Comparison

Qalta AI vs Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Qalta AI

Effortlessly track your finances using voice commands or receipt scanning. Manage budgets, goals, and debts with intuitive insights and analytics. Share ledgers with family or import historical data from other apps.

Highlights
  • Voice logging for transactions
  • Receipt scanning and PDF import
  • Shared financial spaces
  • Import data from other apps
  • Multi-currency account support
  • Home Screen widget and Siri Shortcuts
Features
Read full description

Track money at the speed of speech. Qalta is a fast money tracker for people who hate typing. Say a purchase out loud, scan a receipt, or add it manually — in seconds, not minutes. WHY QALTA? • Voice logging — Say "Spent $15 on coffee," "Got paid $2,000," or "Netflix $10 every month." One sentence can hold several transactions. Qalta fills in the amount, category, account, and recurring schedule. • Receipt scanning — Snap a photo, or share a PDF from another app. Qalta reads a receipt, bill, or bank statement and saves it as one transaction or as separate line items. • Shared spaces — Keep a private ledger on this iPhone, or share one with a partner or family. A shared space syncs across your devices and with the people you invite. • Bring your history — Import a CSV from YNAB, Monarch, Copilot, Rocket Money, Spendee, Monefy, ZenMoney, CoinKeeper, and other apps. Past spending comes with you. • Multi-currency accounts — Create accounts in any currency. Live exchange rates help you see your total balance at a glance — ideal for travel and remote work. • Built for iPhone — Home Screen widget, Siri Shortcuts, Back Tap, Action Button, and Apple Pay let you log spending without opening the app. On the latest iOS, a bank notification can do it too. MORE YOU'LL USE EVERY DAY • Budgets — Set limits by category or account and track what's left. • Goals — Link a savings goal to an account and watch the balance close in. • Debts — Track what you owe and what you're owed, then settle when it's paid. • Insights — Spending trends, savings, subscription totals, and patterns that are easy to miss in a spreadsheet. • Analytics — Category breakdowns and a cash-flow view of where money comes from and where it goes. • Recurring transactions — Subscriptions, bills, and income, set manually or by voice. • Reminders — A nudge to log the day, and a heads-up the day before a payment. • Search & filters — Find any transaction in seconds. • CSV export — Your data, your spreadsheet. • Privacy first — A private space stays on your device. Optional iCloud backup. A shared space is uploaded only when you choose to share it. No ads. Start with the free plan. Upgrade to Qalta Pro for unlimited transactions, voice, and scans — and for shared spaces. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://qalta.app/privacy-policy

About

Expense Tracker

Effortlessly track your daily expenses and manage budgets with a simple, fast interface. Visualize your spending habits with charts and insights, and customize categories for a personalized financial overview. Your data remains private and stored locally on your device.

Highlights
  • Track expenses quickly
  • Set and monitor monthly budgets
  • Visualize spending by category
  • Search and filter transactions
  • Customizable spending categories
  • Offline functionality
  • Data privacy and local storage
Features
Read full description

FEATURES - Track expenses in seconds with a clean, fast interface - Set monthly budgets and monitor your progress - View spending by day, week, month, year, or all time - See category breakdowns with visual charts - Search and filter expenses by category, merchant, or date - Timeline view to see your spending history day by day - Calendar view to browse expenses by date - Daily averages and spending insights - Top merchants and biggest expenses at a glance - Customizable spending categories with icons and colors - Multiple payment methods like cash, card, and bank - Beautiful home screen and lock screen widgets - Spending wrapped summaries to review your habits - Export reports as CSV, Excel, or PDF - Full backup and restore for your data - Daily reminder notifications to log expenses - Works offline with no account required - Your data stays private and on your device WHY CHOOSE EXPENLY Managing your personal finances should be simple. Expenly helps you track daily expenses without complicated features or bank linking. Just open the app, enter your spending, and see your budget in real time. Whether you want to save more money, stick to a monthly budget, or simply understand your spending patterns, Expenly gives you the tools you need. POWERFUL SEARCH Find any expense instantly. Search by name, notes, or merchant. Filter by category, time period, or custom date range. Quickly locate past transactions and review your spending habits. TIMELINE VIEW See your spending history organized by day. Expand or collapse each date to view individual transactions. Swipe between months to browse your complete expense history. Filter by category to focus on specific spending. SPENDING INSIGHTS See where your money goes with category charts and breakdowns. Find your top spending categories, track how much you spend at different merchants, and identify your biggest purchases. Daily and weekly trends help you spot patterns and make better financial decisions. BUDGETING MADE EASY Set a monthly budget and watch your progress. Expenly shows you how much you have spent and how much remains. Color coded indicators let you know if you are on track or overspending. Historical budgets help you compare month over month. EXPENSE TRACKER WIDGETS Add expense tracker widgets to your home screen or lock screen to see your spending at a glance. Choose from small, medium, or large widgets showing today, this week, or this month. Stay aware of your budget without opening the app. YOUR DATA STAYS PRIVATE Expenly stores all data locally on your iPhone. No account signup required. No cloud sync. No bank connections. Your financial information never leaves your device. Export backups anytime to keep your data safe. PERFECT FOR - Anyone who wants to track daily spending - People looking for a simple budget tracker - Users who prefer manual expense logging - Anyone who values privacy and offline apps - People tired of complex finance apps Start tracking your expenses today with Expenly. A simple, private, and beautiful expense tracker for iPhone. SUBSCRIPTION DETAILS Expenly is free to download. A free trial is available for new users so you can explore all the features freely before subscribing. Expenly requires a subscription to access all features. Subscription automatically renews unless cancelled at least 24 hours before the end of the current period. Read the app's privacy policy here: https://heyvish.com/privacy/expensekit Read the app's Terms of Use (EULA) here: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Qalta AI4 screens
Expense Tracker4 screens

Verdict

The call

The clearest difference is review sentiment: Qalta AI at 87% against Expense Tracker's 0%. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Qalta AI sells 4 in-app purchases, starting at $3.99 per month and Expense Tracker sells 5 in-app purchases, starting at $2.99 per 7 days. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on November 5, 2026 and October 30, 2026 respectively.

Scorecard1 real difference · 9 level
Qalta AI versus Expense Tracker: the parameters behind the verdict, then further details
ParameterQalta AIExpense Tracker
PriceFreeFree
Rating4.6 (17 ratings) — better—
Positive reviews87.2% of reviews — better0.0% of reviews
Number of ratings17 — better—
Update frequencyWeeklyWeekly
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFree with in-app purchases
DevicesiPhoneiPhone, iPod — better
Requires iOS16.415.1 — better
Further details — not scored
Size93 MB37 MB
Age rating4+4+
DeveloperDaniel TokkozhinSrivishnu Ramakrishnan

Customer experience

Qalta AI

All ratings17 ratings
Positive88.2%
Neutral5.9%
Negative5.9%
Written reviews39 reviews
Positive87.2%
Neutral5.1%
Negative7.7%

Expense Tracker

Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

4 purchases

Qalta AI

Subscriptions4
  • Monthly$3.991 Month
  • Family Monthly$5.991 Month
  • Annually$29.991 Year
Show 1 more
  • Family Annually$49.991 Year
5 purchases

Expense Tracker

Subscriptions4
  • Expense Kit Weekly Offer$2.997 Days
  • Expense Kit Pro Weekly3 Days trial$3.997 Days
  • Expense Kit Yearly Offer7 Days trial$14.991 Year
Show 1 more
  • Expense Kit Pro Yearly3 Days trial$19.991 Year
One-time1
  • Expense Kit Pro Lifetime$29.99

Questions

Is Qalta AI free?
Qalta AI is free to download, with in-app purchases available.
Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Do Qalta AI or Expense Tracker have ads?
Neither Qalta AI nor Expense Tracker shows ads.
Which is updated more often, Qalta AI or Expense Tracker?
Qalta AI ships an update weekly, and Expense Tracker weekly. Most recently, Qalta AI was updated on November 5, 2026 and Expense Tracker on October 30, 2026.

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