Amini vs Pulse by Aperture

Amini is a personal and group finance app built for everyday Nigerians. Manage your money, save toward goals, and handle payments all in one place, in English and Hausa. KEY FEATURES: Wallet & Transfers Fund your Amini wallet and send money instantly to other Amini users or any Nigerian bank account. Pay with QR codes or scan to pay at supported merchants. Smart Savings Set up automatic daily, weekly, or monthly savings. Create target savings goals and track your progress. Lock funds for higher interest over 30–365 days. Group Savings (Adashi & Gudunmawa) Join or create traditional community savings groups. Manage contributions, track payouts, and stay on schedule with your group. Bill Payments Recharge airtime and data for MTN, Airtel, Glo, and 9Mobile. Pay for DSTV, GOtv, electricity, and internet subscriptions in seconds. Direct Debit Authorize bank mandates for seamless automatic savings deductions from your bank account. Security Bank-level encryption, PIN protection, and biometric authentication keep your money safe. Amini is designed for communities across Nigeria, simple, secure, and built around how you already save and spend.

Pulse. Feel the rhythm of smart finance. Pulse gives you simple tools to manage money, send payments, and access credit. Fast setup. Clear screens. Secure systems. What you get • Open an account in minutes • Send and receive money instantly • Pay bills and buy airtime • Request debit cards • Track spending in real time • Access credit based on usage • Get alerts for every transaction Why Pulse works for you • Clean, easy interface • Low fees, clear pricing • Strong security controls • Built for mobile-first users • Designed for Nigeria Security • Encrypted transactions • PIN and biometric login • Real-time fraud monitoring Who Pulse serves • Individuals • Small business owners • Salary earners • Students Pulse helps you stay in control of your money. Download Pulse. Feel the rhythm of smart finance.