Comparison

Payarc TouchPay vs SpendWidget

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

SpendWidget LLC

★ 5.04 ratingsView app →

About

Payarc TouchPay

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TouchPay turns your iPhone into a simple point-of-sale solution for in-person payments. Merchants can log in, select which terminal to use on the phone, and enter an amount to start a sale. The app guides the merchant to present the iPhone for the customer to tap a contactless card or wallet and completes the transaction securely. After a successful payment, merchants can deliver a receipt via SMS or email and can void transactions when needed.

About

SpendWidget

This finance app focuses on your daily spending, offering clear totals with weekly and monthly context. It helps you understand your habits at a glance to make better financial decisions without overwhelming charts or complex budgets.

Highlights

Daily spending totals
Weekly spending context
Monthly spending context
Clear habit understanding
Simplified financial decisions

Features

Read full description

SpendWidget helps you stay aware of your spending by focusing on one simple question: How much did I spend today? Instead of overwhelming charts and complicated budgets, SpendWidget provides clear daily totals with weekly and monthly context—so you can understand your habits at a glance and make better decisions over time. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Payarc TouchPay4 screens

SpendWidget4 screens

Verdict

The call

The clearest difference is in-app purchases: Payarc TouchPay at none against SpendWidget's 3. Payarc TouchPay also leads on iOS requirement (16.9 vs 26.1). SpendWidget's advantage is update cadence (fortnightly vs every 2 months). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SpendWidget sells 3 in-app purchases, starting at $1.49 per month. Payarc TouchPay asks for nothing beyond the download.

UpkeepUpdate frequency

Payarc TouchPay ships an update every 2 months, SpendWidget fortnightly. The most recent releases landed on October 25, 2026 and September 28, 2026 respectively.

Scorecard3 real differences · 7 level

Payarc TouchPay versus SpendWidget: the parameters behind the verdict, then further details
Parameter	Payarc TouchPay	SpendWidget
Price	Free	Free
Rating	—	5.0 (4 ratings) — better
Positive reviews	—	100.0% of reviews
Number of ratings	—	4 — better
Update frequency	Every 2 months	Fortnightly — better
Ads	No	No
In-app purchases	No — better	Yes
Monetization	—	Free with in-app purchases
Devices	iPhone, iPad	iPhone, iPad
Requires iOS	16.9 — better	26.1
Further details — not scored
Size	51 MB	12 MB
Age rating	17+	4+
Developer	PAYARC LLC	Michael Sullivan

In-app purchases

None

Payarc TouchPay

No in-app purchases

3 purchases

SpendWidget

Subscriptions3

SpendWidget Pro7 Days trial$1.491 Month
SpendWidget Pro7 Days trial$2.991 Month
SpendWidget Pro7 Days trial$19.991 Year

Questions

Is Payarc TouchPay free?

Payarc TouchPay is free to download, with no in-app purchases.

Is SpendWidget free?

SpendWidget is free to download, with in-app purchases available.

Do Payarc TouchPay or SpendWidget have ads?

Neither Payarc TouchPay nor SpendWidget shows ads.

Which is updated more often, Payarc TouchPay or SpendWidget?

Payarc TouchPay ships an update every 2 months, and SpendWidget fortnightly. Most recently, Payarc TouchPay was updated on October 25, 2026 and SpendWidget on September 28, 2026.