Comparison

SubsOwl vs Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SubsOwl

Features
Read full description

SubsOwl - Your Subscription Tracker Never miss another subscription payment! SubsOwl helps you track all your recurring expenses in one beautiful, simple app. SMART REMINDERS THAT ACTUALLY WORK Unlike other apps, SubsOwl's notifications are reliable. Get reminded 3 days before each payment and on the due date - never be surprised by unexpected charges again. - Avoid late fees and overdrafts - Cancel before unwanted renewals - Manage your cash flow with confidence TRACK ALL YOUR SUBSCRIPTIONS From streaming services to gym memberships, see everything at a glance: - Netflix, Spotify, Disney+, YouTube Premium - Apple Music, iCloud, Google One - Gym memberships and fitness apps - Software subscriptions (Adobe, Microsoft) - Insurance, magazines, and more 100+ PRE-BUILT TEMPLATES Add subscriptions in seconds with our template library. Just select, enter your price, and you're done. Or create custom entries for any recurring payment. MULTI-CURRENCY SUPPORT Track subscriptions in USD, EUR, TRY, GBP and more. Perfect for international services or if you're managing payments in different currencies. SEE YOUR TOTAL SPENDING View your subscription costs weekly, monthly, or yearly. Identify services you no longer use and discover how much you could save by canceling them. PRIVACY FIRST Your data stays on your device. No account required, no cloud tracking, no data collection. Start tracking immediately - your subscription information is completely private. BEAUTIFUL & SIMPLE Clean interface, dark mode support, and smooth animations. SubsOwl focuses on what matters without overwhelming you with unnecessary features. FREE TO START Track up to 3 subscriptions free. Unlock unlimited tracking with a one-time $2.99 purchase - no subscription required to track your subscriptions! --- DISCLAIMER Service names (Netflix, Spotify, Disney+, etc.) are trademarks of their respective owners. SubsOwl is not affiliated with, endorsed by, or sponsored by any of these services. All trademarks are property of their respective owners. --- Questions or feedback? We'd love to hear from you! Support: hello@oveb.app Privacy Policy: https://subs-owl.oveb.net/privacy Terms of Service: https://subs-owl.oveb.net/terms

About

Expense Tracker

Effortlessly log daily expenses by simply speaking them. This app offers instant recording and smart categorization with a clean, fast interface, making financial tracking quick and intuitive.

Highlights
  • Voice-first expense tracking
  • Instant logging
  • Smart categorization
  • Clean and simple interface
  • Built for speed
Features
Read full description

Track your expenses in seconds — just by speaking. SpendVoice is the fastest way to log your daily expenses. No typing, no forms. Just say what you spent and it's recorded instantly. Why SpendVoice? • Voice-first tracking • Instant logging • Smart categorization • Clean and simple interface • Built for speed Perfect for everyday use — coffee, Uber, shopping. Just speak and move on. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

SubsOwl4 screens
Expense Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: SubsOwl at none against Expense Tracker's 2. SubsOwl also leads on update cadence (fortnightly vs monthly). Expense Tracker's advantage is iOS requirement (15.1 vs 17). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expense Tracker sells 2 in-app purchases, starting at $2.99 per month. SubsOwl asks for nothing beyond the download.

UpkeepUpdate frequency

SubsOwl ships an update fortnightly, Expense Tracker monthly. The most recent releases landed on September 17, 2026 and June 27, 2026 respectively.

Scorecard3 real differences · 6 level
SubsOwl versus Expense Tracker: the parameters behind the verdict, then further details
ParameterSubsOwlExpense Tracker
PriceFreeFree
Rating5.0 (1 ratings) — better
Number of ratings1 — better
Update frequencyFortnightly — betterMonthly
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFreemium
DevicesiPhoneiPhone, iPod — better
Requires iOS1715.1 — better
Further details — not scored
Size10 MB51 MB
Age rating4+4+
DeveloperOsman BASARANMUHAMMED KAPLAN

In-app purchases

None

SubsOwl

No in-app purchases

2 purchases

Expense Tracker

Subscriptions2
  • SpendVoice Pro Monthly7 Days trial$2.991 Month
  • SpendVoice Pro Yearly14 Days trial$19.991 Year

Questions

Is SubsOwl free?
SubsOwl is free to download, with no in-app purchases.
Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Do SubsOwl or Expense Tracker have ads?
Neither SubsOwl nor Expense Tracker shows ads.
Which is updated more often, SubsOwl or Expense Tracker?
SubsOwl ships an update fortnightly, and Expense Tracker monthly. Most recently, SubsOwl was updated on September 17, 2026 and Expense Tracker on June 27, 2026.

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