Comparison

Budget Challenge App vs Spliteo

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Budget Challenge App

Features
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Budget Challenge helps you take control of your money. Start challenges, set savings goals and track exactly how much you spend. - Budget Challenge: spend less than your set budget. - No-Spend Challenge: as many days as possible without unnecessary spending. - 52-Week Challenge: save an increasing amount each week and build up a nice savings pot. - Vinted Challenge: log your Vinted sales and save the earnings straight away. - Briefgeld Challenge: set banknotes aside and save without even noticing. - Briefjes Challenge: put every โ‚ฌ5, โ‚ฌ10, โ‚ฌ20 or โ‚ฌ50 note aside and tick the box. - Savings Goals: see at a glance how much you have already saved. - Finance Log: quickly add transactions and keep track of your money. - More challenges coming soon. Everything organised in one app, no hassle and no complicated spreadsheets. Why Budget Challenge? - Actually helps you spend less - Makes savings goals visual and motivating - Challenges you every day to make better choices - Simple interface - Works entirely at your own pace Pro (optional): - Unlimited challenges - Unlimited savings goals - Unlimited transactions - Custom photos as icons Start today and take small steps towards big goals. Terms of use can be found at https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ and the privacy policy at https://jverhoeff.com/budgetchallenge.html#privacy.

About

Spliteo

Features
Read full description

Spliteo โ€“ Bill Split & Expense Sharing Spliteo is a bill split and expense sharing app designed to help you split bills, track shared expenses, and manage group costs with clarity. Whether you are splitting a check with friends, managing household expenses with roommates, or handling travel costs, Spliteo makes money distribution simple and transparent. Stop awkward conversations about money. With Spliteo, you can split expenses fairly, see balances instantly, and settle debts without confusion. EXPENSE TRACKING AND BILL SPLITTING Create groups for trips, households, events, and projects Split bills evenly or use custom amounts and percentages Track shared expenses in multiple currencies Real-time balance calculations show who owes what Add notes, dates, categories, and attachments SMART DEBT SETTLEMENT Automatic debt simplification reduces unnecessary payments Optimized settlements across groups Smart suggestions to settle balances faster Clear history of payments and refunds Spliteo minimizes complexity so you can settle up with fewer transactions and less effort. GROUP AND COLLABORATION FEATURES Invite members via email or shareable link View group balances at a glance Manage multiple expense groups ุจุณู‡ูˆู„ุฉ in one place Ideal for roommates, couples, friends, teams, and travel groups FREE AND PREMIUM Free features: Up to 4 expense groups Unlimited expenses Bill splitting and expense sharing Real-time balances Premium features: Unlimited groups Recurring expenses PDF reports and data export Advanced analytics and insights Priority support Custom group themes BUILT FOR DAILY USE Clean and intuitive interface Dark mode support Available in English and Spanish Accessibility-friendly design PERFECT FOR Roommates splitting rent and utilities Friends splitting bills and restaurant checks Trips and travel expense sharing Couples managing shared expenses Events and group activities Teams and project budgets WHY SPLITEO Looking for a Splitwise or Tricount alternative with better clarity and smarter settlements? Spliteo offers a unified dashboard that shows all balances, pending expenses, and debts in one place. No switching tabs. No confusion. Stay organized and in control with Spliteo. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.spliteo.app/privacy-policy

Screenshots

Budget Challenge App4 screens
Spliteo4 screens

Verdict

The call

The clearest difference is iOS requirement: Spliteo at 15.0 against Budget Challenge App's 18.6. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Budget Challenge App sells 3 in-app purchases, starting at $2.99 per month and Spliteo sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Budget Challenge App ships an update every 10 days, Spliteo every 3 weeks. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.

Scorecard1 real difference ยท 5 level
Budget Challenge App versus Spliteo: the parameters behind the verdict, then further details
ParameterBudget Challenge AppSpliteo
PriceFreeFree
Update frequencyEvery 10 days โ€” betterEvery 3 weeks
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPadiPhone, iPad, iPod โ€” better
Requires iOS18.615.0 โ€” better
Further details โ€” not scored
Size18 MB40 MB
Age rating4+4+
DeveloperJohannes VerhoeffRenzo Beux

In-app purchases

3 purchases

Budget Challenge App

Subscriptions2
  • Pro Monthly7 Days trial$2.991 Month
  • Pro Yearly7 Days trial$17.991 Year
One-time1
  • Pro Lifetime$29.99
2 purchases

Spliteo

Subscriptions2
  • Spliteo Pro Monthly14 Days trial$1.991 Month
  • Spliteo Pro Yearly14 Days trial$19.991 Year

Questions

Is Budget Challenge App free?
Budget Challenge App is free to download, with in-app purchases available.
Is Spliteo free?
Spliteo is free to download, with in-app purchases available.
Do Budget Challenge App or Spliteo have ads?
Neither Budget Challenge App nor Spliteo shows ads.
Which is updated more often, Budget Challenge App or Spliteo?
Budget Challenge App ships an update every 10 days, and Spliteo every 3 weeks. Most recently, Budget Challenge App was updated on October 24, 2026 and Spliteo on October 28, 2026.

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