Qalta AI vs BobRates

Track money at the speed of speech. Qalta is a fast money tracker for people who hate typing. Say a purchase out loud, scan a receipt, or add it manually — in seconds, not minutes. WHY QALTA? • Voice logging — Say "Spent $15 on coffee," "Got paid $2,000," or "Netflix $10 every month." One sentence can hold several transactions. Qalta fills in the amount, category, account, and recurring schedule. • Receipt scanning — Snap a photo, or share a PDF from another app. Qalta reads a receipt, bill, or bank statement and saves it as one transaction or as separate line items. • Shared spaces — Keep a private ledger on this iPhone, or share one with a partner or family. A shared space syncs across your devices and with the people you invite. • Bring your history — Import a CSV from YNAB, Monarch, Copilot, Rocket Money, Spendee, Monefy, ZenMoney, CoinKeeper, and other apps. Past spending comes with you. • Multi-currency accounts — Create accounts in any currency. Live exchange rates help you see your total balance at a glance — ideal for travel and remote work. • Built for iPhone — Home Screen widget, Siri Shortcuts, Back Tap, Action Button, and Apple Pay let you log spending without opening the app. On the latest iOS, a bank notification can do it too. MORE YOU'LL USE EVERY DAY • Budgets — Set limits by category or account and track what's left. • Goals — Link a savings goal to an account and watch the balance close in. • Debts — Track what you owe and what you're owed, then settle when it's paid. • Insights — Spending trends, savings, subscription totals, and patterns that are easy to miss in a spreadsheet. • Analytics — Category breakdowns and a cash-flow view of where money comes from and where it goes. • Recurring transactions — Subscriptions, bills, and income, set manually or by voice. • Reminders — A nudge to log the day, and a heads-up the day before a payment. • Search & filters — Find any transaction in seconds. • CSV export — Your data, your spreadsheet. • Privacy first — A private space stays on your device. Optional iCloud backup. A shared space is uploaded only when you choose to share it. No ads. Start with the free plan. Upgrade to Qalta Pro for unlimited transactions, voice, and scans — and for shared spaces. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://qalta.app/privacy-policy

BobRates helps you track expenses and understand your spending. See which categories take the biggest share and how that changes over time. Search your history when you want to check a particular expense. Want to see a group of expenses on its own? Create a Pocket. It’s a group you name and fill with related expenses, with a total shown for that group. Your overall spending is still there, so you can look at both. BobRates also has a Vault for QR codes and barcodes. Save and name the codes you need to show in everyday life, then open the right one full-screen when someone needs to scan it. The code you need at a checkout or an entrance is ready to show in BobRates. You can add expenses manually. With BobRates Pro, you can also speak an expense, turn a written list into entries, or import a receipt image to create an expense. These AI features use Online Mode and credits. Pro includes 600 AI credits each month, with refills available if you need more. You can start without an account. Manual expense tracking and the Vault work offline. Online Mode lets you sync your spending data to your account and access AI features. Terms of Use: https://bobrates.org/terms Privacy Policy: https://bobrates.org/privacy Created by Dzhamal Dzhafarov and Aliaksandr Staneuka.