Comparison

Budget Challenge App vs Finstrument Tracker

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Budget Challenge App

Features
Read full description

Budget Challenge helps you take control of your money. Start challenges, set savings goals and track exactly how much you spend. - Budget Challenge: spend less than your set budget. - No-Spend Challenge: as many days as possible without unnecessary spending. - 52-Week Challenge: save an increasing amount each week and build up a nice savings pot. - Vinted Challenge: log your Vinted sales and save the earnings straight away. - Briefgeld Challenge: set banknotes aside and save without even noticing. - Briefjes Challenge: put every €5, €10, €20 or €50 note aside and tick the box. - Savings Goals: see at a glance how much you have already saved. - Finance Log: quickly add transactions and keep track of your money. - More challenges coming soon. Everything organised in one app, no hassle and no complicated spreadsheets. Why Budget Challenge? - Actually helps you spend less - Makes savings goals visual and motivating - Challenges you every day to make better choices - Simple interface - Works entirely at your own pace Pro (optional): - Unlimited challenges - Unlimited savings goals - Unlimited transactions - Custom photos as icons Start today and take small steps towards big goals. Terms of use can be found at https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ and the privacy policy at https://jverhoeff.com/budgetchallenge.html#privacy.

About

Finstrument Tracker

Features
Read full description

Finstrument Tracker keeps track of your investments per person in a single account β€” ideal for anyone investing for themselves, their partner or their (grand)children. Record your purchases of ETFs, shares, crypto and more in just a few taps… View your totals per person and per investment in clear charts. Export everything to CSV or PDF and create a neat annual report for each person. Everything stays locally on your device: no account, no cloud, no real-time prices β€” with backups so you don’t lose anything. All free.

Screenshots

Budget Challenge App4 screens
Finstrument Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: Finstrument Tracker at none against Budget Challenge App's 3. Finstrument Tracker also leads on iOS requirement (15.1 vs 18.6). Budget Challenge App's advantage is update cadence (every 10 days vs every 6 weeks). On price, ads and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Budget Challenge App sells 3 in-app purchases, starting at $2.99 per month. Finstrument Tracker asks for nothing beyond the download.

UpkeepUpdate frequency

Budget Challenge App ships an update every 10 days, Finstrument Tracker every 6 weeks. Both last shipped on October 24, 2026.

Scorecard3 real differences Β· 3 level
Budget Challenge App versus Finstrument Tracker: the parameters behind the verdict, then further details
ParameterBudget Challenge AppFinstrument Tracker
PriceFreeFree
Update frequencyEvery 10 days β€” betterEvery 6 weeks
AdsNoNo
In-app purchasesYesNo β€” better
DevicesiPhone, iPadiPhone, iPad, iPod β€” better
Requires iOS18.615.1 β€” better
Further details β€” not scored
Size18 MB33 MB
Age rating4+4+
DeveloperJohannes VerhoeffPaul Lauwerys

In-app purchases

3 purchases

Budget Challenge App

Subscriptions2
  • Pro Monthly7 Days trial$2.991 Month
  • Pro Yearly7 Days trial$17.991 Year
One-time1
  • Pro Lifetime$29.99
None

Finstrument Tracker

No in-app purchases

Questions

Is Budget Challenge App free?
Budget Challenge App is free to download, with in-app purchases available.
Is Finstrument Tracker free?
Finstrument Tracker is free to download, with no in-app purchases.
Do Budget Challenge App or Finstrument Tracker have ads?
Neither Budget Challenge App nor Finstrument Tracker shows ads.
Which is updated more often, Budget Challenge App or Finstrument Tracker?
Budget Challenge App ships an update every 10 days, and Finstrument Tracker every 6 weeks. Most recently, Budget Challenge App was updated on October 24, 2026 and Finstrument Tracker on October 24, 2026.

Other comparisons