Billy Expenses & Subscriptions vs Ditchr

Billy is the no-fuss way to track every subscription, bill, and one-time expense in one place — without connecting your bank account or sharing financial data with anyone. WHY BILLY • See every recurring charge before it hits your card • Scan paper receipts with your camera and skip manual entry • Get smart insights about where your money actually goes — without nagging • Share an expense view with your partner via household sync • Set savings goals, budgets, and monthly start days that match how you actually live • Works fully offline — your data stays on your device unless you choose to sync KEY FEATURES • Subscription & one-time expense tracking • Receipt scanning with on-device OCR (no photos uploaded) • Multi-currency, 8 languages • Calendar view of upcoming bills • Savings goals & income tracking • Budget alerts and spending insights • Household sharing (up to 2 people) • Face ID / Touch ID app lock • Biometric-secured backup • iCloud-free design — your data is yours Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://billy-expenses.com/privacy

Ditchr helps you see every subscription you pay for, understand what it really costs, and cancel the ones you no longer use. Streaming apps, music, cloud storage, software, fitness memberships, newsletters, premium apps, and free trials can add up quietly. Ditchr keeps them organized in one simple subscription tracker so you always know what renews next, how much you pay each month, and what your subscriptions cost over a full year. Add each subscription in seconds with its price, renewal cycle, renewal date, and trial end date. Ditchr turns that information into a clear overview of your active subscriptions, upcoming renewals, and total monthly and yearly subscription cost. No more guessing which services are still active or being surprised by a renewal you forgot about. Smart reminders help you act before a charge happens. Set alerts before free trials end, before yearly plans renew, or before any recurring subscription comes due. If you do not use a service anymore, Ditchr gives you the nudge you need to cancel it in time and keep more of your money for things you actually use. Ditchr is private by design. You do not need to connect a bank account, share card details, or hand over account logins. Your subscription list is built by you, so you stay in control of what is tracked. Use Ditchr to: • Track all active subscriptions in one place • See real monthly and yearly subscription costs • Get reminders before renewals and free trials end • Find subscriptions you forgot about or rarely use • Plan cancellations before the next charge • Manage recurring payments without bank login Whether you have a few favorite services or dozens of recurring subscriptions, Ditchr gives you a calmer way to stay on top of renewals and stop paying for subscriptions you do not need. — SUBSCRIPTION INFORMATION If you opt to purchase a Premium or Boost subscription, the subscription fee will be charged to your iTunes account. The yearly subscription automatically renews, but you can disable auto-renewal at least 24 hours before the end of the subscription period in your iTunes account settings. After purchase, any unused portion of the free trial is forfeited. You can manage your premium subscription and turn off the auto-renewal feature in your iTunes account settings. Terms of Use: https://artmvstd.com/terms/ Privacy Policy: https://artmvstd.com/privacy