Comparison

PaidUp vs PayTogether

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PaidUp

Read full description

PaidUp keeps track of who paid, who owes and how much, so nobody has to remember. Add an expense, pick who was there, and PaidUp works out everyone's share. No daily limits, ever. WHO IT IS FOR - Roommates sharing rent, bills, groceries and the internet - Trips with friends, in any currency - Couples who split some things and not others - Friends who take turns paying for dinner, tickets and nights out SEE WHERE YOU STAND Home shows what you are owed and what you owe at a glance, with every person and group in one place. Green is money coming to you, orange is money you owe. SETTLE UP IN A TAP When you owe a friend, tap Pay with Venmo, Cash App or PayPal to go straight to their account with the amount filled in. Zelle is there too. Venmo, Cash App and Zelle are for US dollar balances, and PayPal works in other currencies. Then record the payment and the balance clears for both of you. You can also record cash or any other payment. EVERY CURRENCY, KEPT APART Choose from 20 currencies for each expense. Euros stay euros and dollars stay dollars, so a trip balance never gets muddled by a guessed exchange rate. SPLIT IT YOUR WAY - Split equally, by shares, by percent or by exact amounts - Scan a receipt and assign items to people - Recurring expenses for rent and bills that come back every month - Groups for the flat, the trip or the two of you - Reminders, comments on expenses and a full activity history - Keeps working when you are offline and syncs when you are back - Looks great in dark mode, following your phone's setting FREE - Unlimited expenses you add yourself, with no daily limits - Unlimited friends and groups - Your full history, with no time limit - Recurring expenses - 5 receipt scans a month - Export to CSV and PDF - No ads PAIDUP PRO, $29.99 A YEAR - Everything in Free - Unlimited receipt scans - Currency conversion, to see any expense in another currency at the daily rate - Expensify export Pro is a yearly subscription. Payment is charged to your Apple Account when you confirm the purchase. It renews automatically unless you turn off auto-renew at least 24 hours before the end of the current year. You can manage or cancel it in your Apple Account settings. You can delete your account and your data at any time from inside the app. Terms of Service: https://www.paidup.app/terms Privacy Policy: https://www.paidup.app/privacy Support: https://www.paidup.app/support

About

PayTogether

Features
Read full description

PayTogether makes splitting group expenses simple and fair. Whether you're dining out, sharing a vacation rental, or managing household costs, PayTogether handles the math so you don't have to. SCAN & SPLIT RECEIPTS Take a photo of any receipt and PayTogether extracts every line item automatically. Group members claim what they ordered, and splits are calculated down to the cent, including tax and tip. FLEXIBLE SPLITTING Split expenses equally, by custom amounts, or by percentage. PayTogether handles the rounding so every penny is accounted for. SMART SETTLE-UP See exactly who owes who at a glance. PayTogether minimizes the number of payments needed to settle the group, so everyone pays or gets paid in as few transactions as possible. GROUPS FOR EVERY OCCASION Create groups for trips, roommates, dinners, or recurring shared expenses. RECURRING EXPENSES Save your recurring expenses as favorites which can be created with a single tap - perfect for shared subscriptions, rent, or utilities. KEY FEATURES • Receipt scanning with automatic item extraction • Equal, custom, and percentage-based splits • Smart settle-up with minimal transactions • Guest access via shareable links • Recurring expense tracking • Category organization that grows with your spending • Real-time sync across all devices PayTogether Plus unlocks premium features including receipt scanning and detailed spending statistics. Terms of Use: https://paytogether.io/terms/ Privacy Policy: https://paytogether.io/privacy/

Screenshots

PaidUp4 screens
PayTogether4 screens

Verdict

The call

The clearest difference is update cadence: PayTogether at every 4 days against PaidUp's fortnightly. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. PaidUp sells 4 in-app purchases, starting at $2.99 per month and PayTogether sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

PaidUp ships an update fortnightly, PayTogether every 4 days. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

Scorecard1 real difference · 7 level
PaidUp versus PayTogether: the parameters behind the verdict, then further details
ParameterPaidUpPayTogether
PriceFreeFree
Rating—5.0 (2 ratings) — better
Number of ratings—2 — better
Update frequencyFortnightlyEvery 4 days — better
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.015.0
Further details — not scored
Size26 MB17 MB
Age rating4+4+
DeveloperImpact Consulting AI LLCMajaLabs LLC

In-app purchases

4 purchases

PaidUp

Subscriptions4
  • PaidUp Basic (Monthly)$2.991 Month
  • PaidUp Premium (Monthly)$6.991 Month
  • PaidUp Basic (Annual)$29.991 Year
Show 1 more
  • PaidUp Premium (Annual)$69.991 Year
2 purchases

PayTogether

Subscriptions2
  • PayTogether Plus$2.991 Month
  • PayTogether Plus$29.991 Year

Questions

Is PaidUp free?
PaidUp is free to download, with in-app purchases available.
Is PayTogether free?
PayTogether is free to download, with in-app purchases available.
Do PaidUp or PayTogether have ads?
Neither PaidUp nor PayTogether shows ads.
Which is updated more often, PaidUp or PayTogether?
PaidUp ships an update fortnightly, and PayTogether every 4 days. Most recently, PaidUp was updated on October 25, 2026 and PayTogether on October 24, 2026.

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