Comparison

EnvePlan vs Simple

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

EnvePlan

Features
Read full description

Take control of your finances with EnvePlan, the collaborative envelope budgeting app designed for individuals, couples, and families. ENVELOPE BUDGETING MADE SIMPLE EnvePlan uses the proven envelope budgeting method to help you allocate your income to specific spending categories. Create digital envelopes for groceries, entertainment, bills, savings, and more. When an envelope is empty, you know you've reached your limit. SHARE BUDGETS WITH FAMILY Unlike other budgeting apps, EnvePlan lets you share your budget with family members or partners. Everyone can see the same envelopes, add transactions, and track spending together. Perfect for couples managing household finances or families teaching kids about money. KEY FEATURES: - Create unlimited envelopes for different spending categories - Track income and expenses with easy transaction logging - Share budgets using simple share codes - See who added each transaction in shared budgets - Set your own profile name to identify yourself - Real-time sync across all devices - No account required - start budgeting immediately - Clean, intuitive interface HOW IT WORKS: 1. Create a new budget or join an existing one with a share code 2. Set up envelopes for your spending categories 3. Log transactions as you spend 4. Watch your envelope balances update in real-time 5. Stay on budget and reach your financial goals Whether you're paying off debt, saving for a vacation, or just trying to stop overspending, EnvePlan gives you the visibility and control you need. Start your envelope budgeting journey today!

About

Simple

Features
Read full description

Simple Budget is the calmest way to take control of your money. Chat with a built in AI assistant, scan receipts with your camera, log spending by voice, and split your income into pockets you actually understand. No spreadsheets, no clutter, no bank logins required. Everything stays on your device. You stay in charge. WHAT YOU CAN DO AI Money Assistant Ask anything in plain language. "How much did I spend on coffee this month?" "Can I afford a weekend trip?" "What should I cut back on?" Your assistant reads your own data and answers instantly. Smart Receipt Scanner Point your camera at a receipt and let on device OCR pull out the merchant, total, and date. Review, tweak, save. Done in seconds. Voice Entry Tap, speak, log. Say "twelve fifty on lunch" and the app handles the rest with built in speech recognition. Pockets That Make Sense Split your income into flexible pockets like Essentials, Fun, and Savings. See at a glance what is left to spend without guilt. Savings Goals Tell the app what you are saving for, set a target, and track progress with a clean visual goal screen. House, holiday, new bike, emergency fund, your call. Spend Groups and Categories Organize spending into groups and categories you actually use. Drill into any category to see every transaction, totals, and trends. Multi Currency Choose your currency on first launch and the entire app adapts. Travel friendly and built for users worldwide. Share Extension Got a receipt photo or PDF in another app? Share it straight into Simple Budget and turn it into an expense in one tap. Calm, Native Design Built fully in SwiftUI with smooth animations, haptics, and a layout that respects your time and your eyes. PRIVACY FIRST Your transactions live on your device. We never sell your data. We never connect to your bank. You own your numbers. Subscription unlocks the full experience including the AI assistant, receipt scanning, voice entry, unlimited categories, and pockets. Privacy Policy: https://agate-elm-c96.notion.site/Simple-Budget-Tracker-Support-3365370fd0a080cabf7fe14570e09ef4 Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

EnvePlan4 screens
Simple4 screens

Verdict

The call

The clearest difference is ads: Simple at none against EnvePlan's shown. EnvePlan's advantage is update cadence (weekly vs monthly) and iOS requirement (15.0 vs 18.0). On price, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. EnvePlan sells 1 one-off in-app purchase and Simple sells 2 in-app purchases, starting at $6.99 per 7 days. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

EnvePlan ships an update weekly, Simple monthly. The most recent releases landed on November 9, 2026 and October 31, 2026 respectively.

Scorecard3 real differences ยท 3 level
EnvePlan versus Simple: the parameters behind the verdict, then further details
ParameterEnvePlanSimple
PriceFreeFree
Update frequencyWeekly โ€” betterMonthly
AdsYesNo โ€” better
In-app purchasesYesYes
DevicesiPhone, iPad, iPod โ€” betteriPhone, iPad
Requires iOS15.0 โ€” better18.0
Further details โ€” not scored
Size96 MB9 MB
Age rating4+4+
DeveloperCeltic Wards, LLCStride Labs L.L.C.-F.Z.

In-app purchases

1 purchases

EnvePlan

One-time1
  • Receipt Scanner$2.99
2 purchases

Simple

Subscriptions2
  • Weekly$6.997 Days
  • Yearly3 Days trial$29.991 Year

Questions

Is EnvePlan free?
EnvePlan is free to download, with in-app purchases available.
Is Simple free?
Simple is free to download, with in-app purchases available.
Do EnvePlan or Simple have ads?
EnvePlan shows ads; Simple does not.
Which is updated more often, EnvePlan or Simple?
EnvePlan ships an update weekly, and Simple monthly. Most recently, EnvePlan was updated on November 9, 2026 and Simple on October 31, 2026.

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