mystart! vs Settl
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
mystart!
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Take control of your money with mystart — the all-in-one app that automatically tracks your income, expenses, and platforms revenue like stripe, paypal, ads revenue. Whether you’re an app developer or just managing your personal budget, MyStartup helps you see the full picture of your finances in real time. Key features: • Automatic tracking via Stripe, AdMob, RevenueCat, AppLovin, and more • Add your income and expenses manually • Clean and simple interface for easy navigation • Smart charts and daily insights • Multi-currency and multi-account support Mystart gives you complete financial clarity — from side projects to personal savings.
Settl
Easily split expenses with friends and family using voice commands. Log, split, and track shared costs for trips, dinners, or rent, with automatic currency conversion for travel. Offers a voice-first experience but also supports traditional tap-based input.
- Voice-activated expense logging
- Flexible splitting methods
- Group and individual expense tracking
- Multi-currency support with auto-conversion
- Detailed activity feed
- Optional tap-based interface
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Splitting a bill should take one sentence, not six taps. Settl is the voice-first way to split expenses with friends, roommates, and travel buddies. Tap the mic, say what happened, and the expense is logged, split, and currency-tagged — in about a second. "I paid forty bucks for sushi with Alex." → Logged. Split equally. Categorized. Done. "From my Japan trip: 80 ramen Tuesday, 200 hotel Wednesday, 50 souvenirs Thursday." → Three expenses, dated correctly, converted from yen automatically. EVERYTHING BY VOICE — OR TAP IF YOU PREFER A single mic button sits at the bottom of every screen. Groups, expenses, settlements, friends, history — all reachable by talking. Don't want to talk? Every action still works the old-fashioned way. WHAT YOU CAN DO • Split any expense — equally, by exact amounts, by percentage, or by shares • Group trips, shared houses, and one-off dinners — or settle 1-on-1 with a friend • Track who owes whom across every group, in one clean balance • Multi-currency, auto-converted at daily exchange rates — perfect for travel • See a full activity feed of every change
Screenshots
Verdict
The clearest difference is update cadence: Settl at every 5 days against mystart!'s every 7 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
mystart! ships an update every 7 months, Settl every 5 days. The most recent releases landed on October 11, 2026 and October 10, 2026 respectively.
| Parameter | mystart! | Settl |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Number of ratings | — | 1 — better |
| Update frequency | Every 7 months | Every 5 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.4 | 15.0 — better |
| Further details — not scored | ||
| Size | 93 MB | 80 MB |
| Age rating | 4+ | 4+ |
| Developer | Elermond Studio S.R.L. | Rahul Raina |
In-app purchases
mystart!
No in-app purchases
Settl
No in-app purchases









