Comparison

Pay My Pals vs STACK

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pay My Pals

Instantly calculate and settle debts from group games like poker. This app eliminates manual calculations and disputes by optimizing transactions, ensuring everyone gets paid quickly and accurately. Enjoy drama-free game nights with clear payout breakdowns and a simple interface.

Highlights
  • Automatic transaction optimization
  • Banker Mode for centralized payments
  • One-tap Venmo integration
  • Clear winner/loser breakdowns
  • Game history tracking
  • Casino-inspired design
Features
Read full description

Settle your poker nights in seconds — no math, no debates, no “bro, I swear you owe me.” PayMyPals handles the payout chaos for you by instantly figuring out who owes who using the fewest number of transactions. Enter player buy-ins and chip counts, tap once, and you’ll get a clean, organized payout map that ends the night fast and keeps everyone happy. No spreadsheets. No confusion. Just smooth, drama-free settling. FEATURES • Banker Mode — one person handles all payments (way simpler) • Optimized Mode — minimizes transactions between players (faster payouts) • One-tap Venmo Integration — get paid, fast • Automatic transaction optimization • Clear breakdowns of winners, losers, and totals • Game history to track past sessions • Clean, casino-inspired design PERFECT FOR Home games, dorm games, parties, weekly poker groups — anywhere players buy in and cash out differently. PayMyPals makes wrapping up poker night simple, accurate, and stress-free. Enter the numbers and let the app take care of the rest.

About

STACK

Features
Read full description

STACK is a chip tray for a real poker game. You deal real cards; STACK keeps the money straight. Everyone at the table opens the app, types the same four-letter code, and sees the same chips. Nothing to buy, nothing to count, nothing to lose down the side of the sofa. WHAT IT DOES • Tracks every stack, the pot, and the blinds • Knows whose turn it is, so nobody has to ask • Handles side pots when someone is all in — the part everyone gets wrong • Works out who owes who at the end, in the fewest payments possible • Re-buy any time; it all gets counted at settle-up BUILT FOR A REAL TABLE The app never sees your cards. You shuffle, you deal, you read each other across the table. STACK holds the chips and does the arithmetic, so the game stops pausing while five people argue about the maths. DROPPED SIGNAL? NO PROBLEM Phones lock and wifi drops. STACK puts you straight back in your seat, mid-hand, with your stack intact. NO ACCOUNTS, NO ADS No sign-up, no email address, no advertising, no tracking. Open it, type a code, play.

Screenshots

Pay My Pals4 screens
STACK4 screens

Verdict

The call

The clearest difference is update cadence: Pay My Pals at every 3 days against STACK's every 8 days. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Pay My Pals ships an update every 3 days, STACK every 8 days. The most recent releases landed on October 6, 2026 and October 10, 2026 respectively.

Scorecard1 real difference · 9 level
Pay My Pals versus STACK: the parameters behind the verdict, then further details
ParameterPay My PalsSTACK
PriceFreeFree
Rating5.0 (4 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings4 — better—
Update frequencyEvery 3 days — betterEvery 8 days
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS14.013.0 — better
Further details — not scored
Size38 MB18 MB
Age rating4+4+
DeveloperDaniel QuerreyWen-Jen Chen

In-app purchases

None

Pay My Pals

No in-app purchases

None

STACK

No in-app purchases

Questions

Is Pay My Pals free?
Pay My Pals is free to download, with no in-app purchases.
Is STACK free?
STACK is free to download, with no in-app purchases.
Do Pay My Pals or STACK have ads?
Neither Pay My Pals nor STACK shows ads.
Which is updated more often, Pay My Pals or STACK?
Pay My Pals ships an update every 3 days, and STACK every 8 days. Most recently, Pay My Pals was updated on October 6, 2026 and STACK on October 10, 2026.

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