Comparison

Payarc TouchPay vs SoftPoint Tap

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Payarc TouchPay

Read full description

TouchPay turns your iPhone into a simple point-of-sale solution for in-person payments. Merchants can log in, select which terminal to use on the phone, and enter an amount to start a sale. The app guides the merchant to present the iPhone for the customer to tap a contactless card or wallet and completes the transaction securely. After a successful payment, merchants can deliver a receipt via SMS or email and can void transactions when needed.

About

SoftPoint Tap

Transform your iPhone into a payment terminal without needing any additional hardware. Accept contactless payments, including credit, debit, and mobile wallets, securely and instantly. Streamline your checkout process with a guided flow and send digital receipts via SMS or email.

Highlights
  • Accept contactless payments on iPhone
  • No card reader or dongle required
  • Secure and instant transaction processing
  • Seamless POS checkout flow
  • Digital receipts via SMS or email
  • Works in various business environments
Read full description

Turn your iPhone into a payment acceptance device — no extra hardware required. - Accept contactless payments directly on your iPhone — no card reader, no dongle, no setup delays. Credit. Debit. Apple Pay. And More. Powered by Apple's native Tap to Pay on iPhone, every transaction is secure, private, and processed instantly. Seamless POS Checkout: - Using SoftPoint's POS, every transaction moves through a clean, guided flow. Charge entry, tap, processing confirmation, and a clear approved or declined outcome. Digital receipts available to go out by SMS or email the moment a transaction completes. Built for Every Environment: - Full-service restaurants and hotel dining - Retail and counter service - Stadiums, arenas, and events - Field service and mobile merchants - Farmers markets, food trucks, and pop-ups SoftPoint. Point yourself in the right direction.

Screenshots

Payarc TouchPay4 screens
SoftPoint Tap3 screens

Verdict

The call

The clearest difference is iOS requirement: Payarc TouchPay at 16.9 against SoftPoint Tap's 18.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Payarc TouchPay ships an update every 2 months, SoftPoint Tap monthly. The most recent releases landed on October 3, 2026 and October 6, 2026 respectively.

Scorecard1 real difference · 8 level
Payarc TouchPay versus SoftPoint Tap: the parameters behind the verdict, then further details
ParameterPayarc TouchPaySoftPoint Tap
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyEvery 2 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad — betteriPhone
Requires iOS16.9 — better18.0
Further details — not scored
Size51 MB55 MB
Age rating17+4+
DeveloperPAYARC LLCSoftPoint

In-app purchases

None

Payarc TouchPay

No in-app purchases

None

SoftPoint Tap

No in-app purchases

Questions

Is Payarc TouchPay free?
Payarc TouchPay is free to download, with no in-app purchases.
Is SoftPoint Tap free?
SoftPoint Tap is free to download, with no in-app purchases.
Do Payarc TouchPay or SoftPoint Tap have ads?
Neither Payarc TouchPay nor SoftPoint Tap shows ads.
Which is updated more often, Payarc TouchPay or SoftPoint Tap?
Payarc TouchPay ships an update every 2 months, and SoftPoint Tap monthly. Most recently, Payarc TouchPay was updated on October 3, 2026 and SoftPoint Tap on October 6, 2026.

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