Budget Challenge App vs Finstrument Tracker
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Budget Challenge App
Read full descriptionHide full description
Budget Challenge helps you take control of your money. Start challenges, set savings goals and track exactly how much you spend. - Budget Challenge: spend less than your set budget. - No-Spend Challenge: as many days as possible without unnecessary spending. - 52-Week Challenge: save an increasing amount each week and build up a nice savings pot. - Vinted Challenge: log your Vinted sales and save the earnings straight away. - Briefgeld Challenge: set banknotes aside and save without even noticing. - Briefjes Challenge: put every β¬5, β¬10, β¬20 or β¬50 note aside and tick the box. - Savings Goals: see at a glance how much you have already saved. - Finance Log: quickly add transactions and keep track of your money. - More challenges coming soon. Everything organised in one app, no hassle and no complicated spreadsheets. Why Budget Challenge? - Actually helps you spend less - Makes savings goals visual and motivating - Challenges you every day to make better choices - Simple interface - Works entirely at your own pace Pro (optional): - Unlimited challenges - Unlimited savings goals - Unlimited transactions - Custom photos as icons Start today and take small steps towards big goals. Terms of use can be found at https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ and the privacy policy at https://jverhoeff.com/budgetchallenge.html#privacy.
Finstrument Tracker
Read full descriptionHide full description
Finstrument Tracker keeps track of your investments per person in a single account β ideal for anyone investing for themselves, their partner or their (grand)children. Record your purchases of ETFs, shares, crypto and more in just a few tapsβ¦ View your totals per person and per investment in clear charts. Export everything to CSV or PDF and create a neat annual report for each person. Everything stays locally on your device: no account, no cloud, no real-time prices β with backups so you donβt lose anything. All free.
Screenshots
Verdict
The clearest difference is in-app purchases: Finstrument Tracker at none against Budget Challenge App's 3. Finstrument Tracker also leads on iOS requirement (15.1 vs 18.6). Budget Challenge App's advantage is update cadence (every 10 days vs every 6 weeks). On price, ads and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Budget Challenge App sells 3 in-app purchases, starting at $2.99 per month. Finstrument Tracker asks for nothing beyond the download.
Budget Challenge App ships an update every 10 days, Finstrument Tracker every 6 weeks. Both last shipped on October 24, 2026.
| Parameter | Budget Challenge App | Finstrument Tracker |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 10 days β better | Every 6 weeks |
| Ads | No | No |
| In-app purchases | Yes | No β better |
| Devices | iPhone, iPad | iPhone, iPad, iPod β better |
| Requires iOS | 18.6 | 15.1 β better |
| Further details β not scored | ||
| Size | 18 MB | 33 MB |
| Age rating | 4+ | 4+ |
| Developer | Johannes Verhoeff | Paul Lauwerys |
In-app purchases
Budget Challenge App
- Pro Monthly7 Days trial$2.991 Month
- Pro Yearly7 Days trial$17.991 Year
- Pro Lifetime$29.99
Finstrument Tracker
No in-app purchases
Questions
Is Budget Challenge App free?
Is Finstrument Tracker free?
Do Budget Challenge App or Finstrument Tracker have ads?
Which is updated more often, Budget Challenge App or Finstrument Tracker?
Other comparisons















