SafeSpend vs BalanceBeacon

* KNOW EXACTLY HOW MUCH YOU CAN SPEND TODAY! SafeSpend is NOT another budgeting app. It answers one simple question: “How much can I safely spend right now?” No spreadsheets. No confusing monthly limits. * WHY SAFESPEND EXISTS? Most budgets are built around months. But most people are paid weekly or bi-weekly. That mismatch causes stress, overspending, and last-week panic before payday. SafeSpend fixes that. Your budget follows your actual paycheck schedule, not the calendar. Just one clear number that updates as you spend. * WHAT MAKES SAFESPEND DIFFERENT? • Budget by pay period, not by month • See one daily “Safe to Spend” number • Reserve money for bills and savings first • Get reminders for bills and payday • Build a daily awareness streak It is designed for clarity, not complexity. * HOW IT WORKS 1. Add your pay schedule 2. Add bills and planned expenses 3. Log spending 4. See how much is safe to spend today The number updates automatically inside your pay period. No guessing. No mental math. * DAILY CLARITY. LESS STRESS. Open the app in the morning. See your number. Move on with confidence.

BalanceBeacon answers one question: can I afford this right now? Enter your checking balance, your upcoming income, and the bills you have scheduled. Ask about a purchase. BalanceBeacon checks it against everything already on your calendar and gives you a straight answer. MORE THAN A YES OR A NO Every answer shows its work: - The exact shortfall. If a purchase takes you under, see precisely how far below zero you would land and on what date. - The bill at risk. Not a vague warning. The specific scheduled payment a purchase would jeopardize. - The earliest safe date. If today does not work, BalanceBeacon tells you the first day it does. A FORECAST THAT FOLLOWS YOUR REAL PAY CYCLE Weekly, biweekly, twice monthly, monthly, quarterly, and yearly schedules are all supported, so your projection matches how you actually get paid and when bills actually land. Plan with scheduled income and payments, then confirm what actually happened with a swipe. Review overdue obligations and keep completed transaction history as your plan changes. MORE ROOM TO PLAN ON IPHONE DUO Adaptive layouts support the cover screen and larger unfolded display. Explore your cash-flow chart, calendar, and daily activity, and preview how a purchase changes your forecast. GOALS AND DEBT Track savings goals with target amounts and dates. Choose debt snowball or avalanche and see how spare money is best directed. Bills and debts stay separate in your list but share one forecast. CATCH WHAT YOU DID NOT PLAN When you update your checking balance, BalanceBeacon compares it against what your forecast expected. If money left the account that was never scheduled, it shows you the difference and asks what it was for, so the next forecast starts closer to reality. SEE YOUR PATTERNS A 30-day trend puts this month's spending next to the month before, with weekly averages and category breakdowns, so the habits behind the number are visible rather than buried. YOUR DATA IS YOURS Everything you enter lives on your device. We do not collect it, we cannot see it, and it is not ours to sell. There is no account to create. Choose device authentication or a separate app PIN or password, and delete your financial data whenever you want. SUBSCRIPTION BalanceBeacon requires an active subscription to use. All plans include the full app. Choose a weekly, monthly, or yearly plan. - Weekly: $2.99 - Monthly: $9.99 - Yearly: $69.99 Prices shown are in U.S. dollars and may vary by region. Payment is charged to your Apple Account when you confirm a purchase. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel from the app's Settings tab or your App Store account settings. Terms of Use (EULA): https://getbalancebeacon.com/terms Privacy Policy: https://getbalancebeacon.com/privacy BalanceBeacon is an estimation tool, not financial advice. Its answers depend on the information you enter, and it cannot guarantee future balances or payment outcomes. It does not connect to your bank, move money, or pay bills on your behalf.