock features, change limits, or affect app functionality. QuietLedger is for private record keeping and personal planning. It is not a bank, fintech provider, tax advisor, accounting product, payroll tool, invoice system, money-transfer service, or professional financial, legal, tax, or accounting advice service. Privacy Policy: https://projectfunapps.com/apps/quietledger/privacy Terms of Use: https://projectfunapps.com/apps/quietledger/terms Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/