Comparison

mystart! vs Settl

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

mystart!

Features
Read full description

Take control of your money with mystart — the all-in-one app that automatically tracks your income, expenses, and platforms revenue like stripe, paypal, ads revenue. Whether you’re an app developer or just managing your personal budget, MyStartup helps you see the full picture of your finances in real time. Key features: • Automatic tracking via Stripe, AdMob, RevenueCat, AppLovin, and more • Add your income and expenses manually • Clean and simple interface for easy navigation • Smart charts and daily insights • Multi-currency and multi-account support Mystart gives you complete financial clarity — from side projects to personal savings.

About

Settl

Easily split expenses with friends and family using voice commands. Log, split, and track shared costs for trips, dinners, or rent, with automatic currency conversion for travel. Offers a voice-first experience but also supports traditional tap-based input.

Highlights
  • Voice-activated expense logging
  • Flexible splitting methods
  • Group and individual expense tracking
  • Multi-currency support with auto-conversion
  • Detailed activity feed
  • Optional tap-based interface
Read full description

Splitting a bill should take one sentence, not six taps. Settl is the voice-first way to split expenses with friends, roommates, and travel buddies. Tap the mic, say what happened, and the expense is logged, split, and currency-tagged — in about a second. "I paid forty bucks for sushi with Alex." → Logged. Split equally. Categorized. Done. "From my Japan trip: 80 ramen Tuesday, 200 hotel Wednesday, 50 souvenirs Thursday." → Three expenses, dated correctly, converted from yen automatically. EVERYTHING BY VOICE — OR TAP IF YOU PREFER A single mic button sits at the bottom of every screen. Groups, expenses, settlements, friends, history — all reachable by talking. Don't want to talk? Every action still works the old-fashioned way. WHAT YOU CAN DO • Split any expense — equally, by exact amounts, by percentage, or by shares • Group trips, shared houses, and one-off dinners — or settle 1-on-1 with a friend • Track who owes whom across every group, in one clean balance • Multi-currency, auto-converted at daily exchange rates — perfect for travel • See a full activity feed of every change

Screenshots

mystart!4 screens
Settl4 screens

Verdict

The call

The clearest difference is update cadence: Settl at every 5 days against mystart!'s every 7 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

mystart! ships an update every 7 months, Settl every 5 days. The most recent releases landed on October 11, 2026 and October 10, 2026 respectively.

Scorecard1 real difference · 8 level
mystart! versus Settl: the parameters behind the verdict, then further details
Parametermystart!Settl
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyEvery 7 monthsEvery 5 days — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.415.0 — better
Further details — not scored
Size93 MB80 MB
Age rating4+4+
DeveloperElermond Studio S.R.L.Rahul Raina

In-app purchases

None

mystart!

No in-app purchases

None

Settl

No in-app purchases

Questions

Is mystart! free?
mystart! is free to download, with no in-app purchases.
Is Settl free?
Settl is free to download, with no in-app purchases.
Do mystart! or Settl have ads?
Neither mystart! nor Settl shows ads.
Which is updated more often, mystart! or Settl?
mystart! ships an update every 7 months, and Settl every 5 days. Most recently, mystart! was updated on October 11, 2026 and Settl on October 10, 2026.

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