Comparison

Qalta vs Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Qalta

Effortlessly manage your finances with an AI-powered expense tracker. Log transactions using voice commands or by scanning receipts. Supports multiple currencies and offers visual analytics to understand your spending habits.

Highlights
  • AI voice transaction logging
  • Smart receipt scanning
  • Multi-currency support
  • Customizable accounts and categories
  • Subscription management
  • Visual spending analytics
  • Data export to CSV
Features
Read full description

Track money at the speed of speech. Qalta is a fast expense tracker for people who hate typing. Say a purchase out loud, scan a receipt, or add it manually — in seconds, not minutes. WHY QALTA? • Voice logging — Say "Spent $15 on coffee" or "Netflix $10 every month." Qalta fills in the amount, category, and recurring schedule for you. • Receipt scanning — Snap a photo of a receipt, bill, or bank statement. Qalta extracts the details so you don't have to. • Multi-currency accounts — Create accounts in any currency. Live exchange rates help you see your total balance at a glance — ideal for travel and remote work. • Built for iPhone — Home Screen widget, Siri Shortcuts, Back Tap, Action Button, and Apple Pay automations let you log spending without opening the app. MORE YOU'LL USE EVERY DAY • Budgets — Set limits by category or account and track what's left. • Insights — Spending trends, subscription totals, and patterns that are easy to miss in a spreadsheet. • Analytics — See where your money goes with clear category breakdowns. • Recurring transactions — Subscriptions and bills, set manually or by voice. • Search & filters — Find any transaction in seconds. • CSV export — Your data, your spreadsheet. • Privacy first — Financial data stays on your device. Optional iCloud backup. No ads. Start with the free plan. Upgrade to Qalta Pro for unlimited transactions when you need it. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://tokkozhin.github.io/qalta.app/privacy-policy.html

About

Expense Tracker

Effortlessly track expenses and income with AI-powered budgeting. Log transactions via voice, receipt scan, or manual entry. Gain clear insights into your spending habits with powerful analytics and customizable budgets.

Highlights
  • AI-powered transaction tracking
  • Voice and receipt scanning for entry
  • Comprehensive budgeting and planning
  • Multi-currency support
  • Detailed analytics and reports
  • Secure with biometric login
Features
Read full description

Complete expense & income tracker, budget planner, powered with AI.  Easy, clear and convenient UI, and powerful functionality at the same time. Features: • Fast transaction entry by voice, receipt scan or manual entry. • Multiple entries at once with voice input. • Multiple entries at once with receipt scan. • Powerful analytics, history and search/filters. • Tracking income and expenses with AI. • Categories rules for AI. • Budgeting and planning. • Daily and weekly spending allowance based on current budget. • Recurring transactions and planned transactions. • Multiple currencies: over 170 currencies and exchange rates (including BTC, ETH, etc). • Accounts in any currency and categories with subcategories. • Account groups and transfers between accounts. • Categories with type "both" as well as default "expense" and "income" category types. • No authorization required. • Security (Touch ID and Face ID). Coming soon: • Add transaction with receipt/photo/file with AI. • Extended budgeting and plans. • Widgets. • Goals. • AI reports/insights and adviced. • AI import data from anywhere (other apps, excel,pdf, etc). • API for adding automated transactions from anywhere. • Cloud sync. Track your spending as fast as you can talk. Budgeting doesn’t have to feel like homework. Meet Budget AI - the expense tracker that actually keeps up with you. Whether you’re on the road, tracking budget, or just trying to see where your money goes, Budget AI lets you log expenses in seconds using nothing but your voice. Just say something like, “Spent $15 on lunch and $8 on cinema tickets,” and Budget AI picks up every detail. It splits up the transactions, drops them into the right categories, and records the amounts—no buttons, no fuss. Why pick Budget AI? For starters, you get a super-fast interface - add income or expenses in a couple taps. The app learns your habits and sorts transactions automatically. Traveling or freelancing? You can set up as many accounts as you need in any currency. Get clear visuals on your spending with easy-to-read charts and daily breakdowns. Got subscriptions or bills? Set them to repeat and let Budget AI handle the rest. You can even set strict budgets for different categories, so you never lose track. Your privacy matters. No sign-ups, no cloud syncing required. Lock the app with Face ID, Touch ID, or a PIN for extra security. Export everything to CSV whenever you want. You’re always in control. Ready to take charge of your money? Download Budget AI and experience a faster, smarter way to manage your finances. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://budgetai.appwrite.network/privacy

Screenshots

Qalta4 screens
Expense Tracker4 screens

Verdict

The call

The clearest difference is rating: Expense Tracker at 5.0 against Qalta's 4.5. Expense Tracker also leads on iOS requirement (14.0 vs 16.4). Qalta's advantage is ads (none vs shown). On price, review sentiment, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Qalta sells 2 in-app purchases, starting at $3.99 per month and Expense Tracker sells 2 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Expense Tracker holds the better App Store score, 5.0 against 4.5. Both are backed by a comparable volume of ratings — 12 and 13 respectively. Written reviews point the same way: 84% of Qalta's written reviews are positive against 91% of Expense Tracker's.

UpkeepUpdate frequency

Qalta ships an update weekly, Expense Tracker every 9 days. The most recent releases landed on September 22, 2026 and September 12, 2026 respectively.

Scorecard3 real differences · 7 level
Qalta versus Expense Tracker: the parameters behind the verdict, then further details
ParameterQaltaExpense Tracker
PriceFreeFree
Rating4.5 (12 ratings)5.0 (13 ratings) — better
Positive reviews84.4% of reviews90.9% of reviews — better
Number of ratings1213 — better
Update frequencyWeekly — betterEvery 9 days
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhoneiPhone, iPod — better
Requires iOS16.414.0 — better
Further details — not scored
Size75 MB55 MB
Age rating4+4+
DeveloperDaniel TokkozhinAleksandr Gostiuzhev

Customer experience

Qalta

All ratings12 ratings
Positive83.3%
Neutral8.3%
Negative8.3%
Written reviews32 reviews
Positive84.4%
Neutral6.3%
Negative9.4%

Expense Tracker

All ratings13 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews11 reviews
Positive90.9%
Neutral0.0%
Negative9.1%

In-app purchases

2 purchases

Qalta

Subscriptions2
  • Monthly$3.991 Month
  • Annually$29.991 Year
2 purchases

Expense Tracker

Subscriptions2
  • Monthly subscription3 Days trial$3.991 Month
  • Yearly subscription$24.991 Year

Questions

Is Qalta free?
Qalta is free to download, with in-app purchases available.
Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Which has better reviews, Qalta or Expense Tracker?
Expense Tracker is rated higher. Qalta averages 4.5 out of 5 from 12 ratings, while Expense Tracker averages 5.0 from 13 ratings.
Do Qalta or Expense Tracker have ads?
Expense Tracker shows ads; Qalta does not.
Which is updated more often, Qalta or Expense Tracker?
Qalta ships an update weekly, and Expense Tracker every 9 days. Most recently, Qalta was updated on September 22, 2026 and Expense Tracker on September 12, 2026.

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