Expense AI vs SplitOwl
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Expense AI
Effortlessly track expenses and generate tax-ready reports using AI. Scan receipts or add entries via text/voice, and let the app automatically organize and categorize your spending. Create professional reports for accounting and gain insights into your financial habits.
- AI receipt scanning
- Automatic expense categorization
- Quick Add via text or voice
- Customizable smart rules
- PDF and CSV report export
- AI spending insights
- Private data storage
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Track expenses and create tax-ready reports in seconds with AI. Scan receipts, organize your spending, and generate professional reports for your accountant — without manual work. Perfect for freelancers, small business owners, travelers, and anyone who wants to save time and stay organized. SAVE TIME ON EXPENSES AND TAXES Stop wasting hours on manual data entry and messy receipts. Just scan a receipt or type a quick note like “Coffee €5 in café” — the app extracts and organizes everything automatically. • AI reads amount, merchant, date, and currency • Quick Add: create expenses in seconds with text or voice • Automatic categorization with smart rules • Ready-to-use reports for taxes and accounting From receipt to report in seconds. PROFESSIONAL REPORTS FOR TAXES AND ACCOUNTING Generate clean, structured reports your accountant will actually love. • Export PDF and CSV reports in seconds • Attach receipt images to reports • Filter by date, category, or project • Perfect for tax filing and reimbursements No spreadsheets. No manual work. SMART AI CATEGORIES Automatically classify expenses based on your own rules. Example: Track how much you spend on coffee, travel, or business expenses. • Works for new and past expenses • Fully customizable • Gives you real insights into your spending Know exactly where your money goes. AI INSIGHTS Ask questions about your spending and get instant answers. • “How am I doing this month?” • “Where do I spend the most?” • “What should I improve?” Simple insights without complexity. PRIVATE BY DESIGN Your data stays on your device and in your personal iCloud. • No external cloud storage • Full control over your data • Instant sync across devices SHARE WITH OTHERS Work together with your accountant, partner, or team. • Share data via iCloud • Real-time sync across devices • Control access permissions PERFECT FOR • Freelancers and consultants • Small business owners • Tax and accounting preparation • Travel and everyday expenses • Anyone who wants to save time and stay organized If you choose to purchase Country Money Tracker Pro, payment will be charged to your Apple ID account at confirmation of purchase. Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage and cancel your subscriptions in your App Store account settings after purchase. Prices may vary by country and are subject to change. If you choose not to purchase, you can continue using the app for free. Privacy Policy: https://countrymoneytracker.com/privacy Terms of Use: https://countrymoneytracker.com/terms
SplitOwl
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SplitOwl makes it easy to share expenses and settle up with the people in your life — roommates, friends, partners, and travel groups. No more spreadsheets or awkward reminders. SPLIT ANY EXPENSE, FAIRLY Add an expense and split it equally, by exact amounts, by percentage, or by shares. Quick-split presets make common splits a single tap. SEE WHO OWES WHOM Clear balances show exactly what you owe and what you're owed — per person and per group — always up to date. SETTLE UP EASILY Record payments both ways and keep a complete, transparent history of every settlement. ORGANIZE WITH GROUPS Create groups for trips, flatmates, couples, or any shared budget, and keep those expenses together. INVITE ANYONE Add people by phone or email — even before they join SplitOwl. Balances link automatically when they sign up. STAY IN THE LOOP Get notified when an expense or settlement involves you, so nothing slips through the cracks. YOUR DATA, YOUR CONTROL Manage your profile and account, review your activity, and delete your account whenever you want. SplitOwl only uses your contacts to help you find friends already on the app. See our Privacy Policy at https://splitowl.app/privacy. Simple, fast, and free. Download SplitOwl and start splitting today!
Screenshots
Verdict
The clearest difference is in-app purchases: SplitOwl at none against Expense AI's 6. SplitOwl also leads on iOS requirement (15.1 vs 18.0). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expense AI sells 6 in-app purchases, starting at $9.99 per month. SplitOwl asks for nothing beyond the download.
| Parameter | Expense AI | SplitOwl |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 5 days | — |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 18.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 86 MB | 30 MB |
| Age rating | 4+ | 4+ |
| Developer | Grand Apps Avenue Company Limited | Najubhai Bhadarka |
In-app purchases
Expense AI
- Expense AI Pro Monthly$9.991 Month
- Expense AI Pro Yearly$49.991 Year
- Expense AI Pro Yearly7 Days trial$49.991 Year
- 1,000 AI Credits$4.99
- 4,000 AI Credits$14.99
- 10,000 AI Credits$29.99
SplitOwl
No in-app purchases





