Comparison

Qalta AI vs Moongen

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Qalta AI

Effortlessly track your finances using voice commands or receipt scanning. Manage budgets, goals, and debts with intuitive insights and analytics. Share ledgers with family or import historical data from other apps.

Highlights
  • Voice logging for transactions
  • Receipt scanning and PDF import
  • Shared financial spaces
  • Import data from other apps
  • Multi-currency account support
  • Home Screen widget and Siri Shortcuts
Features
Read full description

Track money at the speed of speech. Qalta is a fast money tracker for people who hate typing. Say a purchase out loud, scan a receipt, or add it manually — in seconds, not minutes. WHY QALTA? • Voice logging — Say "Spent $15 on coffee," "Got paid $2,000," or "Netflix $10 every month." One sentence can hold several transactions. Qalta fills in the amount, category, account, and recurring schedule. • Receipt scanning — Snap a photo, or share a PDF from another app. Qalta reads a receipt, bill, or bank statement and saves it as one transaction or as separate line items. • Shared spaces — Keep a private ledger on this iPhone, or share one with a partner or family. A shared space syncs across your devices and with the people you invite. • Bring your history — Import a CSV from YNAB, Monarch, Copilot, Rocket Money, Spendee, Monefy, ZenMoney, CoinKeeper, and other apps. Past spending comes with you. • Multi-currency accounts — Create accounts in any currency. Live exchange rates help you see your total balance at a glance — ideal for travel and remote work. • Built for iPhone — Home Screen widget, Siri Shortcuts, Back Tap, Action Button, and Apple Pay let you log spending without opening the app. On the latest iOS, a bank notification can do it too. MORE YOU'LL USE EVERY DAY • Budgets — Set limits by category or account and track what's left. • Goals — Link a savings goal to an account and watch the balance close in. • Debts — Track what you owe and what you're owed, then settle when it's paid. • Insights — Spending trends, savings, subscription totals, and patterns that are easy to miss in a spreadsheet. • Analytics — Category breakdowns and a cash-flow view of where money comes from and where it goes. • Recurring transactions — Subscriptions, bills, and income, set manually or by voice. • Reminders — A nudge to log the day, and a heads-up the day before a payment. • Search & filters — Find any transaction in seconds. • CSV export — Your data, your spreadsheet. • Privacy first — A private space stays on your device. Optional iCloud backup. A shared space is uploaded only when you choose to share it. No ads. Start with the free plan. Upgrade to Qalta Pro for unlimited transactions, voice, and scans — and for shared spaces. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://qalta.app/privacy-policy

About

Moongen

Effortlessly manage your finances by tracking expenses, income, and crypto holdings. This app offers insights through charts and an AI assistant, with no bank login required. Organize spending with customizable categories and set budgets for better financial control.

Highlights
  • Track expenses and income
  • Manage multiple accounts and wallets
  • Organize spending with custom categories
  • Scan receipts for automatic entry
  • Monitor crypto holdings and portfolio
  • AI-powered spending insights
  • Set and track budgets
Features
Read full description

Take control of your money – without spreadsheets or stress. Moongen makes it easy to track every expense, manage all your accounts, and understand your finances at a glance. Log a purchase in seconds, watch your balance update instantly, and finally know where your money goes. EVERYTHING IN ONE PLACE • Manage multiple wallets and accounts together • Record income, expenses, and transfers between accounts • Organize spending with colorful, customizable categories • Correct a wallet's balance whenever real life drifts from the app • No bank login required – add transactions by hand or from a receipt photo LESS BUSYWORK • Scan a receipt and Moongen reads the amount, merchant, and date, then drafts the expense for you to approve • Group several transactions under a single bank charge • Set up recurring payments and let them add themselves • Push reminders keep you on track TRACK CRYPTO TOO • Follow your crypto holdings right beside your cash • See cost basis, realized and unrealized profit and loss • Watch your portfolio value over time CLEAR INSIGHTS • Dashboard with charts and widgets • Spending by category, income vs. expense, and balance history • Set monthly budgets per category and track your progress • Search and filter every transaction • Export your data to CSV anytime • Multi-currency support with live conversion YOUR AI MONEY ASSISTANT • Ask about your spending and get answers in plain language • Snap a receipt and let the assistant handle the rest SPEAKS YOUR LANGUAGE • 10 languages: English, Spanish, Portuguese, German, French, Italian, Japanese, Korean, Chinese and Russian • Follows your device language – switch anytime in Settings SECURE BY DESIGN • Two-factor authentication • Face ID / Touch ID unlock • Guest mode – try it with no sign-up THE LITTLE THINGS • Dark/light themes out of the box • Fast, smooth, and quiet — no ads, no clutter WHO IT'S FOR • Anyone who wants to finally see where their money goes • Travelers and expats juggling several currencies • Crypto holders who want one view of all their money Download Moongen and bring order to your money today.

Screenshots

Qalta AI4 screens
Moongen4 screens

Verdict

The call

The clearest difference is in-app purchases: Moongen at none against Qalta AI's 4. Moongen also leads on rating (5.0 vs 4.6). Qalta AI's advantage is update cadence (weekly vs every 6 weeks) and ratings volume (17 vs 1). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Qalta AI sells 4 in-app purchases, starting at $3.99 per month. Moongen asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Moongen holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Qalta AI has 17 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Qalta AI ships an update weekly, Moongen every 6 weeks. The most recent releases landed on October 31, 2026 and October 29, 2026 respectively.

Scorecard5 real differences · 5 level
Qalta AI versus Moongen: the parameters behind the verdict, then further details
ParameterQalta AIMoongen
PriceFreeFree
Rating4.6 (17 ratings)5.0 (1 ratings) — better
Positive reviews87.2% of reviews—
Number of ratings17 — better1
Update frequencyWeekly — betterEvery 6 weeks
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemiumFree — better
DevicesiPhoneiPhone, iPad — better
Requires iOS16.416.4
Further details — not scored
Size90 MB68 MB
Age rating4+4+
DeveloperDaniel TokkozhinChingis Savinov

Customer experience

Qalta AI

All ratings17 ratings
Positive88.2%
Neutral5.9%
Negative5.9%
Written reviews39 reviews
Positive87.2%
Neutral5.1%
Negative7.7%

Moongen

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

4 purchases

Qalta AI

Subscriptions4
  • Monthly$3.991 Month
  • Family Monthly$5.991 Month
  • Annually$29.991 Year
Show 1 more
  • Family Annually$49.991 Year
None

Moongen

No in-app purchases

Questions

Is Qalta AI free?
Qalta AI is free to download, with in-app purchases available.
Is Moongen free?
Moongen is free to download, with no in-app purchases.
Which has better reviews, Qalta AI or Moongen?
Moongen is rated higher. Qalta AI averages 4.6 out of 5 from 17 ratings, while Moongen averages 5.0 from 1 ratings.
Do Qalta AI or Moongen have ads?
Neither Qalta AI nor Moongen shows ads.
Which is updated more often, Qalta AI or Moongen?
Qalta AI ships an update weekly, and Moongen every 6 weeks. Most recently, Qalta AI was updated on October 31, 2026 and Moongen on October 29, 2026.

Other comparisons