Payarc TouchPay vs Advantage Card Central
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
Payarc TouchPay
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TouchPay turns your iPhone into a simple point-of-sale solution for in-person payments. Merchants can log in, select which terminal to use on the phone, and enter an amount to start a sale. The app guides the merchant to present the iPhone for the customer to tap a contactless card or wallet and completes the transaction securely. After a successful payment, merchants can deliver a receipt via SMS or email and can void transactions when needed.
Advantage Card Central
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Enjoy easy and on-the-go management of your credit card with the Advantage Card Cenral app from ACU! This app offers a convenient way to: ā¢ View recent and pending transactions. ā¢ View account details. ā¢ Make a payment to your credit cards. ā¢ Report your card lost or stolen. ā¢ Raise a dispute on a transaction. ā¢ Set alerts and controls on your ACU cards. ā¢ Set travel notifications. Card registration is easy from any mobile device, and access is secure and protected by multi-factor authentication.
Screenshots
Verdict
Payarc TouchPay and Advantage Card Central are too close to call on the numbers: across 6 compared parameters ā price, update cadence, ads and in-app purchases among them ā neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on November 9, 2026 and November 5, 2026 respectively.
| Parameter | Payarc TouchPay | Advantage Card Central |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 months | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad | iPhone, iPad, iPod ā better |
| Requires iOS | 16.9 | 15.0 ā better |
| Further details ā not scored | ||
| Size | 51 MB | 38 MB |
| Age rating | 17+ | 4+ |
| Developer | PAYARC LLC | Advantage Credit Union |
In-app purchases
Payarc TouchPay
No in-app purchases
Advantage Card Central
No in-app purchases
Questions
Is Payarc TouchPay free?
Is Advantage Card Central free?
Do Payarc TouchPay or Advantage Card Central have ads?
Which is updated more often, Payarc TouchPay or Advantage Card Central?
Other comparisons
