Payarc TouchPay vs SoftPoint Tap
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Payarc TouchPay
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TouchPay turns your iPhone into a simple point-of-sale solution for in-person payments. Merchants can log in, select which terminal to use on the phone, and enter an amount to start a sale. The app guides the merchant to present the iPhone for the customer to tap a contactless card or wallet and completes the transaction securely. After a successful payment, merchants can deliver a receipt via SMS or email and can void transactions when needed.
SoftPoint Tap
Transform your iPhone into a payment terminal without needing any additional hardware. Accept contactless payments, including credit, debit, and mobile wallets, securely and instantly. Streamline your checkout process with a guided flow and send digital receipts via SMS or email.
- Accept contactless payments on iPhone
- No card reader or dongle required
- Secure and instant transaction processing
- Seamless POS checkout flow
- Digital receipts via SMS or email
- Works in various business environments
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Turn your iPhone into a payment acceptance device — no extra hardware required. - Accept contactless payments directly on your iPhone — no card reader, no dongle, no setup delays. Credit. Debit. Apple Pay. And More. Powered by Apple's native Tap to Pay on iPhone, every transaction is secure, private, and processed instantly. Seamless POS Checkout: - Using SoftPoint's POS, every transaction moves through a clean, guided flow. Charge entry, tap, processing confirmation, and a clear approved or declined outcome. Digital receipts available to go out by SMS or email the moment a transaction completes. Built for Every Environment: - Full-service restaurants and hotel dining - Retail and counter service - Stadiums, arenas, and events - Field service and mobile merchants - Farmers markets, food trucks, and pop-ups SoftPoint. Point yourself in the right direction.
Screenshots
Verdict
The clearest difference is iOS requirement: Payarc TouchPay at 16.9 against SoftPoint Tap's 18.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Payarc TouchPay ships an update every 2 months, SoftPoint Tap monthly. The most recent releases landed on October 3, 2026 and October 6, 2026 respectively.
| Parameter | Payarc TouchPay | SoftPoint Tap |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Number of ratings | — | 1 — better |
| Update frequency | Every 2 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 16.9 — better | 18.0 |
| Further details — not scored | ||
| Size | 51 MB | 55 MB |
| Age rating | 17+ | 4+ |
| Developer | PAYARC LLC | SoftPoint |
In-app purchases
Payarc TouchPay
No in-app purchases
SoftPoint Tap
No in-app purchases









